| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 | 1705 17TH ST, STE 100 DENVER, CO 80202 | KAISER FOUNDATION HEALTH PLAN INC | $25K | — | $25K | 1.04% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INSURANCE | P.O. BOX 28852 NEW YORK, NY 10087 | KAISER FOUNDATION HEALTH PLAN INC | $55 | — | $55 | 0.00% |
| IMA, INC.3 | 1705 17TH ST STE 100 DENVER, CO 80202 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $3K | $3K | 0.48% |
| IMA, INC.3 | 1705 17TH ST, STE 100 DENVER, CO 80202 | KAISER FOUNDATION HEALTH PLAN INC | $4K | — | $4K | 1.21% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INSURANCE | P.O. BOX 28852 NEW YORK, NY 10087 | KAISER FOUNDATION HEALTH PLAN INC | $32 | — | $32 | 0.01% |
| IMA, INC.3 | 1705 17TH ST, STE 100 DENVER, CO 80202 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $4K | $4K | 2.21% |
| IMA, INC.3 | 1705 17TH ST, STE 100 DENVER, CO 80202 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $3K | $3K | 2.38% |
| IMA, INC.3 | 1705 17TH ST, STE 100 DENVER, CO 80202 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $904 | — | $904 | 1.01% |
| IMA, INC.3 | 9393 W. 110TH STREET SUITE 600 OVERLAND PARK, KS 66210 | ARAG INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON | PO BOX 28852 NEW YORK, NY 10017 | ARAG INSURANCE COMPANY | $1K | — | $1K | 2.90% |
| IMA, INC.3 | 1705 17TH ST, STE 100 DENVER, CO 80202 | FIRST UNUM LIFE INSURANCE COMPANY | $8 | $1 | $9 | — |
| IMA, INC.3 | 1705 17TH ST STE 100 DENVER, CO 80202 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | — |
| WILLIS TOWERS WATSON US LLC3 | P.O. BOX 28852 NEW YORK, NY 10087 | METROPOLITAN LIFE INSURANCE COMPANY | $90 | $110 | $200 | — |
| BSC AGENCY LLC3 Filed as: BSC AGENCY, LLC | 1025 ASHWORTH RD., STE. 1010 WEST DES MOINES, IA 502653542 | METROPOLITAN LIFE INSURANCE COMPANY | — | $157 | $157 | — |
| IMA, INC.3 | 1705 17TH ST, STE 100 DENVER, CO 80202 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | — | $11K | — |
| BSC AGENCY LLC3 | 1025 ASHWORTH RD., STE. 1010 WEST DES MOINES, IA 502653542 | METROPOLITAN LIFE INSURANCE COMPANY | — | $423 | $423 | — |
| WILLIS TOWERS WATSON US LLC3 | P.O. BOX 28852 NEW YORK, NY 10087 | METROPOLITAN LIFE INSURANCE COMPANY | — | $254 | $254 | — |
| IMA, INC.3 | 1705 17TH ST STE 100 DENVER, CO 80202 | METROPOLITAN LIFE INSURANCE COMPANY | $56 | — | $56 | — |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLS TOWERS WATSON INSURANCE | PO BOX 28852 NEW YORK, NY 10017 | METROPOLITAN LIFE INSURANCE COMPANY | $9 | $1 | $10 | — |
| BSC AGENCY LLC3 | 1025 ASHWORTH RD., STE. 1010 WEST DES MOINES, IA 502653542 | METROPOLITAN LIFE INSURANCE COMPANY | $1 | — | $1 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 863 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 40 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 903 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 344 | $3.0M |
| Dental(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 772 | $777K |
| Vision | VISION SERVICE PLAN | 824 | $94K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,075 | $129K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 863 | $180K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 863 | $180K |
| Other(6 contracts, 4 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,075 | $166K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,075 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.