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Sponsor portfolioWelfare / HealthEIN 04-2545221

ELDER SERVICES OF WORCESTER AREA, INC.

67 MILLBROOK STREET · WORCESTER, MA 01606
5087561545
Plans filed
2
Years active
2015–2025
Industry
NAICS 62
Latest filing
2025
Total premiums (latest)
$2.0M
No prior year
Persons covered
230
No prior year
Total participants
213
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #502$2.0M
ELDER SERVICES OF WORCESTER HEALTH AND WELFARE PLAN
Fully insured230 covered·4 carriers
Primary: HPHC INSURANCE COMPANY
Plan #501$1K
GROUP LIFE INSURANCE PLAN OF ELDER SERVICES OF WORCESTER AREA, INC.
Fully insured0 covered·1 carrier
Primary: MUTUAL OF AMERICA LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.8M47.3%
Prescription drug$1.8M47.3%
Dental$97K2.6%
Life$54K1.4%
Other$53K1.4%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
HARVARD PILGRIM HEALTH CARE
EIN 043149694
HRx
$1.8M92.2%11230
DELTA DENTAL OF CALIFORNIA
EIN 046143185
D
$97K5.0%11187
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 570144607
LOth
$53K2.7%1152
LIFE INSURANCE COMPANY OF NORTH AMERICA
EIN 122345678
L
$2K0.1%11192

Broker overview

9 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
BALDWIN KRYSTYN SHERMAN PARTNERSTAMPA, FLHPHC INSURANCE COMPANY$33K$6K$40K80.7%1
ROGERS BENEFIT GROUP INCWESTWOOD, MADENTAL SERVICES OF MASSACHUSETTS, INC. DBA DELTA DENTAL$4K$0$4K8.6%1
CAROL JACQUESBROAD BROOK, CTCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$1K$0$1K2.8%1
THEODORE W. ZIENCINAEAST LONGMEADOW, MACOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$1K$39$1K2.6%1
ARNE C EKSTROMWEST SPRINGFIELD, MACOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$823$0$8231.7%1
LORI ANN MARTINEZOXFORD, MACOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$348$386$7341.5%1
ENROLLMENT SOLUTIONS LTDSUTTON, MACOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$289$196$4851.0%1
KERRY PARSONSHOLYOKE, MACOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$300$0$3000.6%1
BRAIN STEBBINSHOLYOKE, MACOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$263$0$2630.5%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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