| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AETNA LIFE INSURANCE CO. | $319K | $0 | $319K | 2.02% |
| AON CONSULTING INC3 Filed as: AON CORPORATION | 29840 NETWORK PLACE CHICAGO, IL 60673 | AETNA LIFE INSURANCE CO. | $113K | $0 | $113K | 0.72% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AETNA HEALTH, INC. | $15K | $0 | $15K | 2.11% |
| AON CONSULTING INC3 Filed as: AON CORPORATION | 29840 NETWORK PLACE CHICAGO, IL 60673 | AETNA HEALTH, INC. | $5K | $0 | $5K | 0.76% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INS SRVCS | 199 FREMONT STREET, FLOOR 14 SAN FRANCISCO, CA 94105 | STANDARD INSURANCE COMPANY | $4K | $0 | $4K | 1.22% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | STANDARD INSURANCE COMPANY | $2K | $0 | $2K | 0.66% |
| MERCER HEALTH AND BENEFITS, LLC3 | 1166 AVENUE OF THE AMERICAS FLOOR 22 NEW YORK, NY 10036 | STANDARD INSURANCE COMPANY | $2K | $0 | $2K | 0.63% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INS SRVCS | 199 FREMONT STREET, FLOOR 14 SAN FRANCISCO, CA 94105 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 0.71% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | STANDARD INSURANCE COMPANY | $2K | $0 | $2K | 0.66% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | VISION SERVICE PLAN | $379 | $0 | $379 | 0.24% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | VISION SERVICE PLAN | $175 | $0 | $175 | 0.11% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INS SRVCS | 199 FREMONT STREET, FLOOR 14 SAN FRANCISCO, CA 94105 | STANDARD INSURANCE COMPANY | $937 | $0 | $937 | 0.73% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | STANDARD INSURANCE COMPANY | $853 | $0 | $853 | 0.67% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | $32 | $14K | 11.50% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $111 | $6K | 5.11% |
| PLANSOURCE BENEFITS ADMINISTRATION3 | 101 S GARLAND AVENUE, SUITE 203 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $168 | $0 | $168 | 0.14% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $28 | $28 | 0.02% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $4 | $4 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | $32 | $10K | 11.87% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $111 | $4K | 4.67% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $732 | $732 | 0.89% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $386 | $386 | 0.47% |
| PLANSOURCE BENEFITS ADMINISTRATION3 | 101 S GARLAND AVENUE, SUITE 203 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $94 | $0 | $94 | 0.11% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $38 | $38 | 0.05% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $5 | $5 | 0.01% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METLIFE LEGAL PLANS | $3K | $0 | $3K | 18.07% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC | 29840 NETWORK PLACE CHICAGO, IL 60673 | METLIFE LEGAL PLANS | $902 | $281 | $1K | 7.36% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 30 WATERSIDE DRIVE FARMINGTON, CT 06032 | METLIFE LEGAL PLANS | $0 | $34 | $34 | 0.21% |
| PHILLIP S GLEASON3 | 1234 N LA BREA AVE APT 330 WEST HOLLYWOOD, CA 90038 | AFLAC | $108 | $0 | $108 | 3.11% |
| AIDEN RYAN MADUENO3 | 760 N EUCLID STREET, SUITE 208 ANAHEIM, CA 92801 | AFLAC | $87 | $0 | $87 | 2.50% |
| JONATHAN ALI HAJIMOMEN3 | 6540 GRAND MANAN DRIVE CYPRESS, CA 90630 | AFLAC | $73 | $0 | $73 | 2.10% |
| SALLY COKER3 Filed as: SALLY INGRAM COKER | 38275 N 103RD PLACE SCOTTSDALE, AZ 85262 | AFLAC | $69 | $0 | $69 | 1.99% |
| THOMPSON & ASSOCIATES INSURANCE INC3 | 2743 S SANDPIPER AVENUE ONTARIO, CA 91761 | AFLAC | $50 | $0 | $50 | 1.44% |
| JOY E GUNDERSON3 | 2824 SAINT ANDREWS ROAD FAIRFIELD, CA 94534 | AFLAC | $48 | $0 | $48 | 1.38% |
| SHARI BOYCE3 Filed as: SHARI BOYCE & OTHER AGENTS | 4953 S JORDAN AVENUE ONTARIO, CA 91762 | AFLAC | $17 | $0 | $17 | 0.49% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,175 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 16 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,191 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | AETNA LIFE INSURANCE CO. | 1,946 | $16.7M |
| Dental | AETNA LIFE INSURANCE CO. | 1,946 | $15.8M |
| Vision | VISION SERVICE PLAN | 1,788 | $157K |
| Life insurance | STANDARD INSURANCE COMPANY | 1,411 | $319K |
| Short-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 1,155 | $131K |
| Long-term disability | STANDARD INSURANCE COMPANY | 1,168 | $289K |
| Prescription drug(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 1,946 | $16.5M |
| Other(6 contracts, 5 carriers) | STANDARD INSURANCE COMPANY | 1,411 | $554K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,946 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.