Welfare broker

RICAEDIA LLC

Mailing address (most recent filing)

47 PRIMROSE CIRCLE

PRINCETON, NJ 08540

Total comp: $579K
Commissions: $579K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where RICAEDIA LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRUDENTIAL INSURANCE COMPANY OF AMERICA50.0%
LIFE INSURANCE COMPANY OF NORTH AMERICA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRUDENTIAL INSURANCE COMPANY OF AMERICA	1	$339K	50.0%
LIFE INSURANCE COMPANY OF NORTH AMERICA	1	$10.1M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	1	$339K	0.0%	3.86x
NJ	1	$10.1M	0.0%	23.18x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RICAEDIA LLC's plans by broker comp / premium ratio. Median 10.55% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of RICAEDIA LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where RICAEDIA LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WIPRO LIMITED WIPRO LIMITED HEALTH & WELFARE PLAN	NJ	$10.1M	$541K	LIFE INSURANCE COMPANY OF NORTH AMERICA
SLK AMERICA, INC. SLK AMERICA, INC. HEALTH & WELFARE PLAN	OH	$339K	$53K	PRUDENTIAL INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

PRUDENTIAL INSURANCE COMPANY OF AMERICA

$339K

50.0%

LIFE INSURANCE COMPANY OF NORTH AMERICA

$10.1M

50.0%

State

Plans

Premium

State share

Index

$339K

0.0%

3.86x

$10.1M

0.0%

23.18x

Sponsor

Loc

Premium

Comp

Carrier

WIPRO LIMITED

WIPRO LIMITED HEALTH & WELFARE PLAN

$10.1M

$541K

LIFE INSURANCE COMPANY OF NORTH AMERICA

SLK AMERICA, INC.

SLK AMERICA, INC. HEALTH & WELFARE PLAN

$339K

$53K

PRUDENTIAL INSURANCE COMPANY OF AMERICA