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Sponsor portfolioWelfare / HealthEIN 20-0309518
SPERO ACADEMY
2701 CALIFORNIA STREET NE · MINNEAPOLIS, MN 55418
6124658600
- Plans filed
- 5
- Years active
- 2023–2025
- Industry
- NAICS 61
- Latest filing
- 2025
Total premiums (latest)
$1.2M
No prior year
Persons covered
162
No prior year
Total participants
153
No prior year
Plans filed
5
No prior year
Plans under this sponsor
5 plans
Plan #506$1.2M
SPERO ACADEMY HEALTH AND WELFARE BENEFIT PLAN
Fully insured162 covered·4 carriers
Primary: MEDICA INSURANCE COMPANY
Plan #501$890K
SPERO MEDICAL
Fully insured153 covered·1 carrier
Primary: MEDICA INSURANCE COMPANY
Plan #503$68K
SPERO LIFE AD&D
Fully insured136 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #502$59K
SPERO DENTAL
Fully insured144 covered·1 carrier
Primary: DELTA DENTAL OF MINNESOTA
Plan #505$0
SPERO FSA
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.1M | 77.2% | |
| Life | $65K | 4.6% | |
| Other | $65K | 4.6% | |
| Dental | $63K | 4.4% | |
| Short-term disability | $61K | 4.3% | |
| Long-term disability | $61K | 4.3% | |
| Vision | $11K | 0.8% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 411490988 | H | $1.1M | 88.8% | 1 | 1 | 155 |
EIN 010278678 | LSTDLTDOth | $65K | 5.2% | 1 | 2 | 153 |
EIN 410952670 | D | $63K | 5.1% | 1 | 1 | 162 |
EIN 430949844 | V | $11K | 0.9% | 1 | 1 | 94 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC | — | UNUM LIFE INSURANCE COMPANY OF AMERICA, FIDELITY SECURITY LIFE INSURANCE COMPANY, DELTA DENTAL OF MINNESOTA, MEDICA INSURANCE COMPANY | $45K | $3K | $48K | 68.7% | 1 |
| THE HORTON GROUP | ORLAND PARK, IL | MEDICA INSURANCE COMPANY | $18K | $0 | $18K | 25.9% | 1 |
| MARSH & MCLENNAN AGENCY LLC | ORLAND PARK, IL | UNUM LIFE INSURANCE COMPANY OF AMERICA, DELTA DENTAL OF MINNESOTA | $4K | $305 | $4K | 5.4% | 1 |
History & trajectory
3 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan