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  2. Esl Federal Credit Union
  • Retirement analytics
  • Benefits analytics
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  • Retirement plans
  • Health & Benefits plans

Filings through Oct 24, 2026.

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Esl Federal Credit Union

EIN 16-1490324-financial services-Latest filing 2025
Plans
4
Retirement
2
$195.5M assets
Health & Benefits
2
$579K premiums
Participants
2,452
225 CHESTNUT STREET - ROCHESTER, NY 14604585-336-5712esl.orgLinkedIn501-1000 employeesfinancial services
Plans on this EIN
4 filings
#001401(k)-$192.4M - 1,313 part#002Cash balance-$3.1M - 0 part#501Mixed-$579K - 997 lives#506Unknown-0 lives

Health & Benefits portfolio - carriers, brokers and premium across this company's 2 health and benefits plans.

Retirement portfolio analytics

2 plans aggregated / $195.5M assets / 1,313 participants

Assets by plan

Share of aggregate retirement assets

  • CREDIT UNION Savings (#001)$192.4M
  • CREDIT UNION PENSION (#002)$3.1M
Total $195.5MSelect a row to open it

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
  • T ROWE PRICE RPS INC$192.4M
  • (Not disclosed)$3.1M
Total $195.5MSelect a row to open it

Participants by plan

Active + retired + deferred vested

  • CREDIT UNION Savings (#001)1,313
Total 1,313Select a row to open it

Benefits portfolio analytics

2 plans / $579K premiums / 997 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Life$461K
  • Long-term disability$461K
  • Vision$118K
Total $579K3 rows
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Plan summaries

Each card links to its plan page. The plan page shows fees vs peers, audit grade, history and counterparties.

Retirement#001

ESL FEDERAL CREDIT UNION SAVINGS PLAN

401(k)

Assets$192.4M
Participants1,313
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Retirement#002

ESL FEDERAL CREDIT UNION PENSION PLAN

Cash balance

Assets$3.1M
Participants0
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Health & Benefits#501

ESL FEDERAL CREDIT UNION WELFARE BENEFITS PLAN

Mixed - LINCOLN NATIONAL LIFE INSURANCE COMPANY

Premiums$579K
Covered lives997
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#506

ESL FEDERAL CREDIT UNION VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN

Unknown

Premiums$0
Covered lives0
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan

Retirement plans

2 plans on this EIN

PlanNameTypeAssetsParticipantsLatest year
#001ESL FEDERAL CREDIT UNION SAVINGS PLAN401(k)$192.4M1,3132025
#002ESL FEDERAL CREDIT UNION PENSION PLANCash balance$3.1M02025
  • ESL FEDERAL CREDIT UNION SAVINGS PLAN$192.4M
    #001 · 401(k) · 20251,313
  • ESL FEDERAL CREDIT UNION PENSION PLAN$3.1M
    #002 · Cash balance · 20250

Health & Benefits plans

2 plans on this EIN

PlanNameFundingCarrierPremiumsCoveredLatest year
#501ESL FEDERAL CREDIT UNION WELFARE BENEFITS PLANMixedLINCOLN NATIONAL LIFE INSURANCE COMPANY$579K9972025
#506ESL FEDERAL CREDIT UNION VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLANUnknown-$002025
  • ESL FEDERAL CREDIT UNION WELFARE BENEFITS PLAN$579K
    #501 · Mixed · LINCOLN NATIONAL LIFE INSURANCE COMPANY · 2025997
  • ESL FEDERAL CREDIT UNION VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN$0
    #506 · Unknown · 20250
Retirement plans
Health & Benefits plans

On this page

  1. Retirement analytics
  2. Benefits analytics
  3. Plan summaries
  4. Retirement plans
  5. Health & Benefits plans
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