Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$984K
- Prescription drug$984K
- Other$129K
- Life$124K
- Dental$100K
- Long-term disability$60K
- +1 more
Sponsor portfolioTH
RICHARDS, INC.
EIN 03-0215988Finance and InsuranceLatest filing 2024
Plans
2
Retirement
1
$36.8M assets
Welfare
1
$1.2M premiums
Participants
358
PO BOX 820, 48 HARRIS PLACE - BRATTLEBORO, VT 053020820802-254-6016
Plans on this EIN
2 filingsBenefits portfolio analytics
1 plan / $1.2M premiums / 260 covered livesCarrier market share
Premium dollars by Schedule A carrier
80%top
- CIGNA HEALTH AND LIFE INSURANCE COMPANY80%
- DELTA DENTAL OF CALIFORNIA8%
- SYMETRA LIFE INSURANCE COMPANY5%
- RELIANCE STANDARD LIFE INSURANCE COMPANY4%
- HARTFORD LIFE AND ACCIDENT2%
- +2 more
Broker market share
Schedule A broker compensation
57%top
- THE RICHARDS GROUP57%
- GALLAGHER BENEFIT SERVICES, INC.25%
- LOCASCIO HADDEN & DENNIS LLC18%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#002
RICHARDS, INC. 401(K) PROFIT SHARING PLAN AND TRUST
401k
Assets$36.8M
Participants199
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501
THE RICHARDS GROUP HEALTH & WELFARE BENEFIT PLAN
Fully Insured - CIGNA HEALTH AND LIFE INSURANCE COMPANY
Premiums$1.2M
Covered lives260
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans1
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 002 | RICHARDS, INC. 401(K) PROFIT SHARING PLAN AND TRUST | 401k | $36.8M | 199 | 2024 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 501 | THE RICHARDS GROUP HEALTH & WELFARE BENEFIT PLAN | Fully Insured | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $1.2M | 260 | 2024 |
Retirement plans
Welfare plans