| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERV | 3390 UNIVERSITY AVENUE SUITE 300 RIVERSIDE, CA 92501 | ANTHEM BLUE CROSS | $620K | $11K | $632K | 3.88% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL SERVICES | P.O. BOX 2158 SUITE 101 RIVERSIDE, CA 92516 | ANTHEM BLUE CROSS | $241K | — | $241K | 1.48% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNTIONAL | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | KAISER FOUNDATION HEALTH PLAN | $314K | $6K | $320K | 5.99% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | P.O. BOX 2158 RIVERSIDE CA, CA 92516 | KAISER FOUNDATION HEALTH PLAN | $251K | $5K | $256K | 6.10% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | KAISER PERMANENTE HEALTHPLAN | $182K | $4K | $186K | 5.14% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | BLUE SHIELD OF CALIFORNIA | $289K | $8K | $298K | 9.77% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | 3390 UNIVERSITY AVENUE SUITE 300 RIVERSIDE, CA 92501 | ANTHEM BLUE CROSS | $89K | — | $89K | 4.03% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | P.O. BOX 2158 RIVERSIDE, CA 92516 | ANTHEM BLUE CROSS | $22K | — | $22K | 0.99% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | P.O. BOX 2158 RIVERSIDE, CA 92516 | METROPOLITAN LIFE INSURANCE COMPANY | $196K | $21K | $217K | 11.05% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 3390 UNIVERSITY AVENUE SUITE 300 RIVERSIDE, CA 92501 | ANTHEM BLUE CROSS | $35K | $801 | $36K | 3.48% |
| AMWINS3 Filed as: LISI INC | 1600 HILLSDALE BLVD SAN MATEO, CA 94403 | ANTHEM BLUE CROSS | — | $17K | $17K | 1.70% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | P.O. BOX 2158 RIVERSIDE, CA 92516 | ANTHEM BLUE CROSS | $9K | — | $9K | 0.85% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | 4371 LATHAM STREET STE 101 RIVERSIDE, CA 92501 | UNITED HEALTHCARE INSURANCE COMPANY | $55K | — | $55K | 5.92% |
| INTERCARE INSURANCE SOLUTIONS, INC.3 Filed as: INTERCARE INS SOLUTIONS INC | 5375 MIRA SORRENTO PLACE SUITE 400 SAN DIEGO, CA 92121 | UNITED HEALTHCARE INSURANCE COMPANY | — | $6K | $6K | 0.64% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERV | P.O. BOX 2158 RIVERSIDE, CA 92506 | HEALTH NET | $46K | — | $46K | 4.97% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | P.O. BOX 2158 RIVESIDE, CA 92506 | HEALTH NET | $50K | — | $50K | 5.80% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | P.O. BOX 2158 RIVERSIDE, CA 92506 | HEALTH NET | $25K | — | $25K | 3.85% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 4371 LATHAM STREET RIVERSIDE, CA 92501 | DELTA DENTAL OF CALIFORNIA | $63K | — | $63K | 10.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | KAISER FOUNDATION HEALTH PLAN INC | $30K | $434 | $30K | 5.36% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS | 4371 LATHAM STREET STE 101 RIVERSIDE, CA 92501 | VISION SERVICE PLAN | $21K | — | $21K | 4.93% |
| HEALTH BENEFIT PARTNERS INSURANCE3 Filed as: HEALTH BENEFIT PARTNERS | 26522 LA ALAMEDA STE 130 MISSION VIEJO, CA 92691 | VISION SERVICE PLAN | — | — | $0 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 3390 UNIVERSITY AVENUE SUITE 300 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURANCE | $36K | — | $36K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 3635 RIVERSIDE PLACE DR BUILDING MC, SUITE 320 RIVERSIDE, CA 92506 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $10K | — | $10K | 9.88% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | P.O. BOX 2158 RIVERSIDE, CA 92516 | AMERITAS LIFE INSURANCE CORP. | — | $3K | $3K | 3.60% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | 4695 MACARTHUR CT STE 600 NEWPORT BEACH, CA 92660 | AMERITAS LIFE INSURANCE CORP. | $3K | — | $3K | 3.31% |
| INTERCARE INSURANCE SOLUTIONS, INC.3 Filed as: INTERCARE INSURANCE SOLUTIONS | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | UNITED HEALTHCARE INSURANCE COMPANY | $18K | — | $18K | 20.68% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 3390 UNIVERSITY AVENUE SUITE 300 RIVERSIDE, CA 92501 | VISION SERVICE PLAN | $2K | — | $2K | 2.73% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | P.O. BOX 2158 RIVERSIDE, CA 02516 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $3K | $8K | 14.79% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 3390 UNIVERSITY AVENUE SUITE 300 RIVERSIDE, CA 92501 | RELIANCE LIFE INSURANCE COMPANY | $4K | — | $4K | 6.74% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | 4695 MACARTHUR COURT STE 600 NEWPORT BEACH, CA 92660 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8K | — | $8K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS | 5375 MIRA SORRENTO PL STE 400 SAN DIEGO, CA 92121 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 3.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 3390 UNIVERSITY AVENUE SUITE 300 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | — | $7K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | P.O. BOX 2158 RIVERSIDE, CA 92517 | SAFEGUARD HEALTH PLANS INC | $38K | $4K | $42K | 110.88% |
