Open any plan below to see its carriers, broker commissions and premiums.
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Sponsor portfolioWelfare / HealthEIN 04-2103580
PRESIDENT & FELLOWS OF HARVARD COLLEGE HARVARD HUMAN RESOURCES, BENEFI
114 MT AUBURN ST · CAMBRIDGE, MA 02138
6174961542
- Plans filed
- 9
- Years active
- 2015–2025
- Industry
- NAICS 61
- Latest filing
- 2025
Total premiums (latest)
$687K
No prior year
Persons covered
24,433
No prior year
Total participants
68,510
No prior year
Plans filed
9
No prior year
Plans under this sponsor
9 plans
Plan #501$53.7M
HARVARD UNIVERSITY FLEXIBLE BENEFITS PLAN
Fully insured34,806 covered·9 carriers
Primary: METROPOLITAN LIFE INSURANCE COMPANY
Plan #519$3.0M
HARVARD UNIVERSITY GROUP LONG TERM CARE INSURANCE
Mixed1,336 covered·2 carriers
Primary: GENWORTH LIFE INSURANCE COMPANY
Plan #504$374K
HARVARD UNIVERSITY BUSINESS TRAVEL PLAN
Fully insured23,955 covered·1 carrier
Primary: FEDERAL INSURANCE COMPANY
Plan #520$313K
HARVARD UNIVERSITY INDIVIDUAL SUPPLEMENTAL DISABILITY PLAN
Fully insured478 covered·1 carrier
Primary: STANDARD INSURANCE COMPANY
Plan #518$11K
HARVARD UNIVERSITY RETIREES ASSOCIATION DENTAL PLAN
Fully insured18 covered·1 carrier
Primary: METROPOLITAN LIFE INSURANCE COMPANY
Plan #502$0
HARVARD UNIVERSITY WORK-RELATED HIV BENEFITS PLAN
Unknown0 covered·0 carriers
Plan #505$0
HARVARD UNIVERSITY SEVERENCE PLAN
Self-funded0 covered·0 carriers
Plan #506$0
HARVARD UNIVERSITY MEDICAL REIMBURSEMENT PLAN
Self-funded0 covered·0 carriers
Plan #521$0
HARVARD UNIVERSITY TRANSITIONAL FINANCIAL PROTECTION PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Long-term disability | $687K | 64.8% | |
| Short-term disability | $374K | 35.2% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 131963496 | STDLTD | $374K | 54.4% | 1 | 1 | 23,955 |
EIN 930242990 | LTD | $313K | 45.6% | 1 | 2 | 478 |
Broker overview
6 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| RSC INSURANCE BROKERAGE INC | BOSTON, MA | FEDERAL INSURANCE COMPANY | $75K | $10K | $85K | 78.6% | 1 |
| JOHN V NAJARIAN | BONITA SPRINGS, FL | STANDARD INSURANCE COMPANY | $10K | $0 | $10K | 9.6% | 1 |
| MARK BAKER | RIDGEFIELD, CT | STANDARD INSURANCE COMPANY | $7K | $0 | $7K | 6.9% | 1 |
| THE BAKER BENEFIT GROUP | FALMOUTH, ME | STANDARD INSURANCE COMPANY | $5K | $0 | $5K | 4.7% | 1 |
| ANNE GOODMAN MITCHELL | FREEPORT, ME | STANDARD INSURANCE COMPANY | $134 | $0 | $134 | 0.1% | 1 |
| GENERAL AGENT CENTER INC | SCARBOROUGH, ME | STANDARD INSURANCE COMPANY | $14 | $0 | $14 | 0.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan