Dental practices in New Jersey
PlanOptica tracks 12 health and welfare plans sponsored by 10 dental practices in New Jersey, covering 1,887 participants and $8.8M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 80 participants, and the most common size is under 100 participants (67% of plans). The funding mix is split: 50% of plans are self-funded or mixed and the rest are mainly fully insured.
Aetna Life Insurance Company leads by premium with a 35% share, followed by Cigna Health and Life Insurance Company at 34%. Leonard Brodsky & Associates is the broker of record on 3 plans, more than any other firm, ahead of Emerson Rogers, LLC (2). 58% of plans report broker compensation on Schedule A; the median brokered plan pays $31K a year, about 2.4% of premium. Hamilton Square, Secaucus and Englewood have the most plans.
Funding mix
- Self-funded5 · 42%
- Fully insured4 · 33%
- MEWA2 · 17%
- Mixed1 · 8%
Plan size (participants)
- Under 1008 · 67%
- 100 to 2492 · 17%
- 250 to 4991 · 8%
- 500 to 9991 · 8%
- 1,000 or more0 · 0%
Median plan: 80 participants. Median broker comp: 2.4% of premium across 7 brokered plans.
Top carriers, dental, New Jersey
- 1Aetna Life Insurance Company$3.0M1 plans · 34.5%
- 2Cigna Health and Life Insurance Company$3.0M2 plans · 33.6%
- 3Unum Life Insurance Company of America$1.2M3 plans · 14.2%
- 4Unitedhealthcare Insurance Company$1.1M1 plans · 12.5%
- 5Sun Life Assurance Company of Canada$230K1 plans · 2.6%
- 6Guardian$111K1 plans · 1.3%
- 7United Concordia Insurance Company$66K1 plans · 0.8%
- 8Vision Service Plan$24K1 plans · 0.3%
- 9New York Life$24K1 plans · 0.3%
Top brokers, dental, New Jersey
- 1Leonard Brodsky & Associates3 plans$35K comp · 42.9%
- 2Emerson Rogers, LLC2 plans$42K comp · 28.6%
- 3Gallagher Benefit Services, Inc1 plans$65K comp · 14.3%
- 4Acrisure NJ Partners Ins Svcs1 plans$30K comp · 14.3%
- 5Usi Insurance Services LLC1 plans$28K comp · 14.3%
- 6Corporate Synergies Group LLC1 plans$12K comp · 14.3%
- 7NFP Corporate Services (PA) Inc1 plans$3K comp · 14.3%
- 8Centro Benefits Research LLC1 plans$3K comp · 14.3%
- 9Marsh and McLennan Agency1 plans$1K comp · 14.3%
- 10Group Benefits, Ltd1 plans$976 comp · 14.3%
Largest dental practices in New Jersey
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Childsmiles Group LLC Childsmiles Group LLC Medical Benefit PlanAll plans | Secaucus | Mixed | 681 | $1.3M | Unum Life Insurance Company of America |
| Alfa Dental Support Inc Alfa Dental Support Inc Dba Diamond Braces Health & Welfare Benefits PlanAll plans | Englewood | Fully insured | 438 | $1.1M | Unitedhealthcare Insurance Company |
| Eastern Smiles Opco, LLC Eastern Smiles Opco, LLC Employee Insurance Benefit PlanAll plans | Edison | MEWA | 227 | $2.8M | Cigna Health and Life Insurance Company |
| Select Dental Management LLC Select Dental Management Health and Welfare PlanAll plans | Florham Park | MEWA | 222 | $3.3M | Aetna Life Insurance Company |
| Hamilton Dental Associates Group Long Term CareAll plans | Hamilton Square | Fully insured | 95 | $19K | Unum Life Insurance Company of America |
| John L. Little, D.D.S., P.A John L. Little, D.D.S., P.A. 401(k) Profit Sharing PlanAll plans | Sea Girt | Self-funded | 33 | - | - |
| Valderrama and Hussain LLC Valderrama and Hussain LLC Dba Dental Care of South Brunswick 401(k) Profit Sharing PlanAll plans | Kendall Park | Self-funded | 12 | - | - |
| Gerald F. Raab, D.D.S., P.A Gerald F. Raab, D.D.S., P.A. 401(k) PlanAll plans | Ocean City | Self-funded | 9 | - | - |
| Alan S Zwillinger DDS PA Alan S Zwillinger DDS PA 401(k) Profit Sharing PlanAll plans | Mahwah | Self-funded | 6 | - | - |
| Progressive Orthodontics, LLC Progressive Orthodontics 401(k) PlanAll plans | Raritan | Self-funded | 5 | - | - |
Showing 10 of 10 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in New Jersey
- Hamilton Square3 plans · 254 participants
- Secaucus1 plans · 681 participants
- Englewood1 plans · 438 participants
- Edison1 plans · 227 participants
- Florham Park1 plans · 222 participants
- Sea Girt1 plans · 33 participants
- Kendall Park1 plans · 12 participants
- Ocean City1 plans · 9 participants
- Mahwah1 plans · 6 participants
- Raritan1 plans · 5 participants
Frequently asked questions
How many dental practices in New Jersey offer an ERISA health plan?
12 health and welfare plans from 10 dental practices in New Jersey appear in plan year 2024 to 2025 filings on Form 5500, covering 1,887 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most dental practices in New Jersey?
By Schedule A premium: Aetna Life Insurance Company (35% of premium, 1 plan), Cigna Health and Life Insurance Company (34% of premium, 2 plans) and Unum Life Insurance Company of America (14% of premium, 3 plans).
Which benefits brokers work with dental practices in New Jersey?
By number of client plans: Leonard Brodsky & Associates (3 plans), Emerson Rogers, LLC (2 plans) and Gallagher Benefit Services, Inc (1 plan). 58% of plans report a broker.
How much do brokers earn on dental practices health plans in New Jersey?
The median brokered plan reports $31K a year in broker commissions and fees, or 2.4% of premium. Figures come from Schedule A, Part I.
Are dental practices health plans in New Jersey self-funded or fully insured?
Self-funded 42%, fully insured 33% and MEWA 17%. Self-funded and mixed plans together make up 50%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery.
Prospect dental practices in New Jersey
Open the welfare search with New Jersey and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Dental in nearby states
Other healthcare specialties in New Jersey
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery. Location is the sponsor's filing address in New Jersey.