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Sponsor portfolioWelfare / HealthEIN 20-2374195
MCGARD LLC
3875 CALIFORNIA RD · ORCHARD PARK, NY 14127
7166628980
- Plans filed
- 4
- Years active
- 2015–2026
- Industry
- NAICS 42
- Latest filing
- 2026
Total premiums (latest)
$780K
No prior year
Persons covered
621
No prior year
Total participants
621
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #507$780K
MCGARD LLC HEALTH AND WELFARE PLAN
Fully insured621 covered·2 carriers
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #509$33K
MCGARD/MCCALEY MEDICAL PLAN
Fully insured0 covered·1 carrier
Primary: AFLAC
Plan #505$7K
MCGARD GROUP WELFARE PLAN
Mixed668 covered·1 carrier
Primary: GUARDIAN
Plan #506$0
MCGARD/MCCAULEY DENTAL PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Vision | $495K | 16.3% | |
| Life | $495K | 16.3% | |
| Short-term disability | $495K | 16.3% | |
| Long-term disability | $495K | 16.3% | |
| Other | $495K | 16.3% | |
| Health | $285K | 9.4% | |
| Prescription drug | $285K | 9.4% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 135123390 | VLSTDLTDOth | $495K | 63.5% | 1 | 1 | 621 |
EIN 161483784 | HRx | $285K | 36.5% | 1 | 1 | 325 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| UNKNOWN | ORCHARD PARK, NY | INDEPENDENT HEALTH BENEFITS CORPORATION | $84K | $0 | $84K | 51.6% | 1 |
| USI INSURANCE SERVICES LLC | LATHAM, NY | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $49K | $4K | $54K | 33.1% | 1 |
| MARK S METTILLE | SAINT PETERSBURG, FL | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $25K | $0 | $25K | 15.3% | 1 |
History & trajectory
12 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan