| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BOTTOM LINE INSURANCE SVCS LLC3 Filed as: BOTTOM LINE INSURANCE SERVICES, LLC | — | AETNA | $24K | — | $24K | 4.92% |
| AMWINS3 Filed as: AMWINS CONNECT INSURANCE SERVICES | — | AETNA | $13K | — | $13K | 2.57% |
| BOTTOM LINE INSURANCE SVCS LLC3 Filed as: BOTTOM LINE INSURANCE SERVICES, LLC | — | AETNA | $33K | — | $33K | 8.81% |
| AMWINS3 Filed as: AMWINS CONNECT INSURANCE SERVICES | — | AETNA | $17K | — | $17K | 4.60% |
| BOTTOM LINE INSURANCE SVCS LLC3 | 1902 WRIGHT PL CORNERSTON CORPORATE CENTER 2ND CARLSBAD, CA 92008 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | — | $7K | 10.00% |
| EA LEGACY LLC5 Filed as: EA LEGACY LLC, | 1724 E 5TH AVE TAMPA, FL 33605 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $448 | $448 | 0.60% |
| BOTTOM LINE INSURANCE SVCS LLC3 | 1902 WRIGHT PL CORNERSTON CORPORATE CENTER 2ND CARLSBAD, CA 92008 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| EA LEGACY LLC5 Filed as: EA LEGACY LLC, | 1724 E 5TH AVE TAMPA, FL 33605 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $106 | $106 | 0.65% |
| BOTTOM LINE INSURANCE SVCS LLC3 | 1902 WRIGHT PL CORNERSTON CORPORATE CENTER 2ND CARLSBAD, CA 92008 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $715 | — | $715 | 10.00% |
| BOTTOM LINE INSURANCE SVCS LLC3 | 1902 WRIGHT PL CORNERSTON CORPORATE CENTER 2ND CARLSBAD, CA 92008 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $998 | — | $998 | 15.01% |
| EA LEGACY LLC5 Filed as: EA LEGACY LLC, | 1724 E 5TH AVE TAMPA, FL 33605 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $432 | $432 | 6.50% |
| BOTTOM LINE INSURANCE SVCS LLC3 | 1902 WRIGHT PL CORNERSTON CORPORATE CENTER 2ND CARLSBAD, CA 92008 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $995 | — | $995 | 15.00% |
| EA LEGACY LLC5 Filed as: EA LEGACY LLC, | 1724 E 5TH AVE TAMPA, FL 33605 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $186 | $186 | 2.80% |
| BOTTOM LINE INSURANCE SVCS LLC3 | 1902 WRIGHT PL CORNERSTON CORPORATE CENTER 2ND CARLSBAD, CA 92008 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $985 | — | $985 | 15.00% |
| EA LEGACY LLC5 Filed as: EA LEGACY LLC, | 1724 E 5TH AVE TAMPA, FL 33605 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $215 | $215 | 3.27% |
| BOTTOM LINE INSURANCE SVCS LLC3 | 1902 WRIGHT PL CORNERSTON CORPORATE CENTER 2ND CARLSBAD, CA 92008 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $851 | — | $851 | 14.99% |
| EA LEGACY LLC5 Filed as: EA LEGACY LLC, | 1724 E 5TH AVE TAMPA, FL 33605 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $178 | $178 | 3.14% |
| BOTTOM LINE INSURANCE SVCS LLC3 | 1902 WRIGHT PL CORNERSTON CORPORATE CENTER 2ND CARLSBAD, CA 92008 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $313 | — | $313 | 10.00% |
| BOTTOM LINE INSURANCE SVCS LLC3 | 1902 WRIGHT PL CORNERSTON CORPORATE CENTER 2ND CARLSBAD, CA 92008 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $422 | — | $422 | 14.99% |
| EA LEGACY LLC5 Filed as: EA LEGACY LLC, | 1724 E 5TH AVE TAMPA, FL 33605 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $48 | $48 | 1.70% |
| EA LEGACY LLC5 Filed as: EA LEGACY LLC, | 1724 E 5TH AVE TAMPA, FL 33605 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $684 | $684 | 31.80% |
| BOTTOM LINE INSURANCE SVCS LLC3 | 1902 WRIGHT PL CORNERSTON CORPORATE CENTER 2ND CARLSBAD, CA 92008 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $323 | — | $323 | 15.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 92 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 6 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 100 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA | 23 | $374K |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 77 | $74K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 53 | $7K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 47 | $9K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 16 | $16K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 47 | $9K |
| Other(5 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 47 | $24K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 77 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.