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Sponsor portfolio

CAPITAL DISTRICT BEGINNINGS, INC.

EIN 14-1653112-primary/secondary education-Latest filing 2025
Plans
2
Retirement
1
$9.9M assets
Welfare
1
$596K premiums
Participants
370
673 COLUMBIA TURNPIKE - EAST GREENBUSH, NY 12061518-233-0544cdbegin.comLinkedIn51-200 employeesprimary/secondary education
Plans on this EIN
2 filings
#001401k-$9.9M - 219 part#501Mixed-$596K - 151 lives

Benefits portfolio analytics

1 plan / $596K premiums / 151 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$524K
  • Prescription drug$524K
  • Other$72K
  • Vision$68K
  • Life$68K
  • Short-term disability$68K
  • +1 more
Total $596K7 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
88%top
  • BLUE CROSS OF CALIFORNIA88%
  • THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA11%
  • CAPITAL ADVANTAGE ASSURANCE COMPANY1%
Total $596K3 slices

Broker market share

Schedule A broker compensation

Split broker
97%top
  • WORLD INSURANCE ASSOCIATES LLC97%
  • WATCHTOWER BENEFITS, LLC3%
Total $36K2 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

CAPITAL DISTRICT BEGINNINGS, INC. PROFIT SHARING PLAN

401k

Assets$9.9M
Participants219
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

CAPITAL DISTRICT BEGINNINGS, INC. WELFARE BENEFITS PLAN

Mixed - HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC.

Premiums$596K
Covered lives151
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans1

Plan #NameTypeAssetsParticipantsLatest year
001CAPITAL DISTRICT BEGINNINGS, INC. PROFIT SHARING PLAN401k$9.9M2192025

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
501CAPITAL DISTRICT BEGINNINGS, INC. WELFARE BENEFITS PLANMixedHIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC.$596K1512024
Retirement plans
Welfare plans
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