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Sponsor portfolioTH

MERCHANTS MUTUAL INSURANCE COMPANY

EIN 16-0550140-insurance-Latest filing 2025
Plans
3
Retirement
1
$84.1M assets
Welfare
2
$5.4M premiums
Participants
1,354
250 MAIN STREET - BUFFALO, NY 14202716-849-3333LinkedIn201-500 employeesinsurance
Plans on this EIN
3 filings
#002401k-$84.1M - 440 part#508Fully Insured-$5.4M - 440 lives#509Self Funded-0 lives

Benefits portfolio analytics

2 plans / $5.4M premiums / 440 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$4.9M
  • Prescription drug$4.9M
  • Other$303K
  • Life$301K
  • Long-term disability$301K
  • Dental$188K
  • +1 more
Total $5.4M7 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
90%top
  • BLUE CROSS OF CALIFORNIA90%
  • HARTFORD LIFE AND ACCIDENT6%
  • DELTA DENTAL OF CALIFORNIA3%
  • THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA0%
Total $5.4M4 slices

Broker market share

Schedule A broker compensation

Single broker
100%top
  • MERCER HEALTH AND BENEFITS, LLC100%
Total $112K1 slice

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#002

MERCHANTS MUTUAL CAPITAL ACCUMULATION PLAN

401k

Assets$84.1M
Participants440
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#508

MERCHANTS MUTUAL INSURANCE COMPANY BENEFIT OPTIONS PLAN

Fully Insured - HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC.

Premiums$5.4M
Covered lives440
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#509

MERCHANTS MUTUAL SEVERANCE PAY PLAN

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans1

Plan #NameTypeAssetsParticipantsLatest year
002MERCHANTS MUTUAL CAPITAL ACCUMULATION PLAN401k$84.1M4402025

Welfare plans2

Plan #NameFundingCarrierPremiumsCoveredLatest year
508MERCHANTS MUTUAL INSURANCE COMPANY BENEFIT OPTIONS PLANFully InsuredHIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC.$5.4M4402025
509MERCHANTS MUTUAL SEVERANCE PAY PLANSelf Funded-$002025
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