| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SALLY COKER3 Filed as: SALLY J. COKER | 6511 E. RENDINA STREET LONG BEACH, CA 90815 | AETNA LFIE INSURANCE COMPANY | $237K | — | $237K | 4.80% |
| SALLY COKER3 Filed as: SALLY J. COKER | 6511 E. RENDINA STREET LONG BEACH, CA 90815 | AETNA HEALTH, INC. | $37K | $0 | $37K | 4.86% |
| SALLY COKER3 Filed as: SALLY I. COKER | — | STANDARD INSURANCE COMPANY | $6K | $0 | $6K | 2.52% |
| SALLY COKER3 | — | METROPOLITAN LIFE INSURANCE COMPANY | $26K | $0 | $26K | 13.43% |
| SALLY COKER3 | 6511 E. RENDINA STREET LONG BEACH, CA 90815 | METROPOLITAN LIFE INSURANCE COMPANY | $23K | $0 | $23K | 13.97% |
| SALLY COKER3 Filed as: SALLY INGRAM COKER | — | VISION SERVICE PLAN | $3K | $0 | $3K | 2.36% |
| SALLY COKER3 Filed as: SALLY I. COKER | — | STANDARD INSURANCE COMPANY | $4K | $0 | $4K | 3.98% |
| SALLY COKER3 | — | METROPOLITAN PROPERTY AND CAUALTY INSURANCE CO. | $8K | $0 | $8K | 9.98% |
| SALLY COKER3 Filed as: SALLY I. COKER | — | STANDARD INSURANCE COMPANY | $3K | $0 | $3K | 4.60% |
| JONATHAN ALI HAJIMOMEN3 | 1561 E. ORANGETHORPE AVENUE #200 FULLERTON, CA 92831 | AFLAC | $473 | $43 | $516 | 4.50% |
| SALLY COKER3 Filed as: SALLY INGRAM COKER | — | AFLAC | $374 | $0 | $374 | 3.26% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 704 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 710 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 988 | $354K |
| Dental | AETNA LFIE INSURANCE COMPANY | 1,363 | $4.9M |
| Vision | VISION SERVICE PLAN | 611 | $125K |
| Life insurance | STANDARD INSURANCE COMPANY | 704 | $93K |
| Short-term disability | STANDARD INSURANCE COMPANY | 226 | $70K |
| Long-term disability | STANDARD INSURANCE COMPANY | 706 | $220K |
| Other(2 contracts, 2 carriers) | METROPOLITAN PROPERTY AND CAUALTY INSURANCE CO. | 308 | $91K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,363 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.