| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RICAEDIA LLC3 | 47 PRIMROSE CIRCLE SUITE 200 PRINCETON, NJ 08540 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $51K | — | $51K | 2.36% |
| RICAEDIA LLC3 | 47 PRIMROSE CIRCLE SUITE 200 PRINCETON, NC 08540 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $19K | — | $19K | 3.46% |
| RICAEDIA LLC3 Filed as: RICAEDIA, LLC | 47 PRIMROSE CIRCLE STE 200 PRINCETON, NJ 08540 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $73K | — | $73K | 15.00% |
| RICAEDIA LLC3 | 47 PRIMROSE CIRCLE STE 200 PRINCETON, NJ 08540 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $42K | — | $42K | 15.00% |
| RICAEDIA LLC3 Filed as: RICAEDIA, LLC | 47 PRIMROSE CIRCLE STE 200 PRINCETON, NJ 08540 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $41K | — | $41K | 15.00% |
| RICAEDIA LLC4 Filed as: RICAEDIA, LLC | 47 PRIMROSE CIRCLE PRINCETON, NJ 08540 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $40K | — | $40K | 15.65% |
| MARGARET JOHNSTON4 | UNIT 1235 2755 VIA CAPRI CLEARWATER, FL 33764 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $361 | — | $361 | 0.14% |
| STEVE BAKER4 | 153 ESTHER DR COCOA BEACH, FL 32931 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $31 | — | $31 | 0.01% |
| ANTHONY TEEGARDEN4 | APT 1104 6608 S WEST SHORE BLVD TAMPA, FL 33616 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $27 | — | $27 | 0.01% |
| RAJA VELUSWAMY3 | 47 PRIMROSE CIR PRINCETON, NJ 085409418 | KAISER FOUNDATION HEALTH PLAN INC.- CA | $11K | — | $11K | 4.63% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,674 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 237 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 11,911 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN INC.- CA | 41 | $231K |
| Dental | KAISER FOUNDATION HEALTH PLAN INC.- CA | 41 | $231K |
| Vision(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC.- CA | 470 | $269K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 17,842 | $2.2M |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 10,863 | $1.6M |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 8,028 | $1.9M |
| Other(6 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 14,971 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 17,842 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.