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Sponsor portfolioWelfare / HealthEIN 16-1490324
ESL FEDERAL CREDIT UNION
225 CHESTNUT STREET · ROCHESTER, NY 14604
5853361354
- Plans filed
- 5
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$579K
No prior year
Persons covered
997
No prior year
Total participants
997
No prior year
Plans filed
5
No prior year
Plans under this sponsor
5 plans
Plan #501$579K
ESL FEDERAL CREDIT UNION WELFARE BENEFITS PLAN
Mixed997 covered·2 carriers
Primary: LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #503$72K
ESL FEDERAL CREDIT UNION DISABILITY INSURANCE PLAN
Fully insured699 covered·1 carrier
Primary: LIBERTY LIFE ASSURANCE COMPANY OF BOSTON
Plan #502$45K
ESL FEDERAL CREDIT UNION LIFE AND AD&D INSURANCE PLAN
Fully insured679 covered·1 carrier
Primary: LIBERTY LIFE ASSURANCE COMPANY OF BOSTON
Plan #506$0
ESL FEDERAL CREDIT UNION VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN
Unknown0 covered·0 carriers
Plan #505$0
ESL FEDERAL CREDIT UNION FLEXIBLE SPENDING ACCOUNT
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Life | $461K | 44.3% | |
| Long-term disability | $461K | 44.3% | |
| Vision | $118K | 11.3% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 350472300 | LLTD | $461K | 79.6% | 1 | 1 | 997 |
EIN 135123390 | V | $118K | 20.4% | 1 | 1 | 655 |
Broker overview
1 broker · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| LAWLEY BENEFITS GROUP LLC | BUFFALO, NY | GUARDIAN, LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $54K | $57K | 100.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan