| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 755 W. BIG BEAVER RD SUITE 2300 TROY, MI 48084 | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $30K | $0 | $30K | 3.22% |
| MARSH & MCLENNAN AGENCY LLC3 | 755 W BIG BEAVER RD STE 2300 TROY, MI 48084 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $1K | $5K | 7.72% |
| MARSH & MCLENNAN AGENCY LLC3 | 755 W BIG BEAVER RD STE 2300 TROY, MI 48084 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $346 | $6K | 13.55% |
| SMITH, THOMAS, CHRISTOPHER3 | 798 BERRY RD PO BOX 40386 NASHVILLE, TN 37204 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $222 | $3K | 5.97% |
| MARSH & MCLENNAN AGENCY LLC3 | 755 W BIG BEAVER RD STE 2300 TROY, MI 48084 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $666 | $3K | 9.85% |
| MARSH & MCLENNAN AGENCY LLC3 | 755 W BIG BEAVER RD STE 2300 TROY, MI 48084 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $538 | $5K | 17.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 755 W BIG BEAVER RD STE 2300 TROY, MI 48084 | — | $1K | $0 | $1K | 5.18% |
| FIRST HAWAIIAN BANK3 | 999 BISHOP ST SUITE 1850 HONOLULU, HI 96813 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $959 | $0 | $959 | 9.06% |
| BENCHMARK INS GROUP LLC3 | 7300 CARMEL EXECUTIVE DRIVE SUITE 330 CHARLOTTE, NC 28226 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $151 | $0 | $151 | 1.43% |
| MCGLYNN CATERINA DIANN3 | 1410 14TH COURT JUPITER, FL 33477 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $22 | $0 | $22 | 0.21% |
| GARRETT HIRANAKA3 | 2845 WAIALAE AVE NUMBER 319 HONOLULU, HI 96826 | AFLAC | $68 | $0 | $68 | 2.36% |
| DUSTIN DEAN DENIZ3 | 725 KAPIOLANI BLVD STE C302 HONOLULU, HI 96813 | AFLAC | $35 | $0 | $35 | 1.21% |
| ALAN TAKEUCHI3 Filed as: ALAN G TAKEUCHI | 1381 FRANK ST HONOLULU, HI 96816 | AFLAC | $33 | $0 | $33 | 1.15% |
| PIONEER PACIFIC FINANCIAL3 | 1132 BISHOP ST STE 2101 HONOLULU, HI 96813 | AFLAC | $29 | $0 | $29 | 1.01% |
| BRIAN T OKA3 | 321 KAMALA LOOP HONOLULU, HI 96825 | AFLAC | $18 | $0 | $18 | 0.62% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | AFLAC | $15 | $0 | $15 | 0.52% |
| PIOPAC FIDELITY3 | 1132 BISHOP ST STE 2101 HONOLULU, HI 96813 | AFLAC | $12 | $0 | $12 | 0.42% |
| STEPHEN H ARANIO3 | 1136 UNION MALL STE 800 HONOLULU, HI 96813 | AFLAC | $12 | $0 | $12 | 0.42% |
| PATTIE L ARANIO3 | 1136 UNION MALL STE 800 HONOLULU, HI 96813 | AFLAC | $9 | $0 | $9 | 0.31% |
| WARD FUKUNAGA3 Filed as: WARD R FUKUNAGA | 1580 MAKALOA ST STE 1220 HONOLULU, HI 96814 | AFLAC | $6 | $0 | $6 | 0.21% |
| STEVEN W K SOONG3 Filed as: STEVEN W.K. SOONG | 1580 MAKALOA ST STE 1111 HONOLULU, HI 96814 | AFLAC | $1 | $0 | $1 | 0.03% |
| MARSH & MCLENNAN AGENCY LLC3 | 755 W BIG BEAVER RD STE 2300 TROY, MI 48084 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $142 | $29 | $171 | 12.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 229 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 231 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN OF HAWAII | 158 | $1.3M |
| Dental | HAWAII DENTAL SERVICE | 282 | $84K |
| Vision | 147 | $23K | |
| Life insurance(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 229 | $71K |
| Short-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 248 | $64K |
| Prescription drug(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF HAWAII | 158 | $1.3M |
| Other(4 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 229 | $90K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 282 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.