| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 755 W. BIG BEAVER RD SUITE 2300 TROY, MI 48084 | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $34K | $0 | $34K | 3.65% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 3331 WEST BIG BEAVER ROAD SUITE 200 TROY, MI 48084 | HAWAII DENTAL SERVICE | $653 | $0 | $653 | 0.67% |
| MARSH & MCLENNAN AGENCY LLC3 | 755 W BIG BEAVER RD STE 2300 TROY, MI 48084 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $1K | $5K | 7.12% |
| MARSH & MCLENNAN AGENCY LLC3 | 755 W BIG BEAVER RD STE 2300 TROY, MI 48084 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $812 | $4K | 8.59% |
| MARSH & MCLENNAN AGENCY LLC3 | 755 W BIG BEAVER RD STE 2300 TROY, MI 48084 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $523 | $4K | 17.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 33213 COLLECTION CENTER DR CHICAGO, IL 60693 | VISION SERVICE PLAN | $1K | $0 | $1K | 5.70% |
| MARSH & MCLENNAN AGENCY LLC3 | 755 W BIG BEAVER RD STE 2300 TROY, MI 48084 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $973 | $0 | $973 | 4.84% |
| SMITH, THOMAS, CHRISTOPHER3 | 798 BERRY RD PO BOX 40386 NASHVILLE, TN 37204 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $417 | $0 | $417 | 2.07% |
| FIRST HAWAIIAN BANK3 | 999 BISHOP ST SUITE 1850 HONOLULU, HI 96813 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $769 | $0 | $769 | 9.21% |
| BENCHMARK INS GROUP LLC3 | 7300 CARMEL EXECUTIVE DRIVE SUITE 330 CHARLOTTE, NC 28226 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $124 | $0 | $124 | 1.49% |
| GARRETT HIRANAKA3 | 2845 WAIALAE AVE NUMBER 319 HONOLULU, HI 96826 | AFLAC | $46 | $0 | $46 | 2.10% |
| PIONEER PACIFIC FINANCIAL3 | 1132 BISHOP ST STE 2101 HONOLULU, HI 96813 | AFLAC | $29 | $0 | $29 | 1.33% |
| DUSTIN DEAN DENIZ3 Filed as: DUSTIN DENIZ | 725 KAPIOLANI BLVD STE C302 HONOLULU, HI 96813 | AFLAC | $23 | $0 | $23 | 1.05% |
| ALAN TAKEUCHI3 | 1381 FRANK ST HONOLULU, HI 96816 | AFLAC | $22 | $0 | $22 | 1.01% |
| BRIAN T OKA3 | 321 KAMALA LOOP HONOLULU, HI 96825 | AFLAC | $18 | $0 | $18 | 0.82% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | AFLAC | $15 | $0 | $15 | 0.69% |
| PIOPAC FIDELITY3 | 1132 BISHOP ST STE 2101 HONOLULU, HI 96813 | AFLAC | $12 | $0 | $12 | 0.55% |
| STEPHEN H ARANIO3 | 1136 UNION MALL STE 800 HONOLULU, HI 96813 | AFLAC | $12 | $0 | $12 | 0.55% |
| PATTIE L ARANIO3 Filed as: PATTIE ARANIO | 1136 UNION MALL STE 800 HONOLULU, HI 96813 | AFLAC | $9 | $0 | $9 | 0.41% |
| WARD FUKUNAGA3 | 1580 MAKALOA ST STE 1220 HONOLULU, HI 96814 | AFLAC | $6 | $0 | $6 | 0.27% |
| STEVEN W K SOONG3 Filed as: STEVEN SOONG | 1580 MAKALOA ST STE 1111 HONOLULU, HI 96814 | AFLAC | $1 | $0 | $1 | 0.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 208 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 211 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN OF HAWAII | 156 | $1.7M |
| Dental | HAWAII DENTAL SERVICE | 287 | $97K |
| Vision | VISION SERVICE PLAN | 136 | $20K |
| Life insurance(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 208 | $79K |
| Short-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 259 | $69K |
| Prescription drug(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF HAWAII | 156 | $1.7M |
| Other(4 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 208 | $74K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 287 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.