Veterinary practices in Pennsylvania
PlanOptica tracks 5 health and welfare plans sponsored by 5 veterinary practices in Pennsylvania, covering 5,480 participants and $13M in reported insurance premiums (plan year 2025 filings). The median plan has 657 participants, and the most common size is 1,000 or more participants (40% of plans). The funding mix is split: 40% of plans are self-funded or mixed and the rest are mainly fully insured.
Cigna Health and Life Insurance Company leads by premium with a 40% share, followed by Unitedhealthcare Insurance Company at 33%. Brio Benefit Consulting Inc is the broker of record on 1 plan, more than any other firm, ahead of Professional Group Plans (1). 100% of plans report broker compensation on Schedule A; the median brokered plan pays $25K a year, about 3.6% of premium. Philadelphia, King of Prussia and Conshohocken have the most plans.
Funding mix
- Fully insured2 · 40%
- Mixed2 · 40%
- MEWA1 · 20%
Plan size (participants)
- Under 1001 · 20%
- 100 to 2490 · 0%
- 250 to 4991 · 20%
- 500 to 9991 · 20%
- 1,000 or more2 · 40%
Median plan: 657 participants. Median broker comp: 3.6% of premium across 5 brokered plans.
Top carriers, veterinary, Pennsylvania
- 1Cigna Health and Life Insurance Company$5.1M3 plans · 40.1%
- 2Unitedhealthcare Insurance Company$4.2M1 plans · 32.9%
- 3Principal Life Insurance Company$1.5M1 plans · 12.0%
- 4Hartford Life and Accident$933K3 plans · 7.3%
- 5Metropolitan Life Insurance Company$661K1 plans · 5.2%
- 6Avalon Insurance Company$168K1 plans · 1.3%
- 7Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co$119K1 plans · 0.9%
- 8Delta Dental of Pennsylvania$29K1 plans · 0.2%
- 9Vision Benefits of America$4K1 plans · 0.0%
Top brokers, veterinary, Pennsylvania
- 1Brio Benefit Consulting Inc1 plans$295K comp · 20.0%
- 2Professional Group Plans1 plans$125K comp · 20.0%
- 3Willis Towers Watson Northeast Inc1 plans$72K comp · 20.0%
- 4Alera Group, Inc1 plans$51K comp · 20.0%
- 5NFP Corporate Services (PA), Inc1 plans$25K comp · 20.0%
- 6Gunn-Mowery LLC1 plans$9K comp · 20.0%
- 7Mercer Health and Benefits, LLC1 plans$5K comp · 20.0%
Largest veterinary practices in Pennsylvania
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Veterinary Practice Partners Veterinary Practice Partners Employee Benefit PlanAll plans | King of Prussia | MEWA | 2,644 | $6.0M | Cigna Health and Life Insurance Company |
| Community Veterinary Partners, LLC Community Veterinary Partners, LLC Welfare Benefit PlanAll plans | Philadelphia | Mixed | 1,753 | $1.5M | Hartford Life and Accident |
| Evervet Partners, LLC Evervet Partners, LLC Group Health & Welfare PlanAll plans | Conshohocken | Fully insured | 657 | $4.2M | Unitedhealthcare Insurance Company |
| Heart + Paw Intermediate Holdings, LLC Heart + Paw Intermediate Holdings, LLC Employee Benefit PlanAll plans | Philadelphia | Fully insured | 362 | $807K | Cigna Health and Life Insurance Company |
| Pet Emergency Treatment & Specialties, Inc Pet Emergency Treatment & Specialties, Inc. Employee Benefit PlanAll plans | Lancaster | Mixed | 64 | $244K | Avalon Insurance Company |
Plans by city in Pennsylvania
Frequently asked questions
How many veterinary practices in Pennsylvania offer an ERISA health plan?
5 health and welfare plans from 5 veterinary practices in Pennsylvania appear in plan year 2025 filings on Form 5500, covering 5,480 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most veterinary practices in Pennsylvania?
By Schedule A premium: Cigna Health and Life Insurance Company (40% of premium, 3 plans), Unitedhealthcare Insurance Company (33% of premium, 1 plan) and Principal Life Insurance Company (12% of premium, 1 plan).
Which benefits brokers work with veterinary practices in Pennsylvania?
By number of client plans: Brio Benefit Consulting Inc (1 plan), Professional Group Plans (1 plan) and Willis Towers Watson Northeast Inc (1 plan). 100% of plans report a broker.
How much do brokers earn on veterinary practices health plans in Pennsylvania?
The median brokered plan reports $25K a year in broker commissions and fees, or 3.6% of premium. Figures come from Schedule A, Part I.
Are veterinary practices health plans in Pennsylvania self-funded or fully insured?
Fully insured 40%, mixed 40% and MEWA 20%. Self-funded and mixed plans together make up 40%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Veterinary services (NAICS 541940), plus professional-services employers whose name says veterinary, animal hospital or pet hospital.
Prospect veterinary practices in Pennsylvania
Open the welfare search with Pennsylvania and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Veterinary in nearby states
Other healthcare specialties in Pennsylvania
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2025). Veterinary services (NAICS 541940), plus professional-services employers whose name says veterinary, animal hospital or pet hospital. Location is the sponsor's filing address in Pennsylvania.