Behavioral and mental health providers in New Jersey
PlanOptica tracks 21 health and welfare plans sponsored by 17 behavioral and mental health providers in New Jersey, covering 5,127 participants and $44M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 155 participants, and the most common size is under 100 participants (33% of plans). Fully insured coverage is the norm (71% of plans); only 29% are self-funded or mixed.
Horizon Healthcare Services, Inc leads by premium with a 31% share, followed by Unitedhealthcare Insurance Company at 27%. Emerson Rogers LLC is the broker of record on 4 plans, more than any other firm, ahead of Donald C Savoy Inc (4). 86% of plans report broker compensation on Schedule A; the median brokered plan pays $41K a year, about 7.2% of premium. Hainesport, Red Bank and Marlton have the most plans.
Funding mix
- Fully insured15 · 71%
- Self-funded3 · 14%
- Mixed3 · 14%
Plan size (participants)
- Under 1007 · 33%
- 100 to 2496 · 29%
- 250 to 4995 · 24%
- 500 to 9992 · 10%
- 1,000 or more1 · 5%
Median plan: 155 participants. Median broker comp: 7.2% of premium across 18 brokered plans.
Top carriers, behavioral health, New Jersey
- 1Horizon Healthcare Services, Inc$14M5 plans · 31.0%
- 2Unitedhealthcare Insurance Company$12M3 plans · 26.6%
- 3Bluecross Blueshield of Texas$10M1 plans · 22.7%
- 4Cigna Health and Life Insurance Company$4.2M2 plans · 9.5%
- 5The Guardian Life Insurance Company of America$1.2M2 plans · 2.6%
- 6Dearborn Life Insurance Company$965K2 plans · 2.2%
- 7Delta Dental of New Jersey, Inc$629K4 plans · 1.4%
- 8Metropolitan Life Insurance Company$361K3 plans · 0.8%
- 9Vision Service Plan$208K4 plans · 0.5%
- 10Aetna Life Insurance$183K1 plans · 0.4%
Top brokers, behavioral health, New Jersey
- 1Emerson Rogers LLC4 plans$335K comp · 22.2%
- 2Donald C Savoy Inc4 plans$86K comp · 22.2%
- 3Risk Placement Services4 plans$48K comp · 22.2%
- 4Blade Benefit Consulting LLC4 plans$16K comp · 22.2%
- 5Centerstone Ins. Fin3 plans$20K comp · 16.7%
- 6Willis Towers Watson Ins Svcs West2 plans$532K comp · 11.1%
- 7Professional Group Plans, Inc2 plans$16K comp · 11.1%
- 8Horizon Insurance Company2 plans$4K comp · 11.1%
- 9Matthew C Schnauffer1 plans$276K comp · 5.6%
- 10The Bogle Agency, Inc1 plans$192K comp · 5.6%
Largest behavioral and mental health providers in New Jersey
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Sun Behavioral Health, Inc Sun Behavioral Health, Inc. Welfare Benefits PlanAll plans | Red Bank | Fully insured | 1,124 | $11M | Blue Cross of California |
| Advantage Behavioral Health Services II, LLC Advantage Behavioral Health Services II, LLCAll plans | Marlton | Fully insured | 739 | $8.7M | Unitedhealthcare Insurance Company |
| Serv Behavioral Health System Inc Serv Behavioral Health System Inc. Welfare PlanAll plans | Hamilton | Mixed | 555 | $357K | Aetna Life Insurance Company |
| Brett Dinovi & Associates LLC Brett Dinovi & Associates LLC Welfare Benefit PlanAll plans | Mt Laurel | Fully insured | 491 | $862K | Cigna Health and Life Insurance Company |
| Preferred Behavioral Health of New Jersey, Inc Preferred Behavioral Health of New Jersey, IncAll plans | Lakewood | Fully insured | 433 | $213K | Delta Dental of California |
| CPC Behavioral Healthcare CPC Integrated Health and Welfare PlanAll plans | Eatontown | Fully insured | 361 | $7.2M | Horizon Healthcare Services, Inc |
| Comprehensive Behavioral Healthcare Comprehensive Behavioral Healthcare, IncAll plans | Hackensack | Mixed | 286 | $3.9M | Unitedhealthcare Insurance Company |
| Bright Harbor Healthcare Ocean Mental Health Services, Inc. Flexible Benefit PlanAll plans | Bayville | Fully insured | 265 | $3.5M | Horizon Healthcare Services, Inc |
