Open any plan below to see its carriers, broker commissions and premiums.
Solo shows those sections on each welfare plan. Your first month is $4.99.
Sponsor portfolioWelfare / HealthEIN 13-3163498
BREAD FINANCIAL PAYMENTS, INC.
3095 LOYALTY CIRCLE · COLUMBUS, OH 43219
6147294000
- Plans filed
- 3
- Years active
- 2015–2024
- Industry
- NAICS 52
- Latest filing
- 2024
Total premiums (latest)
$13.2M
No prior year
Persons covered
14,010
No prior year
Total participants
10,699
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #502$11.1M
BREAD FINANCIAL PAYMENTS, INC. MASTER WELFARE BENEFIT PLAN FOR INSURED BENEFITS
Mixed9,431 covered·7 carriers
Primary: METROPOLITAN LIFE INSURANCE COMPANY
Plan #501$2.1M
BREAD FINANCIAL PAYMENTS, INC. MASTER WELFARE PLAN FOR SELF-INSURED BENEFITS
Self-funded4,579 covered·1 carrier
Primary: UNIMERICA INSURANCE COMPANY
Plan #503$0
BREAD FINANCIAL PAYMENTS, INC. CODE SECTION 125 PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $4.3M | 26.4% | |
| Dental | $4.2M | 26.0% | |
| Long-term disability | $2.9M | 17.7% | |
| Life | $2.1M | 13.1% | |
| Stop-loss | $2.1M | 12.8% | |
| Vision | $647K | 4.0% |
Carrier overview
7 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 341650967 | DOth | $4.5M | 34.1% | 1 | 2 | 9,431 |
EIN 570514130 | LTDOth | $2.9M | 21.9% | 1 | 1 | 5,515 |
EIN 411412669 | LOth | $2.1M | 16.2% | 1 | 4 | 5,435 |
EIN 521996029 | SL | $2.1M | 15.7% | 1 | 1 | 4,579 |
EIN 410451140 | Oth | $949K | 7.2% | 1 | 3 | 3,443 |
EIN 061227840 | V | $647K | 4.9% | 1 | 1 | 4,053 |
EIN 591031071 | Oth | $4K | 0.0% | 1 | 1 | 1 |
Broker overview
1 broker · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC | NEW YORK, NY | UNIMERICA INSURANCE COMPANY, RELIASTAR LIFE INSURANCE COMPANY, METLIFE LEGAL PLANS, CONTINENTAL AMERICAN INSURANCE COMPANY, SECURIAN LIFE INSURANCE COMPANY | $350K | $129K | $479K | 100.0% | 2 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan