| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PACIFIC INSURANCE SER | 700 BISHOP ST., 14TH FLOOR HONOLULU, HI 96813 | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $22K | $0 | $22K | 1.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PACIFIC INSURANCE SER | 700 BISHOP ST., 14TH FLOOR HONOLULU, HI 96813 | HAWAII MEDICAL SERVICE ASSOCIATION | $0 | $19K | $19K | 2.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PACIFIC INSURANCE SER | 700 BISHOP ST., 14TH FLOOR HONOLULU, HI 96813 | HAWAII MEDICAL SERVICE ASSOCIATION | $0 | $4K | $4K | 1.96% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PACIFIC INSURANCE SER | 700 BISHOP ST., 14TH FLOOR HONOLULU, HI 96813 | STANDARD INSURANCE COMPANY | $9K | $0 | $9K | 9.53% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PACIFIC INSURANCE SER | 700 BISHOP ST STE 1400 HONOLULU, HI 96813 | PACIFIC GUARDIAN LIFE INSURANCE COMPANY, LTD. | $4K | $0 | $4K | 5.19% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PACIFIC INSURANCE SER | 700 BISHOP ST., 14TH FLOOR HONOLULU, HI 96813 | STANDARD INSURANCE COMPANY | $4K | $0 | $4K | 9.45% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PACIFIC INSURANCE SER | 700 BISHOP ST., 14TH FLOOR HONOLULU, HI 96813 | KAISER FOUNDATION HEALTH PLAN INC | $429 | $0 | $429 | 1.12% |
| PIOPAC FIDELITY3 | 1164 BISHOP ST STE 1200 HONOLULU, HI 96813 | AFLAC | $428 | $0 | $428 | 2.35% |
| PSH INSURANCE, INC.3 Filed as: PSH INSURANCE INC | 737 BISHOP ST STE 2120 HONOLULU, HI 96813 | AFLAC | $308 | $0 | $308 | 1.69% |
| RICHARD FONSECA JR3 | 1450 YOUNG ST APT 2306 HONOLULU, HI 96814 | AFLAC | $222 | $0 | $222 | 1.22% |
| CALVIN L MALINA JR3 | 41-702 KAAUMOANA PL WAIMANALO, HI 96795 | AFLAC | $194 | $0 | $194 | 1.06% |
| PIONEER PACIFIC FINANCIAL3 Filed as: PIONEER PACIFIC FIN SERVICES INC | 1132 BISHOP ST STE 2101 HONOLULU, HI 96813 | AFLAC | $183 | $0 | $183 | 1.00% |
| RYAN M GOO3 | 1164 BISHOP ST STE 1200 HONOLULU, HI 96813 | AFLAC | $90 | $0 | $90 | 0.49% |
| STEPHEN H ARANIO3 | 1136 UNION MALL STE 800 HONOLULU, HI 96813 | AFLAC | $67 | $0 | $67 | 0.37% |
| GALEN MIZUGUCHI3 | 1767 HALE O KEA ST HILO, HI 96720 | AFLAC | $62 | $0 | $62 | 0.34% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PACIFIC INSURANCE | 700 BISHOP ST STE 1400 HONOLULU, HI 96813 | AFLAC | $58 | $0 | $58 | 0.32% |
| PATTIE L ARANIO3 | PO BOX 894711 MILILANI, HI 96789 | AFLAC | $58 | $0 | $58 | 0.32% |
| CHRISTIAN FERMAHIN3 | 99-157 KEALAKAHA DR AIEA, HI 96701 | AFLAC | $55 | $0 | $55 | 0.30% |
| DONNE M SOGA3 | 95-1008 HOAKULA ST MILILANI, HI 96789 | AFLAC | $55 | $0 | $55 | 0.30% |
| PIONEER PACIFIC FINANCIAL3 Filed as: PIONEER PACIFIC FINANCIAL SCVS INC | 1164 BISHOP ST STE 1200 HONOLULU, HI 96813 | AFLAC | $44 | $0 | $44 | 0.24% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | AFLAC | $43 | $0 | $43 | 0.24% |
| KAREN C ST ONGE3 | PO BOX 31231 HONOLULU, HI 96820 | AFLAC | $42 | $0 | $42 | 0.23% |
| GLEN M MIYAMOTO3 | 92-1512 ALIINUI DR VILLA 1 KAPOLEI, HI 96707 | AFLAC | $38 | $0 | $38 | 0.21% |
| STEPHEN CHEN FUNG3 | 2520 MYRTLE ST HONOLULU, HI 96816 | AFLAC | $36 | $0 | $36 | 0.20% |
| TYLER K PANG3 | 1108 20TH AVE HONOLULU, HI 96816 | AFLAC | $31 | $0 | $31 | 0.17% |
| PERFECTO R INCIONG JR3 | 1136 UNION MALL STE 800 HONOLULU, HI 96813 | AFLAC | $31 | $0 | $31 | 0.17% |
| KYLE C KWOCK3 | 394 AINAHOU ST HONOLULU, HI 96825 | AFLAC | $31 | $0 | $31 | 0.17% |
| DERRICK A FUJIOKA3 | 94-1234 AWAIKI ST WAIPAHU, HI 96797 | AFLAC | $26 | $0 | $26 | 0.14% |
