Assets by plan
Share of aggregate retirement assets
Sponsor portfolioTH
PRESIDENT & FELLOWS OF HARVARD COLLEGE HARVARD HUMAN RESOURCES, BENEFI
EIN 04-2103580Latest filing 2025
Plans
11
Retirement
4
$10.27B assets
Welfare
7
$54.4M premiums
Participants
193,108
114 MT AUBURN ST, ROOM 433 - CAMBRIDGE, MA 02138617-496-1542
Plans on this EIN
11 filings#006403b-$4.30B - 38,534 part#002403b-$2.38B - 8,208 part#007MoneyPurchase-$2.03B - 25,749 part#003CashBalance-$1.56B - 8,705 part#501Fully Insured-$53.7M - 34,806 lives#504Fully Insured-$374K - 23,955 lives#520Fully Insured-$313K - 478 lives#518Fully Insured-$11K - 18 lives#502Unknown-0 lives#505Self Funded-0 lives#506Self Funded-0 lives
Retirement portfolio analytics
4 plans aggregated / $10.27B assets / 81,196 participantsParticipants by plan
Active + retired + deferred vested
Benefits portfolio analytics
7 plans / $54.4M premiums / 59,257 covered livesCoverage by line
Premium dollars by benefit type (bundled lines overlap)
- Long-term disability$687K
- Short-term disability$374K
Carrier market share
Premium dollars by Schedule A carrier
54%top
- LIFE INSURANCE COMPANY OF NORTH AMERICA54%
- STANDARD INSURANCE COMPANY46%
Broker market share
Schedule A broker compensation
79%top
- RSC INSURANCE BROKERAGE INC79%
- JOHN V NAJARIAN10%
- MARK BAKER7%
- THE BAKER BENEFIT GROUP5%
- ANNE GOODMAN MITCHELL0%
- +1 more
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#006
HARVARD UNIVERSITY TAX DEFERRED ANNUITY PLAN
403b
Assets$4.30B
Participants38,534
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002
RETIREMENT INCOME PLAN FOR TEACHING FACULTY OF HARVARD UNIVERSITY
403b
Assets$2.38B
Participants8,208
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#007
HARVARD UNIVERSITY DEFINED CONTRIBUTION RETIREMENT PLAN
MoneyPurchase
Assets$2.03B
Participants25,749
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#003
HARVARD UNIVERSITY RETIREMENT PLAN
CashBalance
Assets$1.56B
Participants8,705
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501
HARVARD UNIVERSITY FLEXIBLE BENEFITS PLAN
Fully Insured - METROPOLITAN LIFE INSURANCE COMPANY
Premiums$53.7M
Covered lives34,806
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#504
HARVARD UNIVERSITY BUSINESS TRAVEL PLAN
Fully Insured - FEDERAL INSURANCE COMPANY
Premiums$374K
Covered lives23,955
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#520
HARVARD UNIVERSITY INDIVIDUAL SUPPLEMENTAL DISABILITY PLAN
Fully Insured - STANDARD INSURANCE COMPANY
Premiums$313K
Covered lives478
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#518
HARVARD UNIVERSITY RETIREES ASSOCIATION DENTAL PLAN
Fully Insured - METROPOLITAN LIFE INSURANCE COMPANY
Premiums$11K
Covered lives18
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#502
HARVARD UNIVERSITY WORK-RELATED HIV BENEFITS PLAN
Unknown
Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#505
HARVARD UNIVERSITY SEVERENCE PLAN
Self Funded
Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#506
HARVARD UNIVERSITY MEDICAL REIMBURSEMENT PLAN
Self Funded
Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans4
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 006 | HARVARD UNIVERSITY TAX DEFERRED ANNUITY PLAN | 403b | $4.30B | 38,534 | 2024 | |
| 002 | RETIREMENT INCOME PLAN FOR TEACHING FACULTY OF HARVARD UNIVERSITY | 403b | $2.38B | 8,208 | 2024 | |
| 007 | HARVARD UNIVERSITY DEFINED CONTRIBUTION RETIREMENT PLAN | MoneyPurchase | $2.03B | 25,749 | 2024 | |
| 003 | HARVARD UNIVERSITY RETIREMENT PLAN | CashBalance | $1.56B | 8,705 | 2024 |
Welfare plans7
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 501 | HARVARD UNIVERSITY FLEXIBLE BENEFITS PLAN | Fully Insured | METROPOLITAN LIFE INSURANCE COMPANY | $53.7M | 34,806 | 2024 | |
| 504 | HARVARD UNIVERSITY BUSINESS TRAVEL PLAN | Fully Insured | FEDERAL INSURANCE COMPANY | $374K | 23,955 | 2025 | |
| 520 | HARVARD UNIVERSITY INDIVIDUAL SUPPLEMENTAL DISABILITY PLAN | Fully Insured | STANDARD INSURANCE COMPANY | $313K | 478 | 2025 | |
| 518 | HARVARD UNIVERSITY RETIREES ASSOCIATION DENTAL PLAN | Fully Insured | METROPOLITAN LIFE INSURANCE COMPANY | $11K | 18 | 2024 | |
| 502 | HARVARD UNIVERSITY WORK-RELATED HIV BENEFITS PLAN | Unknown | - | $0 | 0 | 2025 | |
| 505 | HARVARD UNIVERSITY SEVERENCE PLAN | Self Funded | - | $0 | 0 | 2025 | |
| 506 | HARVARD UNIVERSITY MEDICAL REIMBURSEMENT PLAN | Self Funded | - | $0 | 0 | 2024 |
Retirement plans
Welfare plans