PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. CENTRAL ONE FEDERAL CREDIT UNION

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 04-2158611

CENTRAL ONE FEDERAL CREDIT UNION

714 MAIN STREET · SHREWSBURY, MA 01545
5088410502
Plans filed
1
Years active
2020–2025
Industry
NAICS 61
Latest filing
2025
Total premiums (latest)
$1.8M
No prior year
Persons covered
163
No prior year
Total participants
133
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #502$1.8M
CENTRAL ONE FEDERAL CREDIT UNION EMPLOYEE BENEFITS PLAN
Fully insured163 covered·2 carriers
Primary: HARVARD PILGRIM HEALTH CARE

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.5M33.8%
Prescription drug$1.5M33.8%
Dental$243K5.4%
Vision$243K5.4%
Life$243K5.4%
Short-term disability$243K5.4%
Long-term disability$243K5.4%
Other$243K5.4%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
HARVARD PILGRIM HEALTH CARE
EIN 042452600
HRx
$1.5M86.2%11163
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DVLSTDLTDOth
$243K13.8%11133

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
USI INSURANCE SERVICES LLCVIRGINIA BEACH, VAHARVARD PILGRIM HEALTH CARE, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$37K$14K$51K65.4%1
HPHC INSURANCE AGENCY, INC.WELLESLEY HILLS, MATHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$27K$0$27K34.6%1

History & trajectory

6 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica