| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 | 1705 17TH ST, STE 100 DENVER, CO 80202 | KAISER FOUNDATION HEALTH PLAN INC | $23K | — | $23K | 0.63% |
| IMA, INC.3 | 1705 17TH ST, STE 100 DENVER, CO 80202 | KAISER FOUNDATION HEALTH PLAN INC | $5K | — | $5K | 0.42% |
| IMA, INC.3 | 1705 17TH ST, STE 100 DENVER, CO 80202 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $12K | $12K | 2.00% |
| IMA, INC.3 | 1705 17TH ST, STE 100 DENVER, CO 80202 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $6K | $6K | 2.00% |
| IMA, INC.3 | 1705 17TH STREET SUITE 100 DENVER, CO 802021260 | METROPOLITAN LIFE INSURANCE COMPANY | $24K | — | $24K | 15.85% |
| IMA, INC.3 | P.O. BOX 2992 WICHITA, KS 672012992 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $2K | $2K | 1.27% |
| BSC AGENCY LLC3 Filed as: BSC AGENCY, LLC | 1025 ASHWORTH ROAD SUITE 101 WEST DES MOINES, IA 502653542 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $2K | $2K | 1.06% |
| IMA, INC.3 | 1705 17TH ST, STE 100 DENVER, CO 80202 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $927 | — | $927 | 1.20% |
| IMA, INC.3 | 1705 17TH STREET SUITE 100 DENVER, CO 802021260 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | — | $10K | 15.48% |
| IMA, INC.3 | P.O. BOX 2992 WICHITA, KS 672012992 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $705 | $705 | 1.14% |
| BSC AGENCY LLC3 Filed as: BSC AGENCY, LLC | 1025 ASHWORTH ROAD SUITE 101 WEST DES MOINES, IA 502653542 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $637 | $637 | 1.03% |
| IMA, INC.3 | 430 E. DOUGLAS AVE WICHITA, KS 67202 | ARAG INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| IMA, INC.3 | 1705 17TH ST STE 100 DENVER, CO 80202 | METROPOLITAN LIFE INSURANCE COMPANY | $66 | — | $66 | 17.41% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | METROPOLITAN LIFE INSURANCE COMPANY | — | $5 | $5 | 1.32% |
| BSC AGENCY LLC3 Filed as: BSC AGENCY, LLC | 1025 ASHWORTH RD., STE. 101 WEST DES MOINES, IA 502653542 | METROPOLITAN LIFE INSURANCE COMPANY | — | $4 | $4 | 1.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,802 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 17 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,819 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 438 | $5.1M |
| Dental(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 1,497 | $1.4M |
| Vision | VISION SERVICE PLAN | 1,601 | $143K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,537 | $282K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,509 | $582K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,509 | $582K |
| Other(5 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,537 | $532K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,537 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.