| Mental Health Association of Essex and Morris, Inc Mental Health Association of Essex and Morris, Inc. Health and Welfare Benefit PlanAll plans | Montclair | Fully insured | 195 | $2.5M | Horizon Healthcare Services, Inc |
| Camden County Partnership for Children Camden County Partnership for Children Health and Welfare Benefit PlanAll plans | Voorhees | Fully insured | 181 | $3.5M | Cigna Health and Life Insurance Company |
| Pax Health, LLC Pax Health Welfare PlanAll plans | Red Bank | Fully insured | 155 | $97K | Metropolitan Life Insurance Company |
| Senior Care Therapy, LLC Senior Care Therapy, LLC Health & Welfare PlanAll plans | Passaic | Mixed | 119 | $108K | Delta Dental of California |
| Newbridge Services, Inc Newbridge Services Health and Welfare PlanAll plans | Pompton Plains | Fully insured | 110 | $783K | Horizon Healthcare Services, Inc |
| Discovery Institute for Addictive Disorders, Inc Discovery Institute for Addictive Disorders, Inc. Benefit PlanAll plans | Marlboro | Fully insured | 109 | $793K | Horizon Healthcare Services, Inc |
| Cedar Glen Professional Association Cedar Glen Professional Association 401(k) Profit Sharing PlanAll plans | Princeton | Self-funded | 3 | - | - |
Showing 15 of 17 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in New Jersey
- Hainesport5 plans · 0 participants
- Red Bank2 plans · 1,279 participants
- Marlton1 plans · 739 participants
- Hamilton1 plans · 555 participants
- Mt Laurel1 plans · 491 participants
- Lakewood1 plans · 433 participants
- Eatontown1 plans · 361 participants
- Hackensack1 plans · 286 participants
- Bayville1 plans · 265 participants
- Montclair1 plans · 195 participants
- Voorhees1 plans · 181 participants
- Passaic1 plans · 119 participants
Frequently asked questions
How many behavioral and mental health providers in New Jersey offer an ERISA health plan?
21 health and welfare plans from 17 behavioral and mental health providers in New Jersey appear in plan year 2024 to 2025 filings on Form 5500, covering 5,127 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most behavioral and mental health providers in New Jersey?
By Schedule A premium: Horizon Healthcare Services, Inc (31% of premium, 5 plans), Unitedhealthcare Insurance Company (27% of premium, 3 plans) and Bluecross Blueshield of Texas (23% of premium, 1 plan).
Which benefits brokers work with behavioral and mental health providers in New Jersey?
By number of client plans: Emerson Rogers LLC (4 plans), Donald C Savoy Inc (4 plans) and Risk Placement Services (4 plans). 86% of plans report a broker.
How much do brokers earn on behavioral and mental health providers health plans in New Jersey?
The median brokered plan reports $41K a year in broker commissions and fees, or 7.2% of premium. Figures come from Schedule A, Part I.
Are behavioral and mental health providers health plans in New Jersey self-funded or fully insured?
Fully insured 71%, self-funded 14% and mixed 14%. Self-funded and mixed plans together make up 29%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Psychiatrists (NAICS 621112), mental health practitioners (621330), outpatient mental health and substance abuse centers (621420), plus healthcare employers whose name says behavioral health, mental health or psychiatry.
Prospect behavioral and mental health providers in New Jersey
Open the welfare search with New Jersey and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Behavioral health in nearby states
Other healthcare specialties in New Jersey
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Psychiatrists (NAICS 621112), mental health practitioners (621330), outpatient mental health and substance abuse centers (621420), plus healthcare employers whose name says behavioral health, mental health or psychiatry. Location is the sponsor's filing address in New Jersey.