Behavioral and mental health providers in Vermont
PlanOptica tracks 7 health and welfare plans sponsored by 7 behavioral and mental health providers in Vermont, covering 2,136 participants and $2.1M in reported insurance premiums (plan year 2025 filings). The median plan has 268 participants, and the most common size is 250 to 499 participants (57% of plans). Most of these plans are self-funded or mixed (100%), so stop-loss and TPA relationships matter as much as the medical carrier.
Reliance Standard Life Insurance Company leads by premium with a 30% share, followed by Delta Dental Plan of Vermont, Inc at 19%. Richards, Inc is the broker of record on 7 plans, more than any other firm, ahead of Combined Services Limited Liability (4). 100% of plans report broker compensation on Schedule A; the median brokered plan pays $22K a year, about 8.8% of premium. St. Albans, Newport and Montpelier have the most plans.
Funding mix
- Mixed7 · 100%
Plan size (participants)
- Under 1000 · 0%
- 100 to 2493 · 43%
- 250 to 4994 · 57%
- 500 to 9990 · 0%
- 1,000 or more0 · 0%
Median plan: 268 participants. Median broker comp: 8.8% of premium across 7 brokered plans.
Top carriers, behavioral health, Vermont
- 1Reliance Standard Life Insurance Company$628K4 plans · 29.7%
- 2Delta Dental Plan of Vermont, Inc$403K2 plans · 19.1%
- 3Symetra Life Insurance Company$399K1 plans · 18.9%
- 4Vision Service Plan$280K7 plans · 13.3%
- 5Principal Life Insurance Company$174K1 plans · 8.2%
- 6United of Omaha Life Insurance Company$149K1 plans · 7.1%
- 7Invest Eap$51K3 plans · 2.4%
- 8Investeap$14K1 plans · 0.7%
- 9Esi Employee Assistance Group$9K1 plans · 0.4%
- 10Colonial Life and Accident Insurance Company$5K1 plans · 0.2%
Top brokers, behavioral health, Vermont
- 1Richards, Inc7 plans$169K comp · 100.0%
- 2Combined Services Limited Liability4 plans$33K comp · 57.1%
- 3Caliber Benefits Group1 plans$552 comp · 14.3%
- 4Enrollment Solutions Ltd1 plans$155 comp · 14.3%
- 5Ashley Follis1 plans$87 comp · 14.3%
- 6Kevin John Conway1 plans$43 comp · 14.3%
- 7Ryan Patrick Dempsey1 plans$10 comp · 14.3%
Largest behavioral and mental health providers in Vermont
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Northwestern Counseling & Support Services, Inc Northwestern Counseling & Support Services, Inc. Health & Welfare Benefit PlanAll plans | St. Albans | Mixed | 468 | $553K | Delta Dental of California |
| Northeast Kingdom Human Services, Inc Northeast Kingdom Human Services, Inc. Health & Welfare Benefit PlanAll plans | Newport | Mixed | 425 | $221K | Principal Life Insurance Company |
| Washington County Mental Health Services, Inc Washington County Mental Health Services, Inc. Health & Welfare Benefit PlanAll plans | Montpelier | Mixed | 420 | $508K | Symetra Life Insurance Company |
| Rutland County Community Services, Inc Rutland County Community Services Health & Welfare Benefit PlanAll plans | Rutland | Mixed | 268 | $306K | Reliance Standard Life Insurance Company |
| Counseling Service of Addison County, Inc Counseling Service of Addison County, Inc. Employee Benefit PlanAll plans | Middlebury | Mixed | 222 | $141K | Reliance Standard Life Insurance Company |
| Upper Valley Services Upper Valley Services Health and Welfare PlanAll plans | Randolph | Mixed | 170 | $169K | United of Omaha Life Insurance Company |
| Lamoille County Mental Health Services Lamoille County Mental Health Services Health & Welfare Benefit PlanAll plans | Morrisville | Mixed | 163 | $215K | Delta Dental of California |
Plans by city in Vermont
Frequently asked questions
How many behavioral and mental health providers in Vermont offer an ERISA health plan?
7 health and welfare plans from 7 behavioral and mental health providers in Vermont appear in plan year 2025 filings on Form 5500, covering 2,136 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most behavioral and mental health providers in Vermont?
By Schedule A premium: Reliance Standard Life Insurance Company (30% of premium, 4 plans), Delta Dental Plan of Vermont, Inc (19% of premium, 2 plans) and Symetra Life Insurance Company (19% of premium, 1 plan).
Which benefits brokers work with behavioral and mental health providers in Vermont?
By number of client plans: Richards, Inc (7 plans), Combined Services Limited Liability (4 plans) and Caliber Benefits Group (1 plan). 100% of plans report a broker.
How much do brokers earn on behavioral and mental health providers health plans in Vermont?
The median brokered plan reports $22K a year in broker commissions and fees, or 8.8% of premium. Figures come from Schedule A, Part I.
Are behavioral and mental health providers health plans in Vermont self-funded or fully insured?
Mixed 100%. Self-funded and mixed plans together make up 100%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Psychiatrists (NAICS 621112), mental health practitioners (621330), outpatient mental health and substance abuse centers (621420), plus healthcare employers whose name says behavioral health, mental health or psychiatry.
Prospect behavioral and mental health providers in Vermont
Open the welfare search with Vermont and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Behavioral health in nearby states
Other healthcare specialties in Vermont
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2025). Psychiatrists (NAICS 621112), mental health practitioners (621330), outpatient mental health and substance abuse centers (621420), plus healthcare employers whose name says behavioral health, mental health or psychiatry. Location is the sponsor's filing address in Vermont.