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  2. BREAD FINANCIAL PAYMENTS, INC.
Sponsor portfolioTH

BREAD FINANCIAL PAYMENTS, INC.

EIN 13-3163498-financial services-Latest filing 2024
Plans
4
Retirement
1
$932.1M assets
Welfare
3
$13.2M premiums
Participants
19,711
3095 LOYALTY CIRCLE - COLUMBUS, OH 43219614-729-4000breadfinancial.comLinkedIn5001-10000 employeesfinancial services
Plans on this EIN
4 filings
#001401k-$932.1M - 9,012 part#502Mixed-$11.1M - 9,431 lives#501Self Funded-$2.1M - 4,579 lives#503Self Funded-0 lives

Benefits portfolio analytics

3 plans / $13.2M premiums / 14,010 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Other$4.3M
  • Dental$4.2M
  • Long-term disability$2.9M
  • Life$2.1M
  • Stop-loss$2.1M
  • Vision$647K
Total $13.2M6 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
34%top
  • METROPOLITAN LIFE INSURANCE COMPANY34%
  • AFLAC22%
  • SECURIAN LIFE INSURANCE COMPANY16%
  • UNIMERICA INSURANCE COMPANY16%
  • RELIASTAR LIFE INSURANCE COMPANY7%
  • +2 more
Total $13.2M7 slices

Broker market share

Schedule A broker compensation

Single broker
100%top
  • WILLIS TOWERS WATSON US LLC100%
Total $479K1 slice

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

BREAD FINANCIAL 401(K) PLAN

401k

Assets$932.1M
Participants9,012
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#502

BREAD FINANCIAL PAYMENTS, INC. MASTER WELFARE BENEFIT PLAN FOR INSURED BENEFITS

Mixed - METROPOLITAN LIFE INSURANCE COMPANY

Premiums$11.1M
Covered lives9,431
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#501

BREAD FINANCIAL PAYMENTS, INC. MASTER WELFARE PLAN FOR SELF-INSURED BENEFITS

Self Funded - UNIMERICA INSURANCE COMPANY

Premiums$2.1M
Covered lives4,579
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#503

BREAD FINANCIAL PAYMENTS, INC. CODE SECTION 125 PLAN

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans1

Plan #NameTypeAssetsParticipantsLatest year
001BREAD FINANCIAL 401(K) PLAN401k$932.1M9,0122024

Welfare plans3

Plan #NameFundingCarrierPremiumsCoveredLatest year
502BREAD FINANCIAL PAYMENTS, INC. MASTER WELFARE BENEFIT PLAN FOR INSURED BENEFITSMixedMETROPOLITAN LIFE INSURANCE COMPANY$11.1M9,4312024
501BREAD FINANCIAL PAYMENTS, INC. MASTER WELFARE PLAN FOR SELF-INSURED BENEFITSSelf FundedUNIMERICA INSURANCE COMPANY$2.1M4,5792024
503BREAD FINANCIAL PAYMENTS, INC. CODE SECTION 125 PLANSelf Funded-$002024
Retirement plans
Welfare plans
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