| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CORPORATION | 29840 NETWORK PLACE CHICAGO, IL 606731298 | AETNA LIFE INSURANCE CO. | $518K | — | $518K | 4.00% |
| AON CONSULTING INC3 Filed as: AON CORPORATION | 29840 NETWORK PLACE CHICAGO, IL 606731298 | AETNA LIFE INSURANCE CO. | — | $49 | $49 | 0.00% |
| AON CONSULTING INC3 Filed as: AON CORPORATION | 29840 NETWORK PLACE CHICAGO, IL 606731298 | AETNA HEALTH, INC. | $39K | — | $39K | 4.01% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INS SRVCS | PO BOX 905494 CHARLOTTE, NC 282905494 | STANDARD INSURANCE COMPANY | $7K | — | $7K | 2.87% |
| SALLY COKER3 Filed as: SALLY I. COKER | 6511 EAST RENDINA STREET LONG BEACH, CA 908154624 | STANDARD INSURANCE COMPANY | -$332 | $3K | $3K | 1.34% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INS. SERVICES | PO BOX 905494 CHARLOTTE, NC 282905494 | STANDARD INSURANCE COMPANY | $6K | — | $6K | 2.44% |
| SALLY COKER3 Filed as: SALLY I. COKER | 6511 EAST RENDINA STREET LONG BEACH, CA 908154624 | STANDARD INSURANCE COMPANY | -$269 | $3K | $3K | 1.07% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | VISION SERVICE PLAN | $7K | — | $7K | 3.92% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INS SRVCS | PO BOX 905494 CHARLOTTE, NC 282905494 | STANDARD INSURANCE COMPANY | $6K | — | $6K | 4.35% |
| SALLY COKER3 Filed as: SALLY I. COKER | 6511 EAST RENDINA STREET LONG BEACH, CA 908154624 | STANDARD INSURANCE COMPANY | -$470 | $1K | $690 | 0.53% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $24K | $77 | $24K | 25.39% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $254 | $254 | 0.27% |
| SALLY COKER3 Filed as: SALLY J. COKER | 6511 EAST RENDINA STREET LONG BEACH, CA 90815 | METROPOLITAN LIFE INSURANCE COMPANY | -$25 | — | -$25 | -0.03% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $18K | $77 | $18K | 26.95% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $681 | $681 | 1.04% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $180 | $180 | 0.28% |
| SALLY COKER3 | 6511 EAST RENDINA STREET LONG BEACH, CA 90815 | METROPOLITAN LIFE INSURANCE COMPANY | -$24 | — | -$24 | -0.04% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC | 29840 NETWORK PLACE CHICAGIO, IL 60673 | METLIFE LEGAL PLANS | $6K | $689 | $7K | 19.57% |
| VARIOUS - SEE ATTACHED3 | C/O AFLAC 1932 WYNNTON ROAD COLUMBUS, GA 31999 | AFLAC | $2K | $279 | $2K | 18.56% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 658 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 664 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 1,659 | $13.9M |
| Dental | AETNA LIFE INSURANCE CO. | 1,659 | $12.9M |
| Vision | VISION SERVICE PLAN | 817 | $171K |
| Life insurance | STANDARD INSURANCE COMPANY | 1,024 | $236K |
| Short-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 991 | $144K |
| Long-term disability | STANDARD INSURANCE COMPANY | 1,024 | $236K |
| Prescription drug(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 1,659 | $13.9M |
| Other(5 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 659 | $208K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,659 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.