| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STANTON HUNTON3 | 2516 VIA TEJON #310 PALOS VERDES ESTATES, CA 90274 | AETNA HEALTH, INC. | $49K | — | $49K | 4.62% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SERVICES | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | AETNA HEALTH, INC. | $15K | — | $15K | 1.39% |
| STANTON HUNTON3 | 2516 VIA TEJON #310 PALOS VERDES ESTATES, CA 90274 | AETNA LIFE INSURANCE CO. | $12K | — | $12K | 8.33% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SERVICES | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | AETNA LIFE INSURANCE CO. | $6K | — | $6K | 3.99% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SERVICES | 32110 AGOURA RD WESTLAKE VILLAGE, CA 91361 | ANTHEM LIFE INSURANCE COMPANY | — | $1K | $1K | 2.08% |
| CLAUDIA P BABA3 Filed as: CLAUDIA PATRICIA BABA | PO BOX 4831 ORANGE, CA 92863 | ALFAC | $923 | $74 | $997 | 5.52% |
| STANTON HUNTON3 Filed as: STANTON C HUNTON | 2516 VIA TEJON STE 310 PALOS VERDES ESTATES, CA 90274 | ALFAC | $906 | — | $906 | 5.02% |
| JASON DAVIS INSURANCE SERVICES INC3 | 8260 E ELLERFORD ST LONG BEACH, CA 90808 | ALFAC | $486 | $17 | $503 | 2.79% |
| NICHOLAS K. GREEN3 Filed as: NICHOLAS K GREEN | 14811 SAN JOSE AVE PARAMOUNT, CA 90723 | ALFAC | $105 | $17 | $122 | 0.68% |
| BETTY MURDOCK3 | 7216 TESSERA PKWY LAGO VISTA, TX 78645 | ALFAC | $103 | — | $103 | 0.57% |
| MOISES VILLALOBOS3 | 6122 WOODLAWN AVE MAYWOOD, CA 90270 | ALFAC | $86 | — | $86 | 0.48% |
| JASON N DOIG3 | 1260 W ADAMS BLVD LOS ANGELES, CA 90007 | ALFAC | $76 | — | $76 | 0.42% |
| DAVID HERNANDEZ3 | 2239 W 190TH ST TORRANCE, CA 90504 | ALFAC | $59 | — | $59 | 0.33% |
| COLLEEN M KIRKLAND3 | 1270 HOPEWELL CRST ALPHARETTA, GA 30004 | ALFAC | $49 | — | $49 | 0.27% |
| KATHLEEN S HANSON3 | 5460 E EL PARQUE ST LONG BEACH, CA 90815 | ALFAC | $48 | — | $48 | 0.27% |
| CASSANDRA GREEN3 | 4276 KATELLA AVE PMB 185 LOS ALAMITOS, CA 90720 | ALFAC | $46 | — | $46 | 0.25% |
| STEPHANIE A REYNOSO3 | 21 CERVANTES NEWPORT BEACH, CA 92660 | ALFAC | $18 | — | $18 | 0.10% |
| MOLOKAI MYLES HAND3 | 3309 WOLFE CT PLANO, TX 75025 | ALFAC | $16 | — | $16 | 0.09% |
| JAIME A MAYORGA3 | 252 BORREGO IRVINE, CA 92618 | ALFAC | $15 | — | $15 | 0.08% |
| TODD V MASON3 | 1607 W PACIFIC COAST HWY APT 144 WILMINGTON, CA 90744 | ALFAC | $15 | — | $15 | 0.08% |
| MIRIAM F HUNGERFORD3 | 33622 HOLTZ HILL RD DANA POINT, CA 92629 | ALFAC | $9 | — | $9 | 0.05% |
| JOANNA G MATHERLY3 | 4581 MAJESTIC MEADOWS DR ARRINGTON, TN 37014 | ALFAC | $6 | — | $6 | 0.03% |
| JOSEPH A BUZZELLO3 | 14747 N NORTHSIGHT BLVD STE 111-454 SCOTTSDALE, AZ 85260 | ALFAC | $6 | — | $6 | 0.03% |
| DEBORAH E BALLESTEROS3 | 1103 KILSON DR SANTA ANA, CA 92701 | ALFAC | $3 | — | $3 | 0.02% |
| STANTON HUNTON3 | 2516 VIA TEJON STE 310 PALOS VERDES ESTATES, CA 90274 | AFLAC | $974 | — | $974 | 5.70% |
| CLAUDIA P BABA3 Filed as: CLAUDIA PATRICIA BABA | PO BXO 4831 ORANGE, CA 92863 | AFLAC | $949 | — | $949 | 5.55% |
| JASON DAVIS INSURANCE SERVICES INC3 | 8260 E ELLERFORD ST LONG BEACH, CA 90808 | AFLAC | $582 | — | $582 | 3.40% |
| BETTY MURDOCK3 | 7216 TESSERA PKWY LAGO VISTA, TX 78645 | AFLAC | $105 | — | $105 | 0.61% |
