Skilled nursing and residential care facilities in Vermont
PlanOptica tracks 4 health and welfare plans sponsored by 2 skilled nursing and residential care facilities in Vermont, covering 1,294 participants and $675K in reported insurance premiums (plan year 2025 filings). The median plan has 154 participants, and the most common size is 100 to 249 participants (75% of plans). Most of these plans are self-funded or mixed (75%), so stop-loss and TPA relationships matter as much as the medical carrier.
Reliance Standard Life Insurance Company dominates premium with a 66% share, followed by United of Omaha Life Insurance Company at 20%. Richards Incorporated is the broker of record on 1 plan, more than any other firm, ahead of Acrisure New England Partners Insur (1). 50% of plans report broker compensation on Schedule A; the median brokered plan pays $30K a year, about 10.7% of premium. Shelburne and Barre have the most plans.
Funding mix
- Mixed2 · 50%
- Fully insured1 · 25%
- Self-funded1 · 25%
Plan size (participants)
- Under 1000 · 0%
- 100 to 2493 · 75%
- 250 to 4990 · 0%
- 500 to 9991 · 25%
- 1,000 or more0 · 0%
Median plan: 154 participants. Median broker comp: 10.7% of premium across 2 brokered plans.
Top carriers, skilled nursing, Vermont
Top brokers, skilled nursing, Vermont
Largest skilled nursing and residential care facilities in Vermont
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Aspire Living & Learning Inc Aspire Living & Learning Inc Health and Welfare BenefitAll plans | Barre | Mixed | 870 | $445K | Reliance Standard Life Insurance Company |
| Wake Robin Corporation Wake Robin Life, Accidental Death & Dismemberment PlanAll plans | Shelburne | Fully insured | 164 | $133K | United of Omaha Life Insurance Company |
Showing 2 of 2 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Vermont
Frequently asked questions
How many skilled nursing and residential care facilities in Vermont offer an ERISA health plan?
4 health and welfare plans from 2 skilled nursing and residential care facilities in Vermont appear in plan year 2025 filings on Form 5500, covering 1,294 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most skilled nursing and residential care facilities in Vermont?
By Schedule A premium: Reliance Standard Life Insurance Company (66% of premium, 1 plan), United of Omaha Life Insurance Company (20% of premium, 1 plan) and Cigna Health and Life Insurance Company and Affiliates (14% of premium, 1 plan).
Which benefits brokers work with skilled nursing and residential care facilities in Vermont?
By number of client plans: Richards Incorporated (1 plan) and Acrisure New England Partners Insur (1 plan). 50% of plans report a broker.
How much do brokers earn on skilled nursing and residential care facilities health plans in Vermont?
The median brokered plan reports $30K a year in broker commissions and fees, or 10.7% of premium. Figures come from Schedule A, Part I.
Are skilled nursing and residential care facilities health plans in Vermont self-funded or fully insured?
Mixed 50%, fully insured 25% and self-funded 25%. Self-funded and mixed plans together make up 75%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Nursing and residential care facilities (Form 5500 code 623000, which also covers assisted living), plus healthcare employers whose name says nursing or skilled care.
Prospect skilled nursing and residential care facilities in Vermont
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Skilled nursing in nearby states
Other healthcare specialties in Vermont
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2025). Nursing and residential care facilities (Form 5500 code 623000, which also covers assisted living), plus healthcare employers whose name says nursing or skilled care. Location is the sponsor's filing address in Vermont.