Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$1.1M
- Life$65K
- Other$65K
- Dental$63K
- Short-term disability$61K
- Long-term disability$61K
- +1 more
Sponsor portfolio
SPERO ACADEMY
EIN 20-0309518Latest filing 2025
Plans
5
Retirement
0
Welfare
5
$2.3M premiums
Participants
153
Benefits portfolio analytics
5 plans / $2.3M premiums / 595 covered livesCarrier market share
Premium dollars by Schedule A carrier
89%top
- MEDICA INSURANCE COMPANY89%
- UNUM LIFE INSURANCE COMPANY OF AMERICA5%
- DELTA DENTAL OF CALIFORNIA5%
- FIDELITY SECURITY LIFE INSURANCE COMPANY1%
Broker market share
Schedule A broker compensation
69%top
- USI INSURANCE SERVICES LLC69%
- THE HORTON GROUP26%
- MARSH & MCLENNAN AGENCY LLC5%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Welfare#506
SPERO ACADEMY HEALTH AND WELFARE BENEFIT PLAN
Fully Insured - MEDICA INSURANCE COMPANY
Premiums$1.2M
Covered lives162
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#501
SPERO MEDICAL
Fully Insured - MEDICA INSURANCE COMPANY
Premiums$890K
Covered lives153
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#503
SPERO LIFE AD&D
Fully Insured - UNUM LIFE INSURANCE COMPANY OF AMERICA
Premiums$68K
Covered lives136
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#502
SPERO DENTAL
Fully Insured - DELTA DENTAL OF MINNESOTA
Premiums$59K
Covered lives144
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#505
SPERO FSA
Self Funded
Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare plans5
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 506 | SPERO ACADEMY HEALTH AND WELFARE BENEFIT PLAN | Fully Insured | MEDICA INSURANCE COMPANY | $1.2M | 162 | 2025 | |
| 501 | SPERO MEDICAL | Fully Insured | MEDICA INSURANCE COMPANY | $890K | 153 | 2024 | |
| 503 | SPERO LIFE AD&D | Fully Insured | UNUM LIFE INSURANCE COMPANY OF AMERICA | $68K | 136 | 2024 | |
| 502 | SPERO DENTAL | Fully Insured | DELTA DENTAL OF MINNESOTA | $59K | 144 | 2024 | |
| 505 | SPERO FSA | Self Funded | - | $0 | 0 | 2024 |
Welfare plans