| MARIE BAYUDAN-DRURY3 | 1350 E FLAMINGO RD STE 130-330 LAS VEGAS, NV 89119 | AFLAC | $26 | $0 | $26 | 0.14% |
| ENROLLEASE3 Filed as: CLARKE T TERUYA | 1253 S BERETANIA ST STE 2904 HONOLULU, HI 96814 | AFLAC | $24 | $0 | $24 | 0.13% |
| TENNYSON K W LUM JR3 | 1132 BISHOP ST STE 2101 HONOLULU, HI 96813 | AFLAC | $22 | $0 | $22 | 0.12% |
| JAMES ARTHUR HARBOUR3 | 7725 GATEWAY UNIT 2503 IRVINE, CA 92618 | AFLAC | $13 | $0 | $13 | 0.07% |
| STEVEN W K SOONG3 | 1580 MAKALOA ST STE 1111 HONOLULU, HI 96814 | AFLAC | $12 | $0 | $12 | 0.07% |
| CAIN K A KAMANO3 | PO BOX 1509 KANEOHE, HI 96744 | AFLAC | $12 | $0 | $12 | 0.07% |
| PATRICIA S SAKAI3 | 320 E HIND DR HONOLULU, HI 96821 | AFLAC | $12 | $0 | $12 | 0.07% |
| CINDY L ARAKAKI3 | 94-215 PULELO PL WAIPAHU, HI 96797 | AFLAC | $10 | $0 | $10 | 0.05% |
| MICHAEL I ING3 | 363 KIKOO PL HONOLULU, HI 96825 | AFLAC | $10 | $0 | $10 | 0.05% |
| JOSEPH P REYNON JR3 | PO BOX 6363 HILO, HI 96720 | AFLAC | $9 | $0 | $9 | 0.05% |
| MARLA S TAKAMORI3 | 677 ALA MOANA BLVD STE 720 HONOLULU, HI 96813 | AFLAC | $8 | $0 | $8 | 0.04% |
| GALE KLY FENNA3 | 337 KALAMA ST APT B1 KAILUA, HI 96734 | AFLAC | $6 | $0 | $6 | 0.03% |
| STEVEN KAISER3 Filed as: STEVEN WILLIAM KAISER | 6447 IVY SPRINGS DR FLOWERY BRANCH, GA 30542 | AFLAC | $5 | $0 | $5 | 0.03% |
| DUSTIN DEAN DENIZ3 | 725 KAPIOLANI BLVD STE C302 HONOLULU, HI 96813 | AFLAC | $5 | $0 | $5 | 0.03% |
| TINA M GRAZIANO STOGNER3 | 3603 ASHLAND CLF SAN ANTONIO, TX 78261 | AFLAC | $4 | $0 | $4 | 0.02% |
| MICHAEL J ELLIS3 | 532 GARRICK PL O FALLON, MO 63368 | AFLAC | $3 | $0 | $3 | 0.02% |
| TERUMITSU IKEDA3 | 1717 MOTT-SMITH DR APT 1110 HONOLULU, HI 96822 | AFLAC | $3 | $0 | $3 | 0.02% |
| LEATRICE A GRANTHAM3 | 841 BISHOP ST STE 1 HONOLULU, HI 96813 | AFLAC | $2 | $0 | $2 | 0.01% |
| APRIL MARIE ROBERTS3 | 3540 SPRINGFIELD DR FAIRFIELD, CA 94534 | AFLAC | $2 | $0 | $2 | 0.01% |
| KRISTOPHER KEAHIOLALO3 | 531 HAHAIONE ST APT 11A HONOLULU, HI 96825 | AFLAC | $2 | $0 | $2 | 0.01% |
| LYNN A GOULD3 | 6 ROSEMONT LN TUCKERTON, NJ 08087 | AFLAC | $1 | $0 | $1 | 0.01% |
| KAI M TAKEKAWA3 | 1155 HASSINGER ST APT 801 HONOLULU, HI 96822 | AFLAC | $1 | $0 | $1 | 0.01% |
| WALTER F PETERS3 | 1687 KALAUOKALANI WAY STE A HONOLULU, HI 96814 | AFLAC | $0 | $0 | $0 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PACIFIC INSURANCE SER | 700 BISHOP STREET SUITE 1400 HONOLULU, HI 96813 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $214 | $0 | $214 | 1.20% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PACIFIC INSURANCE SER | 700 BISHOP ST., 14TH FLOOR HONOLULU, HI 96813 | KAISER FOUNDATION HEALTH PLAN INC | $87 | $0 | $87 | 1.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 496 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 496 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN OF HAWAII | 331 | $3.2M |
| Dental | HAWAII MEDICAL SERVICE ASSOCIATION | 583 | $211K |
| Vision(5 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN OF HAWAII | 331 | $3.2M |
| Life insurance | STANDARD INSURANCE COMPANY | 454 | $90K |
| Short-term disability | PACIFIC GUARDIAN LIFE INSURANCE COMPANY, LTD. | 482 | $70K |
| Long-term disability | STANDARD INSURANCE COMPANY | 479 | $39K |
| Prescription drug(5 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN OF HAWAII | 331 | $3.2M |
| Other | AFLAC | 22 | $18K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 583 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.