| ROBERT CARTY INSURANCE SERVICES3 Filed as: ROBERT CARTY INSURANCE SERV | 1875 CENTURY PARK EAST SUITE 1950 LOS ANGELES, CA 90067 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $358 | — | $358 | 1.42% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 3390 UNIVERSITY AVENUE SUITE 300 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURANCE | $3K | — | $3K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 3390 UNIVERSITY AVENUE SUITE 300 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURANCE | $3K | — | $3K | 13.39% |
| SEQUOIA BENEFITS & INS SVCS LLC3 Filed as: SEQUOA BENEFITS & INSURANCE | 1850 GATEWAY DRIVE SUITE 700 SAN MATEO, CA 94404 | DELTA DENTAL OF CALIFORNIA | $2K | — | $2K | 10.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | P.O. BOX 2158 RIVERSIDE, CA 92516 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $797 | $3K | 14.14% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 4695 MACARTHUR CRT SUITE 600 RIVERSIDE, CA 92501 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SERV | 5375 MIRA SORRENTO PL SUITE 400 SAN DIEGO, CA 92121 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $963 | $963 | 5.59% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 3390 UNIVERSITY AVENUE SUITE 300 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURANCE | $2K | — | $2K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL DEPT | P.O. BOX 2158 RIVERSIDE, CA 92516 | UNITED OF OMAHA LIFE INSURANCE | $256 | — | $256 | 1.71% |
| HEALTH AND BENEFITS PARTNERS LLC3 Filed as: HEALTH BENEFITS PARTNERS INS | 26522 LA ALAMEDA STE 130 MISSION VIEJO, CA 92691 | UNITED OF OMAHA LIFE INSURANCE | $56 | — | $56 | 0.37% |
| ROBERT CARTY INSURANCE SERVICES3 | 1875 CENTURY PARK EAST SUITE 1950 LOS ANGELES, CA 90067 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $314 | — | $314 | 2.10% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | P.O. BOX 2158 RIVERSIDE, CA 92516 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $708 | $2K | 14.87% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 3390 UNIVESITY AVENUE SUITE 300 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURANCE | $2K | — | $2K | 13.40% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 3390 UNIVERSITY AVENUE SUITE 300 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 13.80% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | P.O. BOX 2158 RIVERSIDE, CA 92516 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $990 | — | $990 | 8.48% |
| HEATH BENEFIT PARTNERS INSURANCE3 Filed as: HEATH BENEFIT PARTNERS INS SOLUTION | 26522 ALAMEDA ST STE 130 MISSION VIEJO, CA 92691 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $177 | — | $177 | 1.52% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | P.O. BOX 2158 RIVERSIDE, CA 92516 | UNITED OF OMAHA INSURANCE COMPANY | $990 | — | $990 | 8.48% |
| HEALTH AND BENEFITS PARTNERS LLC3 Filed as: HEALTH BENEFITS PARTNERS | 26522 LA ALAMEDA STE SUITE 130 MISSION VIEJO, CA 92691 | UNITED OF OMAHA INSURANCE COMPANY | $177 | — | $177 | 1.52% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | P.O. BOX 2158 RIVERSIDE, CA 92516 | UNITED OF OMAHA LIFE INSURANCE | $2K | $62 | $2K | 15.58% |
| EDWARD BRADBURY3 | 35 BLUE HERON DRIVE FLETCHER, NC 28732 | UNITED OF OMAHA LIFE INSURANCE | $536 | — | $536 | 5.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 3390 UNIVERSITY AVENUE SUITE 300 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURANCE | $2K | — | $2K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | P.O. BOX 2158 RIVERSIDE, CA 92516 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $483 | $2K | 14.68% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | 4695 MACARTHUR COURT STE 600 NEWPORT BEACH, CA 92660 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 5375 MIRA SORRENTO PL SUITE 400 SAN DIEGO, CA 92121 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $570 | $570 | 5.74% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 3390 UNIVERSITY AVENUE SUITE 300 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURANCE | $1K | — | $1K | 15.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 3390 UNIVERSITY AVENUE SUITE 300 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $612 | — | $612 | 10.00% |
| ROBERT CARTY INSURANCE SERVICES3 | 1875 CENTURY PARK EAST SUITE 1950 LOS ANGELES, CA 90067 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $67 | — | $67 | 1.39% |
| WEHRLE CONSULTING INC3 | 5820 N 81ST STREET SCOTTSDALE, AZ 85250 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | — | $21 | 4.06% |
| JUDY J STAFFORD3 | 728 CORTEZ AVENUD THE VILLAGES, FL 32159 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 1.93% |
| LEOBARDO PINEDA3 | 1451 W HAWKEN WAY CHANDLER, AZ 85286 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,199 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,199 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(16 contracts, 9 carriers) | ANTHEM BLUE CROSS | 2,089 | $39.8M |
| Dental(6 contracts, 5 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,909 | $2.8M |
| Vision(2 contracts) | VISION SERVICE PLAN | 3,637 | $501K |
| Life insurance(18 contracts, 6 carriers) | RELIANCE STANDARD LIFE INSURANCE | 1,424 | $521K |
| Long-term disability(3 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,068 | $70K |
| Other(5 contracts, 4 carriers) | BLUE SHIELD OF CALIFORNIA | 411 | $3.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,637 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.