Assets by plan
Share of aggregate retirement assets
Sponsor portfolioTH
BAYCOAST BANK
EIN 04-1178460bankingLatest filing 2025
Plans
5
Retirement
2
$177.5M assets
Welfare
3
$562K premiums
Participants
2,580
330 SWANSEA MALL DRIVE - SWANSEA, MA 02777508-678-7641baystatesavingsbank.comLinkedIn51-200 employeesbanking
Retirement portfolio analytics
2 plans aggregated / $177.5M assets / 1,429 participantsRecordkeeper share
DC plan assets by Schedule C recordkeeper
56%top
- (Not disclosed)56%
- EPIC RETIREMENT PLAN SERVICES44%
Participants by plan
Active + retired + deferred vested
Benefits portfolio analytics
3 plans / $562K premiums / 1,151 covered livesCoverage by line
Premium dollars by benefit type (bundled lines overlap)
- Other$521K
- Life$392K
- Long-term disability$392K
- Vision$42K
Carrier market share
Premium dollars by Schedule A carrier
70%top
- THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA70%
- UNUM LIFE INSURANCE COMPANY OF AMERICA23%
- UNITED HEALTHCARE INSURANCE COMPANY7%
Broker market share
Schedule A broker compensation
64%top
- ASSUREDPARTNERS64%
- BAYCOAST INSURANCE LLC25%
- ROGERS BENEFIT GROUP INC7%
- KARAM CORPORATE BENEFIT CONSULTANT4%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#001
BAYCOAST BANK PENSION PLAN
TraditionalDB
Assets$99.2M
Participants735
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002
BAY COAST BANK 401(K) PLAN
401k
Assets$78.3M
Participants694
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#505
AD&D,LIFE,LTD
Fully Insured - THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Premiums$392K
Covered lives589
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#503
LONG TERM CARE
Mixed - UNUM LIFE INSURANCE COMPANY OF AMERICA
Premiums$128K
Covered lives242
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#501
VISION PLAN
Fully Insured - UNITED HEALTH INSURANCE COMPANY
Premiums$42K
Covered lives320
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans2
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 001 | BAYCOAST BANK PENSION PLAN | TraditionalDB | $99.2M | 735 | 2025 | |
| 002 | BAY COAST BANK 401(K) PLAN | 401k | $78.3M | 694 | 2024 |
Welfare plans3
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 505 | AD&D,LIFE,LTD | Fully Insured | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $392K | 589 | 2025 | |
| 503 | LONG TERM CARE | Mixed | UNUM LIFE INSURANCE COMPANY OF AMERICA | $128K | 242 | 2025 | |
| 501 | VISION PLAN | Fully Insured | UNITED HEALTH INSURANCE COMPANY | $42K | 320 | 2025 |
Retirement plans
Welfare plans