| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RICAEDIA LLC3 | 47 PRIMROSE CIRCLE SUITE 200 PRINCETON, NJ 08540 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $312K | — | $312K | 10.47% |
| RICAEDIA LLC3 | 47 PRIMROSE CIRCLE SUITE 200 PRINCETON, NJ 08540 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $90K | — | $90K | 12.01% |
| RICAEDIA LLC3 Filed as: RICAEDIA, LLC | 47 PRIMROSE CIRCLE STE 200 PRINCETON, NJ 08540 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $112K | — | $112K | 15.00% |
| RICAEDIA LLC3 Filed as: RICAEDIA, LLC | 47 PRIMROSE CIRCLE STE 200 PRINCETON, NJ 08540 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $91K | — | $91K | 15.00% |
| RICAEDIA LLC3 | 47 PRIMROSE CIRCLE STE 200 PRINCETON, NJ 08540 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $67K | — | $67K | 15.00% |
| RICAEDIA LLC4 Filed as: RICAEDIA, LLC | 47 PRIMROSE CIRCLE PRINCETON, NJ 08540 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $56K | — | $56K | 16.39% |
| ELIZABETH H FINCHER4 | PO BOX 1382 ROSWELL, GA 30077 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $77 | — | $77 | 0.02% |
| RESOURCE SEVEN4 Filed as: RESOURCE SEVEN INC | STE 203 500 LANIER AVE W FAYETTEVILLE, GA 30214 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $76 | — | $76 | 0.02% |
| PROGRESSIVE CASUALTY INSURANCE C4 | 6300 WILSON MILLS RD CLEVELAND, OH 44143 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $46 | — | $46 | 0.01% |
| AARON W STARKE4 | 13006 NANTUCKET DR SUGAR LAND, TX 77478 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $46 | — | $46 | 0.01% |
| ANTHONY TEEGARDEN4 | APT 1104 6608 S WEST SHORE BLVD TAMPA, FL 33616 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $37 | — | $37 | 0.01% |
| STEVE BAKER4 | 153 ESTHER DR COCOA BEACH, FL 32931 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $22 | — | $22 | 0.01% |
| RAJA VELUSWAMY3 | 47 PRIMROSE CIR PRINCETON, NJ 085409418 | KAISER FOUNDATION HEALTH PLAN INC.- CA | $9K | — | $9K | 3.95% |
| JOHN ALBA3 | 23 PACIFIC AVE NORTH MIDDLETOWN, NJ 077485755 | KAISER FOUNDATION HEALTH PLAN INC.- CA | $62 | — | $62 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 12,677 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 195 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 12,872 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC.- CA | 80 | $324K |
| Dental(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC.- CA | 80 | $324K |
| Vision(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC.- CA | 585 | $282K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 18,262 | $3.0M |
| Short-term disability(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 10,511 | $940K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 9,567 | $1.0M |
| Prescription drug | TRIPLE S SALUD, INC. | 80 | $86K |
| Other(7 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 16,837 | $3.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 18,262 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.