| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 | 430 E. DOUGLAS AVENUE WICHITA, KS 67202 | AETNA HEALTH, INC. | $63K | — | $63K | 3.99% |
| IMA, INC.3 | 430 E. DOUGLAS AVENUE WICHITA, KS 67202 | AETNA LIFE INSURANCE CO. | $34K | — | $34K | 4.07% |
| IMA, INC.3 | 3475 E. FOOTHILL BLVD. SUITE 100 PASADENA, CA 91107 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $1K | $4K | 13.75% |
| IMA, INC.3 | 3475 E. FOOTHILL BLVD. SUITE 100 PASADENA, CA 91107 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $1K | $4K | 14.51% |
| IMA, INC.3 | 3475 E. FOOTHILL BLVD. SUITE 100 PASADENA, CA 91107 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $467 | $2K | 13.57% |
| RENEE SUZANNE CORSO3 | 16000 VENTURA BLVD. SUITE 1120 ENCINO, CA 91436 | AFLAC | $133 | $13 | $146 | 1.16% |
| AVANT-GARDE INSURANCE SOLUTIONS3 | 728 N. LUCIA AVENUE SUITE B REDONDO BEACH, CA 90277 | AFLAC | $132 | — | $132 | 1.05% |
| AMY EVANS3 | 4932 N. NORTH MAYWOOD AVENUE LOS ANGELES, CA 90041 | AFLAC | $97 | — | $97 | 0.77% |
| CREATIVA ASSOCIATES FINANCIAL & INS3 Filed as: CREATIVA ASSOCIATES FINANCIAL AND | INSURANCE SERVICES, INC. 28470 AVENUE STANFORD, SUITE 300 VALENCIA, CA 91355 | AFLAC | $93 | — | $93 | 0.74% |
| GEORGIANNA STOUT3 | 34 LAUREL GLEN TERRACE SAN RAFAEL, CA 94903 | AFLAC | $88 | — | $88 | 0.70% |
| IMA, INC.3 | 3475 E. FOOTHILL BLVD. SUITE 100 PASADENA, CA 91107 | AFLAC | $70 | — | $70 | 0.55% |
| JEAN ANN SCHINDELHEIM3 | 554 DEW POINT AVENUE CARLSBAD, CA 92011 | AFLAC | $69 | — | $69 | 0.55% |
| YOLANDA JOY RICHMAN3 | 10000 NEVADA AVENUE CHATSWORTH, CA 91311 | AFLAC | $53 | — | $53 | 0.42% |
| STEPHANIE L SANDERS3 Filed as: STEPHANIE L. SANDERS | 6325 SIMPSON AVENUE NORTH HOLLYWOOD, CA 91606 | AFLAC | $53 | — | $53 | 0.42% |
| MARGARET MALLOY3 | 524 EVEN STREET NAPA, CA 94559 | AFLAC | $49 | — | $49 | 0.39% |
| RICHARD J KUNZ3 Filed as: RICHARD J. KUNZ | 601 MONTGOMERY STREET SUITE 1475 SAN FRANCISCO, CA 94111 | AFLAC | $45 | — | $45 | 0.36% |
| MICHELE BARBARA COSTA3 | 429 N. HAYWORTH AVENUE PENTHOUSE 4 LOS ANGELES, CA 90048 | AFLAC | $28 | $13 | $41 | 0.33% |
| GEOFFREY MALAIS3 | P.O. BOX 280717 NORTHRIDGE, CA 91328 | AFLAC | $36 | — | $36 | 0.29% |
| BALTOR INSURANCE SERVICES3 | 533 AIRPORT BLVD. SUITE 400 BURLINGAME, CA 94010 | AFLAC | $34 | — | $34 | 0.27% |
| NANETTE STARK3 | 16000 VENTURA BLVD. SUITE 1120 ENCINO, CA 91436 | AFLAC | $34 | — | $34 | 0.27% |
| NOEMI OSUNA3 | 994 E. 35TH STREET LOS ANGELES, CA 90011 | AFLAC | $28 | — | $28 | 0.22% |
| REBECCA ELAINE CHIARODIT3 | 4705 ARCOLA AVENUE TOLUCA LAKE, CA 91602 | AFLAC | $28 | — | $28 | 0.22% |
| JAMES B. GARNER3 | 11 HUMBOLDT COURT PACIFICA, CA 94044 | AFLAC | $26 | — | $26 | 0.21% |
| LILY YAN3 | 5805 SEPULVEDA BLVD. SUITE 700 SHERMAN OAKS, CA 91411 | AFLAC | $25 | — | $25 | 0.20% |
| ROBERT M. ABIGANA3 | 2220 CRESTMOOR DRIVE SAN BRUNO, CA 94066 | AFLAC | $24 | — | $24 | 0.19% |
| BRENDAN W DEASY3 Filed as: BRENDAN W. DEASY | P.O. BOX 278 CHINO, CA 91708 | AFLAC | $24 | — | $24 | 0.19% |
| KANDI MICHELLE MCINTYRE3 | 107 E. FRANKLIN AVENUE SUITE 101 WEATHERFORD, OK 73096 | AFLAC | $20 | — | $20 | 0.16% |
| KANDI M MCINTYRE3 Filed as: KANDI M. MCINTYRE | 8429 LORRAINE ROAD SUITE 385 LAKEWOOD RANCH, FL 34202 | AFLAC | $20 | — | $20 | 0.16% |
| JOSEPH A BUZZELLO3 Filed as: JOSEPH A. BUZZELLO | 14747 N. NORTHSIGHT BLVD. SUITE 111-454 SCOTTSDALE, AZ 85260 | AFLAC | $15 | — | $15 | 0.12% |
| ADAM H MICHAELS3 Filed as: ADAM H. MICHAELS | 2922 CORDA LANE LOS ANGELES, CA 90049 | AFLAC | $10 | — | $10 | 0.08% |
| BENJAMIN R. WERTHIMER3 | 6398 SAN SIMEON DRIVE ROHNERT PARK, CA 94928 | AFLAC | $10 | — | $10 | 0.08% |
