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Sponsor portfolioTH

ESL FEDERAL CREDIT UNION

EIN 16-1490324-financial services-Latest filing 2025
Plans
4
Retirement
2
$168.1M assets
Welfare
2
$579K premiums
Participants
2,391
225 CHESTNUT STREET - ROCHESTER, NY 14604585-336-1354esl.orgLinkedIn501-1000 employeesfinancial services
Plans on this EIN
4 filings
#001401k-$164.6M - 1,255 part#002CashBalance-$3.5M - 0 part#501Mixed-$579K - 997 lives#506Unknown-0 lives

Retirement portfolio analytics

2 plans aggregated / $168.1M assets / 1,255 participants

Assets by plan

Share of aggregate retirement assets

98%top
  • CREDIT UNION Savings (#001)98%
  • CREDIT UNION PENSION (#002)2%
Total $168.1MClick slice to drill in

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
98%top
  • T ROWE PRICE RPS INC98%
  • (Not disclosed)2%
Total $168.1MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • CREDIT UNION Savings (#001)1,255
Total 1,255Click row to drill in

Benefits portfolio analytics

2 plans / $579K premiums / 997 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Life$461K
  • Long-term disability$461K
  • Vision$118K
Total $579K3 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
80%top
  • THE LINCOLN NATIONAL LIFE INSURANCE COMPANY80%
  • THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA20%
Total $579K2 slices

Broker market share

Schedule A broker compensation

Single broker
100%top
  • LAWLEY BENEFITS GROUP LLC100%
Total $57K1 slice

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

ESL FEDERAL CREDIT UNION SAVINGS PLAN

401k

Assets$164.6M
Participants1,255
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002

ESL FEDERAL CREDIT UNION PENSION PLAN

CashBalance

Assets$3.5M
Participants0
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

ESL FEDERAL CREDIT UNION WELFARE BENEFITS PLAN

Mixed - LINCOLN NATIONAL LIFE INSURANCE COMPANY

Premiums$579K
Covered lives997
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#506

ESL FEDERAL CREDIT UNION VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN

Unknown

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
001ESL FEDERAL CREDIT UNION SAVINGS PLAN401k$164.6M1,2552024
002ESL FEDERAL CREDIT UNION PENSION PLANCashBalance$3.5M02024

Welfare plans2

Plan #NameFundingCarrierPremiumsCoveredLatest year
501ESL FEDERAL CREDIT UNION WELFARE BENEFITS PLANMixedLINCOLN NATIONAL LIFE INSURANCE COMPANY$579K9972025
506ESL FEDERAL CREDIT UNION VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLANUnknown-$002024
Retirement plans
Welfare plans
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