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  2. ELDER SERVICES OF WORCESTER AREA, INC.
Sponsor portfolio

ELDER SERVICES OF WORCESTER AREA, INC.

EIN 04-2545221-individual & family services-Latest filing 2025
Plans
2
Retirement
1
$18.2M assets
Welfare
1
$2.0M premiums
Participants
656
67 MILLBROOK ST - WORCESTER, MA 016062835508-756-1545eswa.orgLinkedIn51-200 employeesindividual & family services
Plans on this EIN
2 filings
#002ProfitSharing-$18.2M - 443 part#502Fully Insured-$2.0M - 230 lives

Benefits portfolio analytics

1 plan / $2.0M premiums / 230 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$1.8M
  • Prescription drug$1.8M
  • Dental$97K
  • Life$54K
  • Other$53K
Total $2.0M5 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
92%top
  • HARVARD PILGRIM HEALTH CARE92%
  • DELTA DENTAL OF CALIFORNIA5%
  • UNUM LIFE INSURANCE COMPANY OF AMERICA3%
  • LIFE INSURANCE COMPANY OF NORTH AMERICA0%
Total $2.0M4 slices

Broker market share

Schedule A broker compensation

Split broker
81%top
  • THE BALDWIN GROUP WEST LLC81%
  • ROGERS BENEFIT GROUP INC9%
  • CAROL JACQUES3%
  • THEODORE W. ZIENCINA3%
  • ARNE C EKSTROM2%
  • +3 more
Total $49K8 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#002

403(B) THRIFT PLAN FOR EMPLOYEES OF ELDER SERVICES OF WORCESTER AREA, INC.

ProfitSharing

Assets$18.2M
Participants443
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#502

ELDER SERVICES OF WORCESTER HEALTH AND WELFARE PLAN

Fully Insured - HPHC INSURANCE COMPANY

Premiums$2.0M
Covered lives230
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans1

Plan #NameTypeAssetsParticipantsLatest year
002403(B) THRIFT PLAN FOR EMPLOYEES OF ELDER SERVICES OF WORCESTER AREA, INC.ProfitSharing$18.2M4432025

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
502ELDER SERVICES OF WORCESTER HEALTH AND WELFARE PLANFully InsuredHPHC INSURANCE COMPANY$2.0M2302025
Retirement plans
Welfare plans
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