| DAVID HERNANDEZ3 | 2239 W 190TH ST TORRANCE, CA 90504 | AFLAC | $97 | — | $97 | 0.57% |
| MOISES VILLALOBOS3 | 6122 WOODLAWN AVE MAYWOOD, CA 90270 | AFLAC | $89 | — | $89 | 0.52% |
| MOLOKAI MYLES HAND3 | 3309 WOLFE CT PLANO, TX 75025 | AFLAC | $79 | — | $79 | 0.46% |
| NICHOLAS K. GREEN3 Filed as: NICHOLAS K GREEN | 14811 SAN JOSE AVE PARAMOUNT, CA 90723 | AFLAC | $58 | — | $58 | 0.34% |
| KATHLEEN S HANSON3 | 5460 E EL PARQUE ST LONG BEACH, CA 90815 | AFLAC | $58 | — | $58 | 0.34% |
| CASSANDRA GREEN3 | 4276 KATELLA AVE PMB 185 LOS ALAMITOS, CA 90720 | AFLAC | $55 | — | $55 | 0.32% |
| JASON N DOIG3 | 1260 W ADAMS BLVD LOS ANGELES, CA 90007 | AFLAC | $27 | — | $27 | 0.16% |
| COLLEEN M KIRKLAND3 | 1270 HOPEWELL CRST ALPHARETTA, GA 30004 | AFLAC | $17 | — | $17 | 0.10% |
| TODD V MASON3 | 1607 W PACIFIC COAST HWY APT 144 WILMINGTON, CA 90744 | AFLAC | $15 | — | $15 | 0.09% |
| STEPHANIE A REYNOSO3 | 21 CERVANTES NEWPORT BEACH, CA 92660 | AFLAC | $12 | — | $12 | 0.07% |
| JAIME A MAYORGA3 | 252 BORREGO IRVINE, CA 92618 | AFLAC | $10 | — | $10 | 0.06% |
| JOANNA G MATHERLY3 | 4581 MAJESTIC MEADOWS DR ARRINGTON, TN 37014 | AFLAC | $6 | — | $6 | 0.04% |
| JOSEPH A BUZZELLO3 | 14747 N NORTHSIGHT BLVD STE 111-454 SCOTTSDALE, AZ 85260 | AFLAC | $6 | — | $6 | 0.04% |
| MIRIAM F HUNGERFORD3 | 33622 HOLTZ HILL RD DANA POINT, CA 92629 | AFLAC | $6 | — | $6 | 0.04% |
| DEBORAH E BALLESTEROS3 | 1103 KILSON DR SANTA ANA, CA 92701 | AFLAC | $2 | — | $2 | 0.01% |
| BARRY MCPHERSON INC3 | 3928 IRONBARK WAY MCKINNEY, TX 75071 | AFLAC | $1 | — | $1 | 0.01% |
| DALE IRA DAVIS3 | 5892 CEDARCREEK LN LEXINGTON, KY 40515 | AFLAC | $1 | — | $1 | 0.01% |
| OWEN JOHNSTON3 | 1300 FAIRHAVEN AVE APT 3 SANTA ANA, CA 92705 | AFLAC | $1 | — | $1 | 0.01% |
| STANTON HUNTON3 | 2208 PASEO DEL MAR PALOS VERDES ESTATES, CA 90274 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $459 | — | $459 | 10.21% |
| PACIFIC ADVISORS LLC3 Filed as: PACIFIC ADVISORS INC | — | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $9 | — | $9 | 0.20% |
| HUNTON,STANTON3 Filed as: HUNTON, STANTON | 2516 VIA TEJON #310 PALOS VERDES PENINSULA, CA 90274 | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | $10K | — | $10K | 580.84% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SERVICES | INC 32110 AGOURA RD WESTLAKE VILLAGE, CA 91361 | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | — | $2K | $2K | 130.20% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 143 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 146 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 219 | $145K |
| Dental(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 219 | $145K |
| Vision(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 219 | $145K |
| Life insurance(2 contracts, 2 carriers) | ANTHEM LIFE INSURANCE COMPANY | 204 | $56K |
| Short-term disability(3 contracts, 3 carriers) | ALFAC | 26 | $40K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 3 | $4K |
| Other(4 contracts, 4 carriers) | ANTHEM LIFE INSURANCE COMPANY | 204 | $91K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 219 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.