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Sponsor portfolioWelfare / HealthEIN 16-0550140

MERCHANTS MUTUAL INSURANCE COMPANY

250 MAIN STREET · BUFFALO, NY 14202
7168493180
Plans filed
2
Years active
2015–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$5.4M
No prior year
Persons covered
440
No prior year
Total participants
914
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #508$5.4M
MERCHANTS MUTUAL INSURANCE COMPANY BENEFIT OPTIONS PLAN
Fully insured440 covered·4 carriers
Primary: HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC.
Plan #509$0
MERCHANTS MUTUAL SEVERANCE PAY PLAN
Self-funded0 covered·0 carriers

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$4.9M44.9%
Prescription drug$4.9M44.9%
Other$303K2.8%
Life$301K2.7%
Long-term disability$301K2.7%
Dental$188K1.7%
Vision$27K0.2%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 161105741
HRx
$4.9M90.5%11436
HARTFORD LIFE AND ACCIDENT
EIN 060838648
LLTDOth
$303K5.6%12327
DELTA DENTAL OF CALIFORNIA
EIN 111980218
D
$188K3.5%11440
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
V
$27K0.5%11186

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MERCER HEALTH AND BENEFITS, LLCNORWOOD, MATHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC., HARTFORD LIFE AND ACCIDENT, DELTA DENTAL OF NEW YORK$106K$6K$112K100.0%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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