Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$4.9M
- Prescription drug$4.9M
- Other$303K
- Life$301K
- Long-term disability$301K
- Dental$188K
- +1 more
Filings through .
Top hat
Merchants Mutual Insurance Company
EIN 16-0550140insuranceLatest filing 2025
Plans
3
Retirement
1
$84.1M assets
Health & Benefits
2
$5.4M premiums
Participants
1,354
Plans on this EIN
3 filingsHealth & Benefits portfolio - carriers, brokers and premium across this company's 2 health and benefits plans.
Benefits portfolio analytics
2 plans / $5.4M premiums / 440 covered lives
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Plan summaries
Each card links to its plan page. The plan page shows fees vs peers, audit grade, history and counterparties.
Retirement#002
MERCHANTS MUTUAL CAPITAL ACCUMULATION PLAN
401(k)
Assets$84.1M
Participants440
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Health & Benefits#508
MERCHANTS MUTUAL INSURANCE COMPANY BENEFIT OPTIONS PLAN
Fully insured - HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC.
Premiums$5.4M
Covered lives440
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#509
MERCHANTS MUTUAL SEVERANCE PAY PLAN
Self-funded
Premiums$0
Covered lives0
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Retirement plans
1 plan on this EIN
| Plan | Name | Type | Assets | Participants | Latest year |
|---|---|---|---|---|---|
| #002 | MERCHANTS MUTUAL CAPITAL ACCUMULATION PLAN | 401(k) | $84.1M | 440 | 2025 |
- #002 · 401(k) · 2025440
Health & Benefits plans
2 plans on this EIN
| Plan | Name | Funding | Carrier | Premiums | Covered | Latest year |
|---|---|---|---|---|---|---|
| #508 | MERCHANTS MUTUAL INSURANCE COMPANY BENEFIT OPTIONS PLAN | Fully insured | HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC. | $5.4M | 440 | 2025 |
| #509 | MERCHANTS MUTUAL SEVERANCE PAY PLAN | Self-funded | - | $0 | 0 | 2025 |
- #508 · Fully insured · HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC. · 2025440
- #509 · Self-funded · 20250
Retirement plans
Health & Benefits plans