Open any plan below to see its carriers, broker commissions and premiums.
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Sponsor portfolioWelfare / HealthEIN 04-1178460
BAYCOAST BANK
330 SWANSEA MALL DR · SWANSEA, MA 027774112
5086754414
- Plans filed
- 5
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$562K
No prior year
Persons covered
1,151
No prior year
Total participants
1,151
No prior year
Plans filed
5
No prior year
Plans under this sponsor
5 plans
Plan #505$392K
AD&D,LIFE,LTD
Fully insured589 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #503$128K
LONG TERM CARE
Mixed242 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #504$92K
DENTAL PLAN
Fully insured133 covered·1 carrier
Primary: SUN LIFE ASSURANCE COMPANY OF CANADA
Plan #501$42K
VISION PLAN
Fully insured320 covered·1 carrier
Primary: UNITED HEALTH INSURANCE COMPANY
Plan #502$25K
LIFE AD&D LTD
Fully insured373 covered·1 carrier
Primary: THE HARTFORD
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $521K | 38.7% | |
| Life | $392K | 29.1% | |
| Long-term disability | $392K | 29.1% | |
| Vision | $42K | 3.1% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 135123390 | LLTDOth | $392K | 69.8% | 1 | 1 | 589 |
EIN 010278678 | Oth | $128K | 22.8% | 1 | 1 | 242 |
EIN 362739571 | V | $42K | 7.4% | 1 | 1 | 320 |
Broker overview
4 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| ASSUREDPARTNERS | BLUE BELL, PA | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, UNITED HEALTH INSURANCE COMPANY | $41K | $9K | $50K | 64.2% | 2 |
| BAYCOAST INSURANCE LLC | SWANSEA, MA | UNUM LIFE INSURANCE COMPANY OF AMERICA, UNITED HEALTH INSURANCE COMPANY | $20K | $0 | $20K | 25.5% | 2 |
| ROGERS BENEFIT GROUP INC | PHOENIX, AZ | UNITED HEALTH INSURANCE COMPANY | $313 | $5K | $5K | 6.6% | 1 |
| KARAM INSURANCE AGENCY | FALL RIVER, MA | UNITED HEALTH INSURANCE COMPANY | $3K | $0 | $3K | 3.8% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan