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Sponsor portfolioWelfare / HealthEIN 03-0215988

THE RICHARDS GROUP

PO BOX 820 · BRATTLEBORO, VT 05301
8022546016
Plans filed
1
Years active
2017–2024
Industry
NAICS 52
Latest filing
2024
Total premiums (latest)
$1.2M
No prior year
Persons covered
260
No prior year
Total participants
159
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$1.2M
THE RICHARDS GROUP HEALTH & WELFARE BENEFIT PLAN
Fully insured260 covered·7 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$984K41.0%
Prescription drug$984K41.0%
Other$129K5.4%
Life$124K5.2%
Dental$100K4.2%
Long-term disability$60K2.5%
Vision$18K0.8%

Carrier overview

7 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
HRx
$984K79.9%11167
DELTA DENTAL OF CALIFORNIA
EIN 030219391
D
$100K8.1%11260
SYMETRA LIFE INSURANCE COMPANY
EIN 910742147
LLTDOth
$60K4.9%12158
RELIANCE STANDARD LIFE INSURANCE COMPANY
EIN 360883760
LOth
$45K3.6%1182
HARTFORD LIFE AND ACCIDENT
EIN 060838648
LOth
$19K1.5%11160
VISION SERVICE PLAN
EIN 061227840
V
$18K1.5%1194
INVEST EAP
EIN 036000264
Oth
$5K0.4%11130

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
THE RICHARDS GROUPBRATTLEBOARD, VTDELTA DENTAL PLAN OF VERMONT, INC., RELIANCE STANDARD LIFE INSURANCE COMPANY$8K$733$8K57.1%1
GALLAGHER BENEFIT SERVICES, INC.ROLLING MEADOWS, ILSYMETRA LIFE INSURANCE COMPANY$3K$926$4K25.3%1
LOCASCIO HADDEN & DENNIS LLCINDIANAPOLIS, INSYMETRA LIFE INSURANCE COMPANY$638$2K$3K17.6%1

History & trajectory

8 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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