Dental practices in New York
PlanOptica tracks 29 health and welfare plans sponsored by 28 dental practices in New York, covering 8,976 participants and $15M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 11 participants, and the most common size is under 100 participants (62% of plans). Most of these plans are self-funded or mixed (72%), so stop-loss and TPA relationships matter as much as the medical carrier.
Cigna Health and Life Insurance Company dominates premium with a 57% share, followed by Bluecross Blueshield of Tennessee, Inc at 13%. Gallagher Benefit Services, Inc is the broker of record on 3 plans, more than any other firm, ahead of Usi Insurance Services, LLC (2). 38% of plans report broker compensation on Schedule A; the median brokered plan pays $21K a year, about 9.3% of premium. New York, Brooklyn and Clifton Park have the most plans.
Funding mix
- Self-funded16 · 55%
- Fully insured8 · 28%
- Mixed5 · 17%
Plan size (participants)
- Under 10018 · 62%
- 100 to 2495 · 17%
- 250 to 4992 · 7%
- 500 to 9992 · 7%
- 1,000 or more2 · 7%
Median plan: 11 participants. Median broker comp: 9.3% of premium across 11 brokered plans.
Top carriers, dental, New York
- 1Cigna Health and Life Insurance Company$8.7M3 plans · 56.8%
- 2Bluecross Blueshield of Tennessee, Inc$2.0M2 plans · 12.9%
- 3Independent Health Benefits Corporation$1.7M1 plans · 11.4%
- 4Life Insurance Company of North America$910K1 plans · 5.9%
- 5MVP Healthcare$653K1 plans · 4.3%
- 6The Guardian Life Insurance Company of America$432K3 plans · 2.8%
- 7Solstice Health Insurance Company$240K2 plans · 1.6%
- 8HM Life Insurance Company$147K1 plans · 1.0%
- 9Vision Service Plan$142K1 plans · 0.9%
- 10First Unum Life Insurance Company$126K2 plans · 0.8%
Top brokers, dental, New York
- 1Gallagher Benefit Services, Inc3 plans$127K comp · 27.3%
- 2Usi Insurance Services, LLC2 plans$19K comp · 18.2%
- 3Mark E. Crites2 plans$9K comp · 18.2%
- 4Marsh and McLennan Agency1 plans$141K comp · 9.1%
- 5Aon Consulting Inc1 plans$98K comp · 9.1%
- 6Delta Dental of New York, Inc1 plans$61K comp · 9.1%
- 7SDF Associates 1991 Ltd1 plans$23K comp · 9.1%
- 8Sequoia Benefits & Ins Svcs LLC1 plans$18K comp · 9.1%
- 9Walsh Duffield Companies Inc1 plans$8K comp · 9.1%
- 10James R. Nelligan & Associates, LLC1 plans$5K comp · 9.1%
Largest dental practices in New York
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Board of Trustees MA State Health Care Professionals' Dental Fund Massachusetts State Health Care Professionals' Dental FundAll plans | White Plains | Mixed | 4,353 | $147K | HM Life Insurance Company |
| Zima International, Inc Zima International Health and Welfare PlanAll plans | New York | Mixed | 1,403 | $287K | The Guardian Life Insurance Company of America |
| Premier Care Dental Management, LLC Premier Care Dental Management Health and Welfare Benefit PlanAll plans | New Hyde Park | Fully insured | 660 | $8.2M | Cigna Health and Life Insurance Company |
| Norwich Dental Plan Norwich Dental and Vision PlanAll plans | Norwich | Fully insured | 615 | $233K | Solstice Benefits, Inc |
| Depaul Community Services Dental Insurance Plan Depaul Community Services Dental Insurance PlanAll plans | Rochester | Fully insured | 472 | $171K | Blue Cross of California |
| Great Expressions Dental of New York, LLP Great Expressions Dental of New York, LLP Welfare and Fringe Benefit PlanAll plans | Suffern | Mixed | 424 | $1.1M | Life Insurance Company of North America |
| Lalor Dental, LLC Lalaor Family Dental, LLC Voluntary Employees Beneficiary Association PlanAll plans | Johnson City | Fully insured | 224 | $25K | Principal |
| Life Bridge Dental, PLLC Life Bridge Dental Health and Welfare PlanAll plans | New York | Fully insured | 203 | $1.9M | Blue Cross of California |
| Great Lakes Dental Technologies Great Lakes Dental Technologies, Ltd Group Welfare PlanAll plans | Tonawanda | Mixed | 196 | $1.9M | Independent Health |
| McDonnell and McMahon Pediatric Dentistry, PLLC McDonnell and McMahon Welfare Benefits PlanAll plans | Clifton Park | Fully insured | 182 | $740K | MVP Health Care |
| Squire Dental Management, LLC Squire Dental Management, LLCAll plans | New York | Fully insured | 110 | $610K | Cigna Health and Life Insurance Company |
| Harold Weinberg, D.M.D., Mark Weinberg, D.M.D., P.C Harold Weinberg, D.M.D., Mark Weinberg, D.M.D., P.C. Pension TrustAll plans | Bay Shore | Self-funded | 19 | - | - |
| Cinquemani & Leibowitz, D.D.S., P.C Cinquemani & Leibowitz, D.D.S., P.C. 401(k) Retirement Savings PlanAll plans | Centereach | Self-funded | 16 | - | - |
| Est Side Pediatric Dental, P.C East Side Pediatric Dental, P.C. 401(k) Profit Sharing PlanAll plans | New York | Self-funded | 15 | - | - |
| Heilbut, Radin & Cho Dentists, P.C Heilbut, Radin & Cho Dentists, P.C. Retirement PlanAll plans | New York | Self-funded | 11 | - | - |
Showing 15 of 28 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in New York
- New York8 plans · 1,763 participants
- Brooklyn3 plans · 14 participants
- Clifton Park2 plans · 182 participants
- White Plains1 plans · 4,353 participants
- New Hyde Park1 plans · 660 participants
- Norwich1 plans · 615 participants
- Rochester1 plans · 472 participants
- Suffern1 plans · 424 participants
- Johnson City1 plans · 224 participants
- Tonawanda1 plans · 196 participants
- Bay Shore1 plans · 19 participants
- Centereach1 plans · 16 participants
Frequently asked questions
How many dental practices in New York offer an ERISA health plan?
29 health and welfare plans from 28 dental practices in New York appear in plan year 2024 to 2025 filings on Form 5500, covering 8,976 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most dental practices in New York?
By Schedule A premium: Cigna Health and Life Insurance Company (57% of premium, 3 plans), Bluecross Blueshield of Tennessee, Inc (13% of premium, 2 plans) and Independent Health Benefits Corporation (11% of premium, 1 plan).
Which benefits brokers work with dental practices in New York?
By number of client plans: Gallagher Benefit Services, Inc (3 plans), Usi Insurance Services, LLC (2 plans) and Mark E. Crites (2 plans). 38% of plans report a broker.
How much do brokers earn on dental practices health plans in New York?
The median brokered plan reports $21K a year in broker commissions and fees, or 9.3% of premium. Figures come from Schedule A, Part I.
Are dental practices health plans in New York self-funded or fully insured?
Self-funded 55%, fully insured 28% and mixed 17%. Self-funded and mixed plans together make up 72%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery.
Prospect dental practices in New York
Open the welfare search with New York and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Dental in nearby states
Other healthcare specialties in New York
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery. Location is the sponsor's filing address in New York.