| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL SERVICES | 4321 LATHAM STREET SIOTE 101 RIVERSIDE, CA 92501 | ANTHEM BLUE CROSS | $919K | $9K | $929K | 6.62% |
| INTERCARE INSURANCE SOLUTIONS, INC.3 Filed as: INTERCARE INSURANCE SOLUTIONS | P.O. BOX 2158 RIVERSIDE, CA 92516 | ANTHEM BLUE CROSS | — | $11K | $11K | 0.08% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNTIONAL | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | KAISER FOUNDATION HEALTH PLAN | $296K | $2K | $299K | 5.58% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 4371 LATHAM STREET RIVERSIDE CA, CA 92501 | KAISER FOUNDATION HEALTH PLAN | $218K | $2K | $219K | 5.23% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | KAISER PERMANENTE HEALTHPLAN | $146K | $2K | $147K | 4.54% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | BLUE SHIELD OF CALIFORNIA | $258K | $9K | $267K | 8.28% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | P.O. BOX 5345 RIVERSIDE, CA 92517 | METROPOLITAN LIFE INSURANCE COMPANY | $203K | — | $203K | 10.70% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 3635 RIVERSIDE PLACE DR BLDG M3, STE 320 RIVERSIDE, CA 92501 | UNITED HEALTHCARE INSURANCE COMPANY | — | $90K | $90K | 4.88% |
| INTERCARE INSURANCE SOLUTIONS, INC. Filed as: INTERCARE INS SOLUTIONS INC | 5375 MIRA SORRENTO PL 400 SAN DIEGO, CA 92121 | UNITED HEALTHCARE INSURANCE COMPANY | — | $23K | $23K | 1.27% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | ANTHEM BLUE CROSS | $112K | $2K | $114K | 6.57% |
| INTERCARE INSURANCE SOLUTIONS, INC.3 Filed as: INTERCARE INSURANCE SOLUTIONS | P.O. BOX 2158 RIVERSIDE, CA 92516 | ANTHEM BLUE CROSS | — | $1K | $1K | 0.08% |
| AMWINS3 Filed as: LISI INC | 1600 W HILLSDALE BLVD SAN MATEO, CA 94403 | ANTHEM BLUE CROSS | — | $74K | $74K | 7.05% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | ANTHEM BLUE CROSS | $52K | $641 | $52K | 5.00% |
| INTERCARE INSURANCE SOLUTIONS, INC.3 Filed as: INTERCARE INSURANCE SOLUTIONS | P.O. BOX 2158 RIVERSIDE, CA 92516 | ANTHEM BLUE CROSS | — | $748 | $748 | 0.07% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | 4371 LATHAM STREET STE 101 RIVERSIDE, CA 92501 | UNITED HEALTHCARE INSURANCE COMPANY | $48K | — | $48K | 5.58% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SERVICES | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | KAISER PERMANENTE HEALTHPLAN | $72K | — | $72K | 8.44% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | P.O. BOX 2158 RIVERSIDE, CA 92506 | HEALTH NET | $50K | — | $50K | 6.15% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | P.O. BOX 2158 RIVERSIDE, CA 92506 | HEALTH NET | $30K | — | $30K | 3.85% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 4371 LATHAM STREET RIVERSIDE, CA 92501 | DELTA DENTAL OF CALIFORNIA | $63K | — | $63K | 10.00% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: HUB INTERNATIONAL INSURANCE | 4695 MACARTHUR COURT STE 600 NEWPORT BEACH, CA 92660 | UNUM - PROVIDENT LIFE AND ACCIDENT COMPANY | $87K | $6K | $93K | 20.27% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 4695 ,ACARTJIR CPIRT STE 600 NEWPORT BEACH, CA 92660 | UNUM - PROVIDENT LIFE INSURANCE COMPANY OF AMERICA | $162K | $14K | $176K | 40.71% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | KAISER FOUNDATION HEALTH PLAN INC | $23K | $163 | $23K | 5.72% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: HUB INTERNATIONAL | P.O. BOX 5345 RIVERSIDE, CA 92517 | SAFEGUARD HEALTH PLANS INC | $37K | $2K | $39K | 11.26% |
| HEALTH BENEFIT PARTNERS INSURANCE3 | 25522 LA ALAMEDA STE 130 MISSION VIEJO, CA 92691 | KAISER FOUNDATION HEALTHPLAN | $13K | — | $13K | 5.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURANCE | $29K | — | $29K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | 4695 MACARTHUR CT STE 600 NEWPORT BEACH, CA 92660 | AMERITAS LIFE INSURANCE CORP. | $11K | — | $11K | 10.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | P.O. BOX 2158 RIVERSIDE, CA 92516 | AMERITAS LIFE INSURANCE CORP. | — | $1K | $1K | 1.20% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 4371 LATHAM STREET RIVERSIDE, CA 92501 | DELTA DENTAL OF CALIFORNIA | $9K | — | $9K | 10.00% |
