PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. MODERN DISPOSAL SERVICES, INC.

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 16-0875858

MODERN DISPOSAL SERVICES, INC.

PO BOX 209 · MODEL CITY, NY 141070209
7167548226
Plans filed
1
Years active
2015–2025
Industry
NAICS 56
Latest filing
2025
Total premiums (latest)
$6.2M
No prior year
Persons covered
634
No prior year
Total participants
600
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$6.2M
MODERN DISPOSAL SERVICES, INC. - WELFARE BENEFIT PLAN
Fully insured634 covered·4 carriers
Primary: HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC.

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$5.3M44.5%
Prescription drug$5.3M44.5%
Short-term disability$417K3.5%
Long-term disability$417K3.5%
Dental$195K1.6%
Other$171K1.4%
Vision$71K0.6%
Life$22K0.2%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 161105741
HRx
$5.3M85.7%11634
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 131898173
DVLSTDLTDOth
$870K14.2%15531
COMPSYCH
EIN 363739783
Oth
$6K0.1%11600

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
LAWLEY BENEFITS GROUP LLCBUFFALO, NYHIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC., PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY, FIRST UNUM LIFE INSURANCE COMPANY$180K$12K$192K95.0%1
GIS BENEFITS INCMORRIS, ILPROVIDENT LIFE AND CASUALTY INSURANCE COMPANY, FIRST UNUM LIFE INSURANCE COMPANY$0$10K$10K5.0%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica