| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING & INSURANCE SERVICES | 707 WILSHIRE BLVD LOS ANGELES, CA 90017 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 9.97% |
| AON CONSULTING INC3 Filed as: AON CONSULTING & INSURANCE SERVICES | 707 WILSHIRE BLVD LOS ANGELES, CA 90017 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 11.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING & INSURANCE SERVICES | 707 WILSHIRE BLVD LOS ANGELES, CA 90017 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $614 | — | $614 | 10.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM BLUE CROSS EIN 95-4331852 NONE | Claims processing; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Other services Service code 12 | — | $8.9M |
| DELTA DENTAL EIN 94-1461312 NONE | Claims processing Service code 12 | — | $2.3M |
| NIGRO, KARLIN & SEGAL & FELDSTEIN EIN 95-3632775 NONE | Accounting (including auditing) Service code 10 | — | $2.3M |
| OPTUM HEALTH EIN 26-1256856 NONE | Claims processing Service code 12 | — | $1.9M |
| U.C. REGENTS EIN 95-6006143 NONE | Other services Service code 49 | — | $1.8M |
| OXFORD EIN 52-2443751 NONE | Claims processing Service code 12 | — | $1.5M |
| NTH GENERATION COMPUTING INC. EIN 33-0451285 NONE | Consulting (general); Consulting fees Service code 16 | — | $1.4M |
| CHEIRON, INC EIN 13-4215617 NONE | Actuarial; Consulting fees; Consulting (general) Service code 11 | — | $928K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Accounting (including auditing) Service code 10 | — | $919K |
| GRANTHAM, MAYO, VAN OTERLOO COMPANY EIN 45-2174907 NONE | Investment management fees paid directly by plan Service code 51 | — | $917K |
| CHANGE HEALTHCARE BUSINESS FULFILLM EIN 20-5716594 NONE | Other services Service code 49 | — | $834K |
| FIRST PACIFIC ADVISORS, LLC EIN 20-1362771 NONE | Investment management fees paid indirectly by plan; Soft dollars commissions; Investment management fees paid directly by plan Service code 51 | — | $684K |
| EXPRESS SCRIPTS, INC. EIN 22-3461740 NONE | Claims processing Service code 12 | — | $647K |
| THE TRIZETTO GROUP, INC EIN 33-0761159 NONE | Direct payment from the plan Service code 50 | — | $641K |
| VISION SERVICE PLAN EIN 94-1632821 NONE | Claims processing Service code 12 | — | $632K |
| LOCKTON INSURANCE BROKERS, LLC EIN 20-3354970 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Insurance services Service code 22 | — | $582K |
| CAREER STRATEGIES TEMPORARY, INC. EIN 95-4263858 NONE | Direct payment from the plan Service code 50 | — | $398K |
| MITCHELL SILBERBERG & KNUPP LLP EIN 95-1883538 NONE | Legal Service code 29 | — | $391K |
| MARTIN, BAKER & MILLER, LLP EIN 45-4051015 NONE | Legal Service code 29 | — | $374K |
| S & L INTERNATIONAL EIN 95-4511453 NONE | Consulting fees; Consulting (general) Service code 16 | — | $357K |
| 281 EIN 95-6042583 EMPLOYEE | Employee (plan) Service code 30 | — | $331K |
| SEGAL CONSULTING EIN 94-1503999 NONE | Consulting (general); Consulting fees Service code 16 | — | $317K |
| MICROSOFT SERVICES EIN 91-1144442 NONE | Direct payment from the plan Service code 50 | — | $304K |
| U.S. BANK NA EIN 31-0841368 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $304K |
| WOHLNER KAPLON CUTLER ET AL. EIN 95-4177931 NONE | Legal Service code 29 | — | $255K |
| BUSH GOTTLIEB, A LAW CORPORATION EIN 95-2956616 NONE | Legal Service code 29 | — | $240K |
| TCW/METWEST EIN 95-2642764 NONE | Investment management fees paid directly by plan; Investment management; Investment management fees paid indirectly by plan Service code 28 | — | $229K |
| 1185 EIN 95-6042583 EMPLOYEE | Employee (plan) Service code 30 | — | $221K |
| GOSSER PROPERTY MANAGEMENT EIN 95-6042583 NONE | Other services Service code 49 | — | $219K |
| UNION BANK EIN 94-0304228 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $215K |
| BOYD WATTERSON ASSET MANAGEMENT LLC EIN 34-1922005 NONE | Investment management fees paid directly by plan Service code 51 | — | $193K |
| SHORT & SHEPHERD NONE | Legal Service code 29 | 25935 DETROIT RD #329 WESTLAKE, OH 44145 | $189K |
| 1055 EIN 95-6042583 EMPLOYEE | Employee (plan) Service code 30 | — | $156K |
| 1124 EIN 95-6042583 EMPLOYEE | Employee (plan) Service code 30 | — | $155K |
| 1222 EIN 95-6042583 EMPLOYEE | Employee (plan) Service code 30 | — | $154K |
| ORACLE CORPORATION EIN 94-2805249 NONE | Direct payment from the plan Service code 50 | — | $153K |
| BOLT KEENLEY KIM LLP EIN 46-4449881 NONE | Legal Service code 29 | — | $142K |
| 1117 EIN 95-6042583 EMPLOYEE | Employee (plan) Service code 30 | — | $134K |
| SPIVAK & LIPTON, LLP EIN 13-3494495 NONE | Legal Service code 29 | — | $132K |
| 1131 EIN 95-6042583 EMPLOYEE | Employee (plan) Service code 30 | — | $130K |
| 946 EIN 95-6042583 EMPLOYEE | Employee (plan) Service code 30 | — | $125K |
| CALIFORNIA OFFSET PRINTERS EIN 95-3589335 NONE | Direct payment from the plan Service code 50 | — | $123K |
| 1195 EIN 95-6042583 EMPLOYEE | Employee (plan) Service code 30 | — | $119K |
| PENCILMAN/DEMERGO LLC EIN 81-1274658 NONE | Direct payment from the plan Service code 50 | — | $118K |
| 283 EIN 95-6042583 EMPLOYEE | Employee (plan) Service code 30 | — | $115K |
| 1170 EIN 95-6042583 EMPLOYEE | Employee (plan) Service code 30 | — | $113K |
| 1209 EIN 95-6042583 EMPLOYEE | Employee (plan) Service code 30 | — | $108K |
| 962 EIN 95-6042583 EMPLOYEE | Employee (plan) Service code 30 | — | $106K |
| PACIFIC RIM PRINTERS & MAILERS EIN 95-3658862 NONE | Direct payment from the plan Service code 50 | — | $104K |
| SOLUTIONARY, INC. EIN 06-1357425 NONE | Consulting fees; Consulting (general) Service code 16 | — | $101K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 47,763 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 13,870 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 61,633 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN REGIONAL CA | 7,564 | $65.3M |
| Dental | DELTA DENTAL OF CALIFORNIA | 1,634 | $696K |
| Life insurance(2 contracts, 2 carriers) | THE UNION LABOR LIFE INSURANCE COMPANY | 56,032 | $1.7M |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 82 | $49K |
| Other(3 contracts, 2 carriers) | THE UNION LABOR LIFE INSURANCE COMPANY | 45,474 | $179K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 56,032 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.