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  2. Bay Coast Bank
  • Retirement analytics
  • Benefits analytics
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  • Retirement plans
  • Health & Benefits plans

Filings through Oct 24, 2026.

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Bay Coast Bank

EIN 04-1178460-banking-Latest filing 2025
Plans
5
Retirement
2
$189.3M assets
Health & Benefits
3
$562K premiums
Participants
2,569
330 SWANSEA MALL DRIVE - SWANSEA, MA 02777508-678-7641baystatesavingsbank.comLinkedIn51-200 employeesbanking
Plans on this EIN
5 filings
#001Traditional DB-$99.2M - 735 part#002401(k)-$90.1M - 683 part#505Fully insured-$392K - 589 lives#503Mixed-$128K - 242 lives#501Fully insured-$42K - 320 lives

Health & Benefits portfolio - carriers, brokers and premium across this company's 3 health and benefits plans.

Retirement portfolio analytics

2 plans aggregated / $189.3M assets / 1,418 participants

Assets by plan

Share of aggregate retirement assets

  • BAYCOAST BANK PENSION (#001)$99.2M
  • COAST BANK 401(K) (#002)$90.1M
Total $189.3MSelect a row to open it

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
  • (Not disclosed)$99.2M
  • EPIC RETIREMENT PLAN SERVICES$90.1M
Total $189.3MSelect a row to open it

Participants by plan

Active + retired + deferred vested

  • BAYCOAST BANK PENSION (#001)735
  • COAST BANK 401(K) (#002)683
Total 1,418Select a row to open it

Benefits portfolio analytics

3 plans / $562K premiums / 1,151 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Other$521K
  • Life$392K
  • Long-term disability$392K
  • Vision$42K
Total $562K4 rows
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Plan summaries

Each card links to its plan page. The plan page shows fees vs peers, audit grade, history and counterparties.

Retirement#001

BAYCOAST BANK PENSION PLAN

Traditional DB

Assets$99.2M
Participants735
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Retirement#002

BAY COAST BANK 401(K) PLAN

401(k)

Assets$90.1M
Participants683
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Health & Benefits#505

AD&D,LIFE,LTD

Fully insured - THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

Premiums$392K
Covered lives589
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#503

LONG TERM CARE

Mixed - UNUM LIFE INSURANCE COMPANY OF AMERICA

Premiums$128K
Covered lives242
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#501

VISION PLAN

Fully insured - UNITED HEALTH INSURANCE COMPANY

Premiums$42K
Covered lives320
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan

Retirement plans

2 plans on this EIN

PlanNameTypeAssetsParticipantsLatest year
#001BAYCOAST BANK PENSION PLANTraditional DB$99.2M7352025
#002BAY COAST BANK 401(K) PLAN401(k)$90.1M6832025
  • BAYCOAST BANK PENSION PLAN$99.2M
    #001 · Traditional DB · 2025735
  • BAY COAST BANK 401(K) PLAN$90.1M
    #002 · 401(k) · 2025683

Health & Benefits plans

3 plans on this EIN

PlanNameFundingCarrierPremiumsCoveredLatest year
#505AD&D,LIFE,LTDFully insuredTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$392K5892025
#503LONG TERM CAREMixedUNUM LIFE INSURANCE COMPANY OF AMERICA$128K2422025
#501VISION PLANFully insuredUNITED HEALTH INSURANCE COMPANY$42K3202025
  • AD&D,LIFE,LTD$392K
    #505 · Fully insured · THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · 2025589
  • LONG TERM CARE$128K
    #503 · Mixed · UNUM LIFE INSURANCE COMPANY OF AMERICA · 2025242
  • VISION PLAN$42K
    #501 · Fully insured · UNITED HEALTH INSURANCE COMPANY · 2025320
Retirement plans
Health & Benefits plans

On this page

  1. Retirement analytics
  2. Benefits analytics
  3. Plan summaries
  4. Retirement plans
  5. Health & Benefits plans
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