Veterinary practices in New York
PlanOptica tracks 10 health and welfare plans sponsored by 8 veterinary practices in New York, covering 11,990 participants and $12M in reported insurance premiums (plan year 2025 filings). The median plan has 181 participants, and the most common size is 1,000 or more participants (40% of plans). Most of these plans are self-funded or mixed (60%), so stop-loss and TPA relationships matter as much as the medical carrier.
Anthem Blue Cross leads by premium with a 24% share, followed by Granular Insurance Company - United States Fire Insurance Company at 14%. Gallagher Benefit Services, Inc is the broker of record on 3 plans, more than any other firm, ahead of Marsh & McLennan Agency LLC (1). 90% of plans report broker compensation on Schedule A; the median brokered plan pays $94K a year, about 9.4% of premium. New York, Latham and White Plains have the most plans.
Funding mix
- Mixed5 · 50%
- Fully insured4 · 40%
- Self-funded1 · 10%
Plan size (participants)
- Under 1003 · 30%
- 100 to 2493 · 30%
- 250 to 4990 · 0%
- 500 to 9990 · 0%
- 1,000 or more4 · 40%
Median plan: 181 participants. Median broker comp: 9.4% of premium across 9 brokered plans.
Top carriers, veterinary, New York
- 1Anthem Blue Cross$2.8M3 plans · 23.9%
- 2Granular Insurance Company - United States Fire Insurance Company$1.6M1 plans · 13.7%
- 3Delta Dental of New York$1.4M1 plans · 11.8%
- 4MVP Healthcare$1.3M1 plans · 11.3%
- 5First Reliance Standard Life Insurance Company$1.2M1 plans · 10.4%
- 6Guardian Life Insurance Company of America$1.0M3 plans · 8.5%
- 7New York Life Group Insurance Company of New York$856K1 plans · 7.2%
- 8Prudential Insurance Company of America$627K2 plans · 5.3%
- 9Vision Service Plan$331K2 plans · 2.8%
- 10Metropolitan Life Insurance Company$218K2 plans · 1.8%
Top brokers, veterinary, New York
- 1Gallagher Benefit Services, Inc3 plans$65K comp · 33.3%
- 2Marsh & McLennan Agency LLC1 plans$265K comp · 11.1%
- 3Hub International Midwest Ltd1 plans$257K comp · 11.1%
- 4Lockton Companies, LLC1 plans$235K comp · 11.1%
- 5GCG Financial, LLC1 plans$117K comp · 11.1%
- 6Sequoia Benefits & Ins Svcs LLC1 plans$94K comp · 11.1%
- 7Hilb Group of New York LLC1 plans$68K comp · 11.1%
- 8No Agent Listed1 plans$32K comp · 11.1%
- 9Marshall & Sterling Employee1 plans$9K comp · 11.1%
- 10Emerson Rogers LLC1 plans$768 comp · 11.1%
Largest veterinary practices in New York
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Veterinary Emergency Group, LLC Veterinary Emergency Group, LLC Health and Welfare PlanAll plans | White Plains | Mixed | 4,901 | $3.1M | Delta Dental of California |
| ZBS Alliance Animal Health LLC ZBS Alliance Animal Health LLC Health and Welfare PlanAll plans | Rye Brook | Mixed | 4,055 | $1.2M | New York Life Group Insurance Company of New York |
| The American Society for the Prevention of Cruelty to Animals Aspca Health and Welfare Benefits PlanAll plans | New York | Mixed | 1,346 | $2.3M | United States Fire Insurance Company |
| Encore Vet Group, LLC Encore Vet Group LLC Health and Welfare Employee Benefits PlanAll plans | Gansevoort | Mixed | 1,040 | $843K | The Guardian Life Insurance Company of America |
| Small Door Inc Small Door Inc. Health and Welfare PlanAll plans | New York | Mixed | 186 | $1.7M | Anthem Life Insurance Company |
| Upstate Veterinary Specialties, PLLC Upstate Veterinary LtdAll plans | Latham | Fully insured | 175 | $18K | Prudential Insurance Company of America |
| Lake Mohegan Veterinary, PC Lake Mohegan Veterinary, PC Employee Benefit PlanAll plans | New York | Fully insured | 142 | $1.3M | Anthem Life Insurance Company |
| Harlem Animal Hospital, PLLC Harlem Animal Hospital, PLLC 401(k) Profit Sharing PlanAll plans | New York | Self-funded | 19 | - | - |
Showing 8 of 8 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in New York
Frequently asked questions
How many veterinary practices in New York offer an ERISA health plan?
10 health and welfare plans from 8 veterinary practices in New York appear in plan year 2025 filings on Form 5500, covering 11,990 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most veterinary practices in New York?
By Schedule A premium: Anthem Blue Cross (24% of premium, 3 plans), Granular Insurance Company - United States Fire Insurance Company (14% of premium, 1 plan) and Delta Dental of New York (12% of premium, 1 plan).
Which benefits brokers work with veterinary practices in New York?
By number of client plans: Gallagher Benefit Services, Inc (3 plans), Marsh & McLennan Agency LLC (1 plan) and Hub International Midwest Ltd (1 plan). 90% of plans report a broker.
How much do brokers earn on veterinary practices health plans in New York?
The median brokered plan reports $94K a year in broker commissions and fees, or 9.4% of premium. Figures come from Schedule A, Part I.
Are veterinary practices health plans in New York self-funded or fully insured?
Mixed 50%, fully insured 40% and self-funded 10%. Self-funded and mixed plans together make up 60%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Veterinary services (NAICS 541940), plus professional-services employers whose name says veterinary, animal hospital or pet hospital.
Prospect veterinary practices in New York
Open the welfare search with New York and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Veterinary in nearby states
Other healthcare specialties in New York
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2025). Veterinary services (NAICS 541940), plus professional-services employers whose name says veterinary, animal hospital or pet hospital. Location is the sponsor's filing address in New York.