| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING & INSURANCE SERVICES | 707 WILSHIRE BLVD LOS ANGELES, CA 90017 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 7.03% |
| AON CONSULTING INC3 Filed as: AON CONSULTING & INSURANCE SERVICES | 707 WILSHIRE BLVD LOS ANGELES, CA 90017 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 8.72% |
| AON CONSULTING INC3 Filed as: AON CONSULTING & INSURANCE SERVICES | 707 WILSHIRE BLVD LOS ANGELES, CA 90017 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM BLUE CROSS EIN 95-4331852 NONE | Float revenue; Other services; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator Service code 12 | — | $11.8M |
| EXPRESS SCRIPTS, INC. EIN 43-1420563 NONE | Claims processing Service code 12 | — | $2.4M |
| NIGRO KARLIN SEGAL & FELDSTEIN, LLP EIN 95-3632775 NONE | Accounting (including auditing) Service code 10 | — | $2.4M |
| DELTA DENTAL EIN 94-1461312 NONE | Claims processing Service code 12 | — | $2.3M |
| REGENTS UNIVERSITY OF CALIFORNIA LA EIN 95-6006143 NONE | Other services Service code 49 | — | $2.2M |
| OXFORD EIN 52-2443751 NONE | Claims processing Service code 12 | — | $1.9M |
| GRANTHAM, MAYO, VAN OTERLOO CO EIN 04-2691242 NONE | Investment management fees paid directly by plan Service code 51 | — | $1.8M |
| VITECH SYSTEMS GROUP, INC. EIN 13-3785492 NONE | Other services; Direct payment from the plan Service code 49 | — | $1.3M |
| CHEIRON EIN 13-4215617 NONE | Direct payment from the plan; Other services; Actuarial; Consulting (general) Service code 11 | — | $1.1M |
| NTH GENERATION COMPUTING INC. EIN 33-0451285 NONE | Consulting (general); Consulting fees Service code 16 | — | $1.0M |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Accounting (including auditing) Service code 10 | — | $932K |
| CHANGE HEALTHCARE BUS. FULFILLMENT EIN 20-5731067 NONE | Other services; Direct payment from the plan Service code 49 | — | $827K |
| FIRST PACIFIC ADVISORS, LLC EIN 20-1362771 NONE | Investment management fees paid directly by plan; Investment management fees paid indirectly by plan; Soft dollars commissions Service code 51 | — | $723K |
| JDM SOLUTIONS, INC. EIN 90-0330787 NONE | Consulting (general); Consulting fees Service code 16 | — | $663K |
| VSP EIN 94-1632821 NONE | Claims processing Service code 12 | — | $660K |
| INFOSYS LTD. EIN 58-1760235 NONE | Consulting (general); Other services; Consulting fees Service code 16 | — | $603K |
| LOCKTON INSURANCE BROKERS, LLC EIN 20-3354970 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Insurance services Service code 22 | — | $588K |
| CONVERGE ONE, INC. EIN 41-1763228 NONE | Other services; Direct payment from the plan Service code 49 | — | $512K |
| COGNIZANT EIN 13-3924155 NONE | Direct payment from the plan; Other services Service code 49 | — | $507K |
| THE SEGAL COMPANY WESTERN STATES EIN 94-1503999 NONE | Consulting fees; Consulting (general) Service code 16 | — | $500K |
| ILINK SYSTEMS, INC. EIN 91-2102165 NONE | Consulting fees; Other services; Consulting (general) Service code 16 | — | $478K |
| LISTER, MARTIN & THOMPSON LLP EIN 45-4051015 NONE | Legal Service code 29 | — | $405K |
| FOOTHILLS CONSULTING GROUP INC. EIN 11-3727704 NONE | Consulting fees; Consulting (general); Other services Service code 16 | — | $400K |
| U.S. BANK NA EIN 31-0841368 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $351K |
| MICROSOFT SERVICES EIN 91-1144442 NONE | Direct payment from the plan; Other services Service code 49 | — | $345K |
| SOFTWARE HARDWARE INTEGRATION EIN 22-3009648 NONE | Other services; Direct payment from the plan Service code 49 | — | $330K |
| MITCHELL SILBERBERG & KNUPP LLP EIN 95-1883538 NONE | Legal Service code 29 | — | $326K |
| BUSH GOTTLIEB, A LAW CORPORATION EIN 95-2956616 NONE | Legal Service code 29 | — | $308K |
| CAREER STRATEGIES TEMPORARY, INC. EIN 95-4263858 NONE | Direct payment from the plan; Other services Service code 49 | — | $287K |
| KEY INFORMATION SYSTEMS INC. EIN 95-4533139 NONE | Consulting fees; Other services; Consulting (general) Service code 16 | — | $269K |
| 1222 EIN 95-6042583 EMPLOYEE | Employee (plan) Service code 30 | — | $266K |
| 1185 EIN 95-6042583 EMPLOYEE | Employee (plan) Service code 30 | — | $264K |
| OS TECHNICAL EIN 33-0801300 NONE | Other services; Direct payment from the plan Service code 49 | — | $252K |
| BOYD WATTERSON ASSET MGMT, LLC EIN 34-1922005 NONE | Investment management fees paid directly by plan Service code 51 | — | $247K |
| TCW/METWEST EIN 95-3703295 NONE | Investment management; Investment management fees paid directly by plan; Investment management fees paid indirectly by plan Service code 28 | — | $236K |
| NTT SECURITY (US) INC. EIN 06-1357425 NONE | Consulting (general); Consulting fees Service code 16 | — | $236K |
| WOHLNER KAPLON CUTLER ET AL. EIN 95-4177931 NONE | Legal Service code 29 | — | $224K |
| EKMAN ASSOCIATES, INC. EIN 26-1731173 NONE | Consulting (general); Consulting fees Service code 16 | — | $206K |
| 1243 EIN 95-6042583 EMPLOYEE | Employee (plan) Service code 30 | — | $200K |
| PACIFIC RIM PRINTERS & MAILERS EIN 95-3658862 NONE | Other services; Direct payment from the plan Service code 49 | — | $182K |
| PACIFIC INVESTMENT MANAGEMENT CO EIN 33-0629048 NONE | Investment management fees paid directly by plan Service code 51 | — | $172K |
| 1055 EIN 95-6042583 EMPLOYEE | Employee (plan) Service code 30 | — | $165K |
| 1124 EIN 95-6042583 EMPLOYEE | Employee (plan) Service code 30 | — | $164K |
| CREST OFFICE FURNITURE COMPANY INC. EIN 95-2693636 NONE | Direct payment from the plan; Other services Service code 49 | — | $151K |
| GARTNER INC. EIN 04-3099750 NONE | Other services; Direct payment from the plan Service code 49 | — | $139K |
| 1131 EIN 95-6042583 EMPLOYEE | Employee (plan) Service code 30 | — | $139K |
| INNOVATIVE SOFTWARE SOLUTIONS, INC. EIN 23-2182079 NONE | Consulting fees; Other services; Direct payment from the plan Service code 49 | — | $135K |
| 1324 EIN 95-6042583 EMPLOYEE | Employee (plan) Service code 30 | — | $128K |
| 1248 EIN 95-6042583 EMPLOYEE | Employee (plan) Service code 30 | — | $124K |
| 1170 EIN 95-6042583 EMPLOYEE | Employee (plan) Service code 30 | — | $122K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 52,009 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14,776 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 66,785 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN REGIONAL CA | 8,977 | $83.2M |
| Dental | DELTA DENTAL OF CALIFORNIA | 1,680 | $564K |
| Life insurance(2 contracts, 2 carriers) | THE UNION LABOR LIFE INSURANCE COMPANY | 61,588 | $1.9M |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 119 | $72K |
| Other(3 contracts, 2 carriers) | THE UNION LABOR LIFE INSURANCE COMPANY | 49,273 | $214K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 61,588 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.