| MINES INSURANCE SERVICES INC3 Filed as: MINES INSURANCE SERVICES INC. | 1519 BARTH AVENUE RICHMOND, CA 94806 | AFLAC | $7 | — | $7 | 0.06% |
| KRISTINA J KUNZ3 Filed as: KRISTINA J. KUNZ | 108 MADRONE AVENUE SAN FRANCISCO, CA 94127 | AFLAC | $7 | — | $7 | 0.06% |
| RUSSELL L WARYE3 Filed as: RUSSELL NAKAMURA | 4500 PARK GRANADA SUITE 202 CALABASAS, CA 91302 | AFLAC | $7 | — | $7 | 0.06% |
| MICHAEL C WALKER3 Filed as: MICHAEL JAMES RHODD | 4160 GREEN VALLEY ROAD FAIRFIELD, CA 94534 | AFLAC | $6 | — | $6 | 0.05% |
| CHRISTOPHER HAGER3 | 44 COLONIAL DRIVE RANCHO MIRAGE, CA 92270 | AFLAC | $5 | — | $5 | 0.04% |
| LES HEINSEN INS SERVICES INC3 Filed as: LES HEINSEN INSURANCE SERVICES INC | 4416 VIA PALAGIO FAIR OAKS, CA 95628 | AFLAC | $5 | — | $5 | 0.04% |
| OLENA K SHEA3 Filed as: OLENA K. SHEA | 3 MITCHELL PLACE UNIT 18C NEW YORK, NY 10017 | AFLAC | $4 | — | $4 | 0.03% |
| IRINA LESNYKH3 | 5112 TOPANGA CANYON BLVD. APT. 427 WOODLAND HILLS, CA 91364 | AFLAC | $4 | — | $4 | 0.03% |
| COLLEEN ANN OZUNA3 | 1008 FLETCHER BROOME ROAD MONROE, NC 28112 | AFLAC | $4 | — | $4 | 0.03% |
| CHRISTOPHER EARL BRANSON3 | P.O. BOX 930 MAKAWAO, HI 96768 | AFLAC | $3 | — | $3 | 0.02% |
| GARY SCOTT NELLIS3 | 10607 1/2 WOODBRIDGE STREET TOLUCA LAKE, CA 91602 | AFLAC | $3 | — | $3 | 0.02% |
| ALFRED RIETKERK3 | 438 PISGAH PIKE PULASKI, TN 38478 | AFLAC | $2 | — | $2 | 0.02% |
| TODD V MASON3 Filed as: TODD V. MASON | 1607 W. PACIFIC COAST HIGHWAY APT. 144 WILMINGTON, CA 90744 | AFLAC | $2 | — | $2 | 0.02% |
| DAVID SCOTT MANCHESTER3 | 11455 SW CARDINAL TERRACE BEAVERTON, OR 97008 | AFLAC | $1 | — | $1 | 0.01% |
| GUILLERMO H PALOMINO3 Filed as: GUILLERMO H. PALOMINO | 14224 N. 26TH DRIVE PHOENIX, AZ 85023 | AFLAC | $1 | — | $1 | 0.01% |
| ROGER M. BERMAN3 | P.O. BOX 98182 SEATTLE, WA 98198 | AFLAC | $1 | — | $1 | 0.01% |
| MICHAEL C WALKER3 Filed as: MICHAEL A. STACHOWIAK | 321 N. CLARK STREET SUITE 615 CHICAGO, IL 60654 | AFLAC | $1 | — | $1 | 0.01% |
| JOSEPH A NASCA3 Filed as: JOSEPH A. NASCA | 28081 W. MAPLE AVENUE BARRINGTON, IL 60010 | AFLAC | $1 | — | $1 | 0.01% |
| LAUREL NICOLE HARMS3 | 785 TURRINI DRIVE DANVILLE, CA 94526 | AFLAC | $1 | — | $1 | 0.01% |
| ALLISON FARRIS WENDELBERGER3 | 207 SANTA FE DRIVE WALNUT CREEK, CA 94598 | AFLAC | $1 | — | $1 | 0.01% |
| VIGILANT GROUP, LLC3 | 7808 E. CYPRESS STREET SCOTTSDALE, AZ 85257 | AFLAC | $1 | — | $1 | 0.01% |
| JESSE RAMOS4 | 7331 SHELBY PLACE APT. 20 RANCHO CUCAMONGA, CA 917395905 | PRE-PAID LEGAL SERVICES INC. DBA LEGALSHIELD | $368 | — | $368 | 6.52% |
| TANYA S. JONES4 | 1881 E. VILLA STREET PASADENA, CA 911072331 | PRE-PAID LEGAL SERVICES INC. DBA LEGALSHIELD | $139 | — | $139 | 2.46% |
| INTEGRITY ASSET SERVICES LLC4 | 1873 KOYUKON DRIVE SOUTH LAKE TAHOE, CA 961505824 | PRE-PAID LEGAL SERVICES INC. DBA LEGALSHIELD | $28 | — | $28 | 0.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 181 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 181 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA HEALTH, INC. | 486 | $2.4M |
| Vision | AETNA LIFE INSURANCE CO. | 486 | $826K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 180 | $42K |
| Short-term disability | AFLAC | 16 | $13K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 180 | $32K |
| Prescription drug(2 contracts, 2 carriers) | AETNA HEALTH, INC. | 486 | $2.4M |
| Other(5 contracts, 4 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 181 | $64K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 486 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.