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Sponsor portfolioWelfare / HealthEIN 14-1653112
CAPITAL DISTRICT BEGINNINGS, INC.
673 COLUMBIA TURNPIKE · EAST GREENBUSH, NY 12061
5182230544
- Plans filed
- 1
- Years active
- 2015–2025
- Industry
- NAICS 62
- Latest filing
- 2025
Total premiums (latest)
$859K
No prior year
Persons covered
163
No prior year
Total participants
161
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $779K | 40.1% | |
| Prescription drug | $779K | 40.1% | |
| Other | $80K | 4.1% | |
| Vision | $76K | 3.9% | |
| Life | $76K | 3.9% | |
| Short-term disability | $76K | 3.9% | |
| Long-term disability | $76K | 3.9% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 161105741 | HRx | $779K | 90.6% | 1 | 1 | 62 |
EIN 135123390 | VLSTDLTDOth | $76K | 8.8% | 1 | 1 | 163 |
EIN 141338477 | Oth | $4K | 0.5% | 1 | 1 | 10 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| WORLD INSURANCE ASSOCIATES LLC | — | HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC., THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $38K | $1K | $39K | 97.2% | 1 |
| WATCHTOWER BENEFITS, LLC | CHICAGO, IL | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $1K | $0 | $1K | 2.8% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan