| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PACIFIC INSURANCE SER | 700 BISHOP ST., 14TH FLOOR HONOLULU, HI 96813 | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $22K | $0 | $22K | 1.09% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PACIFIC INSURANCE SER | 700 BISHOP ST., 14TH FLOOR HONOLULU, HI 96813 | HAWAII MEDICAL SERVICE ASSOCIATION | $0 | $13K | $13K | 2.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PACIFIC INSURANCE SER | 700 BISHOP ST., 14TH FLOOR HONOLULU, HI 96813 | HAWAII MEDICAL SERVICE ASSOCIATION | $0 | $4K | $4K | 2.02% |
| SERVCO INSURANCE SERVICES CORP3 Filed as: SERVCO INSURANCE SERVICES CO | 700 BISHOP ST STE 1400 HONOLULU, HI 96813 | STANDARD INSURANCE COMPANY | $7K | $0 | $7K | 8.56% |
| SERVCO INSURANCE SERVICES CORP3 Filed as: SERVCO INSURANCE SERVICES CO | 700 BISHOP ST STE 1400 HONOLULU, HI 96813 | STANDARD INSURANCE COMPANY | $3K | $0 | $3K | 8.64% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PACIFIC INSURANCE SER | 700 BISHOP ST STE 1400 HONOLULU, HI 96813 | PACIFIC GUARDIAN LIFE INSURANCE COMPANY, LTD. | $2K | $0 | $2K | 5.00% |
| RYAN M GOO3 Filed as: RYAN GOO | 1132 BISHOP ST STE 2101 HONOLULU, HI 96813 | AFLAC | $664 | $72 | $736 | 3.24% |
| PIOPAC FIDELITY3 | 1132 BISHOP ST STE 2101 HONOLULU, HI 96813 | AFLAC | $499 | $0 | $499 | 2.20% |
| PSH INSURANCE, INC.3 Filed as: PSH INSURANCE INC. | 737 BISHOP STREET, SUITE 2120 HONOLULU, HI 96813 | AFLAC | $334 | $0 | $334 | 1.47% |
| PIONEER PACIFIC FINANCIAL3 | 1132 BISHOP ST STE 2101 HONOLULU, HI 96813 | AFLAC | $290 | $0 | $290 | 1.28% |
| CALVIN L MALINA JR3 | 41-702 KAAUMOANA PL WAIMANALO, HI 96795 | AFLAC | $209 | $0 | $209 | 0.92% |
| RICHARD FONSECA JR3 | 600 ALA MOANA BLVD APT 3904 HONOLULU, HI 96813 | AFLAC | $174 | $0 | $174 | 0.77% |
| DONNE M SOGA3 | 95-1008 HOAKULA ST MILILANI, HI 96789 | AFLAC | $102 | $0 | $102 | 0.45% |
| SERVCO INSURANCE SERVICES CORP3 Filed as: SERVCO INSURANCE SERVICES CO | 700 BISHOP ST STE 1400 HONOLULU, HI 96813 | AFLAC | $99 | $0 | $99 | 0.44% |
| GALEN MIZUGUCHI3 | 101 AUPUNI STREET, SUITE 1001 A HILO, HI 96720 | AFLAC | $92 | $0 | $92 | 0.41% |
| CHRISTIAN FERMAHIN3 | 99-157 KEALAKAHA DR AIEA, HI 96701 | AFLAC | $91 | $0 | $91 | 0.40% |
| PATTIE L ARANIO3 | 1136 UNION MALL STE 800 HONOLULU, HI 96813 | AFLAC | $77 | $0 | $77 | 0.34% |
| STEPHEN H ARANIO3 | 1136 UNION MALL STE 800 HONOLULU, HI 96813 | AFLAC | $66 | $0 | $66 | 0.29% |
| RICHARD FONSECA JR3 | 737 BISHOP STREET, SUITE 2120 HONOLULU, HI 96813 | AFLAC | $65 | $0 | $65 | 0.29% |
| DERRICK A FUJIOKA3 | 94-1234 AWAIKI ST WAIPAHU, HI 96797 | AFLAC | $46 | $0 | $46 | 0.20% |
| TENNYSON K W LUM JR3 | 1132 BISHOP ST STE 2101 HONOLULU, HI 96813 | AFLAC | $40 | $0 | $40 | 0.18% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AFLAC | $40 | $0 | $40 | 0.18% |
| TYLER K PANG3 | 1108 20TH AVE HONOLULU, HI 96816 | AFLAC | $39 | $0 | $39 | 0.17% |
| KAREN C ST ONGE3 | PO BOX 31231 HONOLULU, HI 96820 | AFLAC | $39 | $0 | $39 | 0.17% |
| GLEN M MIYAMOTO3 | PO BOX 62971 EWA BEACH, HI 96706 | AFLAC | $35 | $0 | $35 | 0.15% |
| PERFECTO R INCIONG JR3 | 1136 UNION MALL STE 800 HONOLULU, HI 96813 | AFLAC | $29 | $0 | $29 | 0.13% |
| KYLE C KWOCK3 | 394 AINAHOU ST HONOLULU, HI 96825 | AFLAC | $28 | $0 | $28 | 0.12% |
| MARIE BAYUDAN-DRURY3 | 94-974 LUMIHOAHU ST WAIPAHU, HI 96797 | AFLAC | $26 | $0 | $26 | 0.11% |
| ENROLLEASE3 Filed as: CLARKE T TERUYA | 1253 SOUTH BERETANIA ST., STE 2904 HONOLULU, HI 96814 | AFLAC | $22 | $0 | $22 | 0.10% |
| JAMES ARTHUR HARBOUR3 | 405 BARSCHALL DR COLUMBUS, GA 31904 | AFLAC | $20 | $0 | $20 | 0.09% |
| JAMES J TAVARES SR3 | 303 PUEO DR KULA, HI 96790 | AFLAC | $16 | $0 | $16 | 0.07% |
| JOSEPH P REYNON JR3 | PO BOX 6363 HILO, HI 96720 | AFLAC | $15 | $0 | $15 | 0.07% |
| STEVEN W K SOONG3 Filed as: STEVEN W.K. SOONG | 1580 MAKALOA STREET, SUITE 1111 HONOLULU, HI 96814 | AFLAC | $12 | $0 | $12 | 0.05% |
| CAIN K A KAMANO3 | PO BOX 1509 KANEOHE, HI 96744 | AFLAC | $12 | $0 | $12 | 0.05% |
| PATRICIA S SAKAI3 | 320 EAST HIND DR HONOLULU, HI 96821 | AFLAC | $11 | $0 | $11 | 0.05% |
| MICHAEL I ING3 | 363 KIKOO PL HONOLULU, HI 96825 | AFLAC | $9 | $0 | $9 | 0.04% |
| MARLA S TAKAMORI3 | 677 ALA MOANA BLVD, STE 720 HONOLULU, HI 96813 | AFLAC | $8 | $0 | $8 | 0.04% |
| GALE KLY FENNA3 Filed as: GALE FENNA | 337 KALAMA STREET APT B1 KAILUA, HI 96734 | AFLAC | $6 | $0 | $6 | 0.03% |
| KRISTOPHER KEAHIOLALO3 | 531 HAHAIONE ST NUMBER 11A HONOLULU, HI 96825 | AFLAC | $6 | $0 | $6 | 0.03% |
| STEVEN KAISER3 Filed as: STEVEN WILLIAM KAISER | 6447 IVY SPRINGS DR FLOWERY BRANCH, GA 30542 | AFLAC | $4 | $0 | $4 | 0.02% |
| DUSTIN DEAN DENIZ3 | 725 KAPIOLANI BLVD, STE C302 HONOLULU, HI 96813 | AFLAC | $4 | $0 | $4 | 0.02% |
| LYNN A GOULD3 | 210 LEXINGTON DR LITTLE EGG HARBOR, NJ 08087 | AFLAC | $4 | $0 | $4 | 0.02% |
| KAI M TAKEKAWA3 | 1378 HONOKAHUA ST HONOLULU, HI 96825 | AFLAC | $3 | $0 | $3 | 0.01% |
| WAYNE I ORIDE3 | 1132 BISHOP ST STE 2101 HONOLULU, HI 96813 | AFLAC | $3 | $0 | $3 | 0.01% |
| MICHAEL J ELLIS3 | 532 GARRICK PL OFALLON, MO 63368 | AFLAC | $3 | $0 | $3 | 0.01% |
| TERUMITSU IKEDA3 | 1717 MOTT-SMITH DR, APT. 1110 HONOLULU, HI 96822 | AFLAC | $3 | $0 | $3 | 0.01% |
| APRIL MARIE ROBERTS3 | 3540 SPRINGFIELD DR FAIRFIELD, CA 94534 | AFLAC | $2 | $0 | $2 | 0.01% |
| WALTER F PETERS3 Filed as: WALTER PETERS | 1687 A KALAUOKALANI WAY #218 HONOLULU, HI 96814 | AFLAC | $1 | $0 | $1 | 0.00% |
| LEATRICE A GRANTHAM3 | 841 BISHOP ST STE 1 HONOLULU, HI 96813 | AFLAC | $1 | $0 | $1 | 0.00% |
| TINA GRAZIANO3 | 7461 OHANA NUI CIR, APT C HONOLULU, HI 96818 | AFLAC | $1 | $0 | $1 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PACIFIC INSURANCE SER | 700 BISHOP ST STE 1400 HONOLULU, HI 96813 | KAISER FOUNDATION HEALTH PLAN INC | $42 | $0 | $42 | 0.86% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 426 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 431 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN OF HAWAII | 340 | $2.7M |
| Dental | HAWAII MEDICAL SERVICE ASSOCIATION | 578 | $195K |
| Vision(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN OF HAWAII | 340 | $2.7M |
| Life insurance | STANDARD INSURANCE COMPANY | 411 | $83K |
| Short-term disability | PACIFIC GUARDIAN LIFE INSURANCE COMPANY, LTD. | 482 | $32K |
| Long-term disability | STANDARD INSURANCE COMPANY | 411 | $33K |
| Prescription drug(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN OF HAWAII | 340 | $2.7M |
| Other | AFLAC | 29 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 578 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.