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  2. Central One Federal Credit Union
  • Retirement analytics
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Filings through Oct 24, 2026.

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Central One Federal Credit Union

EIN 04-2158611-banking-Latest filing 2025
Plans
3
Retirement
2
$47.9M assets
Health & Benefits
1
$1.8M premiums
Participants
446
714 MAIN ST - SHREWSBURY, MA 015450280508-841-0502centralfcu.comLinkedIn51-200 employeesbanking
Plans on this EIN
3 filings
#002401(k)-$24.9M - 155 part#001Cash balance-$23.1M - 158 part#502Fully insured-$1.8M - 163 lives

Health & Benefits portfolio - carriers, brokers and premium across this company's health and benefits plan.

Retirement portfolio analytics

2 plans aggregated / $47.9M assets / 313 participants

Assets by plan

Share of aggregate retirement assets

  • PLAN AND TRUST (#002)$24.9M
  • PLAN AND TRUST (#001)$23.1M
Total $47.9MSelect a row to open it

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
  • CUNA MUTUAL$24.9M
  • (Not disclosed)$23.1M
Total $47.9MSelect a row to open it

Participants by plan

Active + retired + deferred vested

  • PLAN AND TRUST (#001)158
  • PLAN AND TRUST (#002)155
Total 313Select a row to open it

Benefits portfolio analytics

1 plan / $1.8M premiums / 163 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$1.5M
  • Prescription drug$1.5M
  • Dental$243K
  • Vision$243K
  • Life$243K
  • Short-term disability$243K
  • +2 more
Total $1.8M8 rows
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Plan summaries

Each card links to its plan page. The plan page shows fees vs peers, audit grade, history and counterparties.

Retirement#002

CENTRAL ONE FEDERAL CREDIT UNION 401(K) PLAN AND TRUST

401(k)

Assets$24.9M
Participants155
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Retirement#001

COFCU CASH BALANCE DEFINED BENEFIT PLAN AND TRUST

Cash balance

Assets$23.1M
Participants158
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Health & Benefits#502

CENTRAL ONE FEDERAL CREDIT UNION EMPLOYEE BENEFITS PLAN

Fully insured - HARVARD PILGRIM HEALTH CARE

Premiums$1.8M
Covered lives163
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan

Retirement plans

2 plans on this EIN

PlanNameTypeAssetsParticipantsLatest year
#002CENTRAL ONE FEDERAL CREDIT UNION 401(K) PLAN AND TRUST401(k)$24.9M1552025
#001COFCU CASH BALANCE DEFINED BENEFIT PLAN AND TRUSTCash balance$23.1M1582025
  • CENTRAL ONE FEDERAL CREDIT UNION 401(K) PLAN AND TRUST$24.9M
    #002 · 401(k) · 2025155
  • COFCU CASH BALANCE DEFINED BENEFIT PLAN AND TRUST$23.1M
    #001 · Cash balance · 2025158

Health & Benefits plans

1 plan on this EIN

PlanNameFundingCarrierPremiumsCoveredLatest year
#502CENTRAL ONE FEDERAL CREDIT UNION EMPLOYEE BENEFITS PLANFully insuredHARVARD PILGRIM HEALTH CARE$1.8M1632025
  • CENTRAL ONE FEDERAL CREDIT UNION EMPLOYEE BENEFITS PLAN$1.8M
    #502 · Fully insured · HARVARD PILGRIM HEALTH CARE · 2025163
Retirement plans
Health & Benefits plans

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  1. Retirement analytics
  2. Benefits analytics
  3. Plan summaries
  4. Retirement plans
  5. Health & Benefits plans
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