Skilled nursing and residential care facilities in New Hampshire
PlanOptica tracks 14 health and welfare plans sponsored by 10 skilled nursing and residential care facilities in New Hampshire, covering 2,312 participants and $15M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 168 participants, and the most common size is 100 to 249 participants (79% of plans). Fully insured coverage is the norm (71% of plans); only 29% are self-funded or mixed.
Harvard Pilgrim Health Care of NE Inc - MA dominates premium with a 69% share, followed by Cigna Health and Life Insurance Company at 15%. Jennifer A. Borislow Ins Agency Inc is the broker of record on 4 plans, more than any other firm, ahead of Combined Services, LLC (4). 86% of plans report broker compensation on Schedule A; the median brokered plan pays $35K a year, about 3.7% of premium. Nashua, Concord and Northfield have the most plans.
Funding mix
- Fully insured10 · 71%
- Self-funded2 · 14%
- Mixed2 · 14%
Plan size (participants)
- Under 1001 · 7%
- 100 to 24911 · 79%
- 250 to 4992 · 14%
- 500 to 9990 · 0%
- 1,000 or more0 · 0%
Median plan: 168 participants. Median broker comp: 3.7% of premium across 12 brokered plans.
Top carriers, skilled nursing, New Hampshire
- 1Harvard Pilgrim Health Care of NE Inc - MA$10M6 plans · 68.5%
- 2Cigna Health and Life Insurance Company$2.2M1 plans · 15.0%
- 3HM Life Insurance Company$799K1 plans · 5.4%
- 4Delta Dental Plan of New Hampshire, Inc$480K3 plans · 3.2%
- 5Sun Life Assurance Company of Canada$411K3 plans · 2.8%
- 6The Guardian Life Insurance Company of America$198K1 plans · 1.3%
- 7Anthem Life Insurance Company$191K2 plans · 1.3%
- 8Equitable Financial Life Insurance Company of America$88K1 plans · 0.6%
- 9United of Omaha Life Insurance Company$78K1 plans · 0.5%
- 10Red Tree Insurance Company, Inc$74K4 plans · 0.5%
Top brokers, skilled nursing, New Hampshire
- 1Jennifer A. Borislow Ins Agency Inc4 plans$274K comp · 33.3%
- 2Combined Services, LLC4 plans$1K comp · 33.3%
- 3Cronin Gervino & Warlick, Inc3 plans$12K comp · 25.0%
- 4Cgi Business Solutions2 plans$67K comp · 16.7%
- 5Richards Inc2 plans$343 comp · 16.7%
- 6DMS Insurance Agency of NH1 plans$64K comp · 8.3%
- 7Cross Insurance Wakefield, Inc1 plans$34K comp · 8.3%
- 8HP Planning LLC1 plans$19K comp · 8.3%
- 9DBL General Agency an Alera1 plans$14K comp · 8.3%
- 10HPHC Insurance Agency, Inc1 plans$12K comp · 8.3%
Largest skilled nursing and residential care facilities in New Hampshire
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Spaulding Academy & Family Services Spaulding Academy & Family Services Welfare Benefits PlanAll plans | Northfield | Fully insured | 284 | $4.3M | Harvard Pilgrim Health Care |
| The Riverwoods Group Riverwoods Group Welfare Benefit PlanAll plans | Exeter | Mixed | 258 | $1.1M | HM Life Insurance Company |
| WKS Inc WKS, Inc. Health and Welfare Benefits PlanAll plans | Keene | Fully insured | 245 | $1.1M | Harvard Pilgrim Health Care |
| The Courville Company, Inc The Courvilles Consolidated Welfare PlanAll plans | Manchester | Fully insured | 189 | $2.3M | Cigna Health and Life Insurance Company |
| United Church of Christ Retirement Community, Inc Havenwood Heritage Heights Flexible Spending AccountsAll plans | Concord | Fully insured | 177 | $1.7M | Harvard Pilgrim Health Care |
| Silverstone Living Silverstone Living Vision PlanAll plans | Nashua | Fully insured | 176 | $11K | Red Tree Insurance Company, Inc |
| Taylor Community Taylor Community Health and Welfare PlanAll plans | Laconia | Fully insured | 175 | $2.6M | Harvard Pilgrim Health Care |
| Peterborough Retirement Community at Upland Farm, Inc. D/B/a Rivermead Rivermead Health & Welfare PlanAll plans | Peterborough | Mixed | 161 | $228K | Delta Dental of California |
| Merrimac Medical Investors, LLC Merrimac Medical Investors, LLC Health and Welfare Benefits PlanAll plans | Hudson | Fully insured | 101 | $1.3M | Harvard Pilgrim Health Care |
| Wentworth Home for the Aged Wentworth Home for the AgedAll plans | Dover | Fully insured | 6 | - | Harvard Pilgrim Health Care |
Showing 10 of 10 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in New Hampshire
- Nashua4 plans · 576 participants
- Concord2 plans · 317 participants
- Northfield1 plans · 284 participants
- Exeter1 plans · 258 participants
- Keene1 plans · 245 participants
- Manchester1 plans · 189 participants
- Laconia1 plans · 175 participants
- Peterborough1 plans · 161 participants
- Hudson1 plans · 101 participants
- Dover1 plans · 6 participants
Frequently asked questions
How many skilled nursing and residential care facilities in New Hampshire offer an ERISA health plan?
14 health and welfare plans from 10 skilled nursing and residential care facilities in New Hampshire appear in plan year 2024 to 2025 filings on Form 5500, covering 2,312 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most skilled nursing and residential care facilities in New Hampshire?
By Schedule A premium: Harvard Pilgrim Health Care of NE Inc - MA (69% of premium, 6 plans), Cigna Health and Life Insurance Company (15% of premium, 1 plan) and HM Life Insurance Company (5% of premium, 1 plan).
Which benefits brokers work with skilled nursing and residential care facilities in New Hampshire?
By number of client plans: Jennifer A. Borislow Ins Agency Inc (4 plans), Combined Services, LLC (4 plans) and Cronin Gervino & Warlick, Inc (3 plans). 86% of plans report a broker.
How much do brokers earn on skilled nursing and residential care facilities health plans in New Hampshire?
The median brokered plan reports $35K a year in broker commissions and fees, or 3.7% of premium. Figures come from Schedule A, Part I.
Are skilled nursing and residential care facilities health plans in New Hampshire self-funded or fully insured?
Fully insured 71%, self-funded 14% and mixed 14%. Self-funded and mixed plans together make up 29%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Nursing and residential care facilities (Form 5500 code 623000, which also covers assisted living), plus healthcare employers whose name says nursing or skilled care.
Prospect skilled nursing and residential care facilities in New Hampshire
Open the welfare search with New Hampshire and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Skilled nursing in nearby states
Other healthcare specialties in New Hampshire
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Nursing and residential care facilities (Form 5500 code 623000, which also covers assisted living), plus healthcare employers whose name says nursing or skilled care. Location is the sponsor's filing address in New Hampshire.