| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | P.O. BOX3310 SANTA BARBARA, CA 93130 | ANTHEM BLUE CROSS | $949K | $45K | $994K | 8.33% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL OF CALIFORNIA | P.O. BOX 2158 RIVERSIDE, CA 92516 | KAISER PERMANENTE | $478K | — | $478K | 5.42% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 4695 MACARTHUR CT STE 600 NEWPORT BEACH, CA 92660 | UNITED HEALTHCARE INSURANCE COMPANY | $445K | — | $445K | 8.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL OF CALIFORNIA | P.O. BOX 2158 RIVERSIDE, CA 92516 | KAISER PERMANENTE | $363K | — | $363K | 7.43% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL OF CALIFORNIA | P.O. BOX 2158 RIVERSIDE, CA 92516 | KAISER PERMANENTE | $228K | — | $228K | 6.56% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 3390 UNIVERSITY AVENUE STE 300 RIVERSIDE, CA 92501 | UNITED HEALTHCARE | — | $81K | $81K | 5.71% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL OF CALIFORNIA | P.O.BOX 2158 RIVERIDE, CA 92516 | KAISER PERMANENTE | $76K | $316 | $76K | 5.38% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | P.O. BOX 2158 RIVERSIDE, CA 92518 | METROPOLITAN LIFE INSURANCE COMPANY | $136K | $21 | $136K | 9.88% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | P.O. BOX 2158 RIVERSIDE, CA 92518 | METROPOLITAN LIFE INSURANCE COMPANY | — | $20K | $20K | 1.48% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | P.O. BOX 2158 RIVERSIDE, CA 92506 | HEALTH NET | $49K | — | $49K | 4.98% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL SERVICES | P.O. BOX 3310 BURBANK, CA 91504 | ANTHEM BLUE CROSS | $40K | $11K | $51K | 5.97% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SERVICE | P.O. BOX 3310 SANTA ANA, CA 93130 | DELTA DENTAL | $53K | — | $53K | 10.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 3390 UNIVERSITY AVE STE 300 RIVERSIDE, CA 92501 | VISION SERVICE PLAN | $18K | — | $18K | 5.09% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | P.O. BOX 2158 RIVERSIDE, CA 92516 | METROPOLITAN LIFE INSURANCE COMPANY | $30K | $21 | $30K | 11.73% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | P.O. BOX 2158 RIVERSIDE, CA 92516 | METROPOLITAN LIFE INSURANCE COMPANY | — | $9K | $9K | 3.34% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | P.O. BOX 2158 RIVERSIDE, CA 92516 | METROPOLITAN LIFE INSURANCE COMPANY | — | $7K | $7K | 2.88% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | P.O. BOX 2158 RIVERSIDE, CA 92516 | SAFEGUARD HEALTH PLAN INC | $25K | $4K | $29K | 11.47% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 3390 UNIVERSITY AVENUE SUITE 300 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURNCE COMPANY | $34K | — | $34K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | P.O. BOX 2158 RIVERSIDE, CA 92516 | SAFEGUARD HEALTH PLANS INC | $9K | $2K | $12K | 12.11% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 3390 UNIVERSITY AVENUE SUITE 300 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $13K | — | $13K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | 4695 MACARTHUR CT STE 600 BURBANK, CA 91504 | AMERITAS LIFE INSURANCE CORP | $3K | — | $3K | 3.63% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | 40 E. ALAMAR AVENUE BURBANK, CA 91504 | AMERITAS LIFE INSURANCE CORP | $2K | — | $2K | 2.86% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SERVICES | P.O. BOX 2158 RIVERSIDE, CA 92506 | DELTA DENTAL OF CALIFORNIA | $7K | — | $7K | 10.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 3390 UNIVERSITY AVENUE STE 300 RIVERSIDE, CA 02501 | VISION SERVICE PLAN | $2K | — | $2K | 2.98% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | P.O. BOX 2158 RIVERSIDE, CA 92516 | VISION SERVICE PLAN | $1K | — | $1K | 2.17% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 3390 UNIVERSITY AVENUE SUITE 300 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | — | $6K | 14.14% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 3390 UNIVERSITY AENUE SUITE 300 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 4695 MACARTHUR CT STE 600 NEWPORT BEACH, CA 92660 | SUTTER HEALTH CARRIER | $34K | — | $34K | 100.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | P.O. BOX 3310 SANTA BARBARA, CA 93130 | ANTHEM BLUE CROSS | $2K | $733 | $3K | 9.69% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 3390 UNIVERSITY AVENUE SUITE 300 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $872 | — | $872 | 5.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 3390 UNIVERSITY AVENUE SUITE 300 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 17.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | P.O. BOX 2158 RIVERSIDE, CA 92516 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $913 | $2K | 16.47% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | P.O. BOX 2158 RIVERSIDE, CA 92516 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $821 | $667 | $1K | 18.12% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURNCE | 3390 UNIVERSITY AVENUE SUITE 300 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURNCE COMPANY | $815 | — | $815 | 11.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 3390 UNIVERSITY AVENUE SUITE 300 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $334 | — | $334 | 15.01% |
| SIDLES DUNCAN & ASSOCIATES INS3 Filed as: SIDLES DUNCAN & ASSOCIATION INS | 4695 MACARTHUR CT STE 600 NEWPORT BEACH, CA 92660 | SAFEGUARD HEALTH PLANS INC | $11 | — | $11 | 0.86% |
| DAVID K. STEWART3 Filed as: DAVID K STEWART | 12523 LIMONITE AVENUE MIRA LOMA, CA 91752 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $56 | — | $56 | 4.71% |
| TERI ROLLIN3 | 335 MEDEA CREEK LN OAK PARK, CA 91377 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | — | $15 | 1.26% |
| HOLLERN & ASSOCIATES INCORPORATED3 Filed as: HOLLERN & ASSOCIATES INC | 9795 GATEWAY DR RENO, CA 89521 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.51% |
| SIDLES DUNCAN & ASSOCIATES INS3 | 4695 MACARTHUR CT STE 600 NEWPORT BEACH, CA 92660 | SAFEGUARD HEALTH PLANS INC | $19 | — | $19 | 1.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 25,892 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 25,892 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 5 carriers) | KAISER PERMANENTE | 1,698 | $26.6M |
| Dental(10 contracts, 7 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,022 | $2.7M |
| Vision(3 contracts) | VISION SERVICE PLAN | 3,314 | $479K |
| Life insurance(10 contracts, 5 carriers) | RELIANCE STANDARD LIFE INSURNCE COMPANY | 3,101 | $437K |
| Short-term disability(3 contracts, 3 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 151 | $30K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 860 | $37K |
| Prescription drug | SUTTER HEALTH CARRIER | 82 | $34K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,314 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.