| SIDLES & DUNCAN ASSOC3 | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $8K | — | $8K | 9.90% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | VISION SERVICE PLAN | $2K | — | $2K | 2.91% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | — | $6K | 9.99% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | RELIANCE LIFE INSURANCE COMPANY | $4K | — | $4K | 7.56% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | — | $7K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | 4695 MACARTHUR COURT STE 600 NEWPORT BEACH, CA 92660 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $2K | $7K | 21.39% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURANCE | $5K | — | $5K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS | 4371 LATHAM STREET STE 101 RIVERSIDE, CA 92501 | VISION SERVICE PLAN | $773 | — | $773 | 2.70% |
| HEALTH BENEFIT PARTNERS INSURANCE3 Filed as: HEALTH BENEFIT PARTNERS | 26522 LA ALAMEDA STE 130 MISSION VIEJO, CA 92691 | VISION SERVICE PLAN | $591 | — | $591 | 2.07% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $1K | $4K | 20.26% |
| ROBERT CARTY INSURANCE SERVICES3 Filed as: ROBERT CARTY INSURANCE SERV | 1875 CENTURY PARK EAST SUITE 1950 LOS ANGELES, CA 90067 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 3200 EL CAMINO REAL 120 IRVINE, CA 92602 | AVESIS INSURANCE | $2K | — | $2K | 9.72% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 4371 LATHAM STREET RIVERSIDE, CA 92502 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURANCE | $2K | — | $2K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: HUB INTERNATIONAL | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURANCE | $2K | — | $2K | 15.00% |
| ROBERT CARTY INSURANCE SERVICES3 | 1875 CENTURY PARK EAST SUITE 1950 LOS ANGELES, CA 90067 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURANCE | $2K | — | $2K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | 4695 MACARTHUR COURT STE 600 NEWPORT BEACH, CA 92660 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $611 | $2K | 21.13% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | UNITED OF OMAHA LIFE INSURANCE | $1K | $286 | $2K | 18.05% |
| THOMAS EDWARD BRADBURY | 35 BLUE HERON DRIVE FLETCHER, NC 28732 | UNITED OF OMAHA LIFE INSURANCE | $469 | — | $469 | 5.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURANCE | $1K | — | $1K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: HUB INTERNATIONAL INSURANCE | 3390 UNIVERSITY AVENUE SUITE 300 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURANCE | $936 | — | $936 | 13.99% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $641 | — | $641 | 10.01% |
| ROBERT CARTY INSURANCE SERVICES3 | 1875 CENTURY PARK EAST SUITE 1950 LOS ANGELES, CA 90067 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $393 | — | $393 | 10.01% |
| HEATH BENEFIT PARTNERS INSURANCE3 Filed as: HEATH BENEFIT PARTNERS INS SOLUTION | 26522 ALAMEDA ST STE 130 MISSION VIEJO, CA 92691 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $243 | — | $243 | 10.00% |
| WEHRLE CONSULTING INC3 | 5820 N 81ST STREET SCOTTSDALE, AZ 85250 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | — | $24 | 4.26% |
| JUDY J STAFFORD3 | 728 CORTEZ AVENUD THE VILLAGES, FL 32159 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | — | $12 | 2.13% |
| LEOBARDO PINEDA3 | 1451 W HAWKEN WAY CHANDLER, AZ 85286 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 1.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,218 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,218 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(16 contracts, 9 carriers) | ANTHEM BLUE CROSS | 2,623 | $38.7M |
| Dental(6 contracts, 5 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,144 | $3.2M |
| Vision(3 contracts, 2 carriers) | VISION SERVICE PLAN | 613 | $123K |
| Life insurance(19 contracts, 7 carriers) | UNUM - PROVIDENT LIFE AND ACCIDENT COMPANY | 2,280 | $1.4M |
| Long-term disability(3 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,226 | $63K |
| Other(5 contracts, 4 carriers) | BLUE SHIELD OF CALIFORNIA | 350 | $3.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,623 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.